Ask about safe driver discounts

One quick and easy way to lower your auto insurance rates is to find out if you qualify for any “safe driver” discounts with your current auto insurance provider.

“Safe driver” discounts can offer rate reductions to drivers who have proven to be dependable drivers. Definitions of “dependable driver” differ between different insurance companies.

Not all insurance companies offer this type of discount, and, as mentioned, those that do offer this type of discount often have varying criteria for what makes a “safe driver.”

But most of the criteria revolves around steering clear of moving violations and other tickets for a specified period of time.

Ask your insurance company if they offer any “safe driver” discounts. If you have a clean driving record, then why not be rewarded for it? It can’t hurt to ask – after all, the answer could end up padding your wallet.

Auto Insurance tips: This tip was originally posted on 3-4-2009 at 7:21 am.

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