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	<description>Personal finance tips to help you save money on monthly expenses.</description>
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		<title>Factor in longevity credits</title>
		<link>http://www.e-wisdom.com/tips/insurance/home-insurance/factor-in-longevity-credits/</link>
		<comments>http://www.e-wisdom.com/tips/insurance/home-insurance/factor-in-longevity-credits/#comments</comments>
		<pubDate>Thu, 19 Nov 2009 21:44:54 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[insurance discounts]]></category>
		<category><![CDATA[longevity]]></category>

		<guid isPermaLink="false">http://www.e-wisdom.com/tips/?p=1144</guid>
		<description><![CDATA[Shopping around for a better insurance premium may save you money, but at some point it may hurt you to jump from carrier to carrier. ]]></description>
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		<title>Student loan consolidation incentives</title>
		<link>http://www.e-wisdom.com/tips/personal-finance/student-loans/student-loan-consolidation-incentives/</link>
		<comments>http://www.e-wisdom.com/tips/personal-finance/student-loans/student-loan-consolidation-incentives/#comments</comments>
		<pubDate>Wed, 18 Nov 2009 14:14:29 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[consolidation]]></category>
		<category><![CDATA[incentives]]></category>

		<guid isPermaLink="false">http://www.e-wisdom.com/tips/?p=1258</guid>
		<description><![CDATA[Did you know that your original student loan lender might offer you better incentives for consolidating your college loans with them? ]]></description>
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		<title>Review your homeowners insurance coverage</title>
		<link>http://www.e-wisdom.com/tips/insurance/home-insurance/review-homeowners-insurance-coverage/</link>
		<comments>http://www.e-wisdom.com/tips/insurance/home-insurance/review-homeowners-insurance-coverage/#comments</comments>
		<pubDate>Fri, 13 Nov 2009 12:23:30 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[homeowners insurance]]></category>
		<category><![CDATA[insurance policy]]></category>

		<guid isPermaLink="false">http://www.e-wisdom.com/tips/?p=1264</guid>
		<description><![CDATA[Homeowners insurance is an important part of a sound financial plan. That said, it is a good idea to review the coverage periodically.]]></description>
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		<title>Commerical auto insurance coverage</title>
		<link>http://www.e-wisdom.com/tips/insurance/auto-insurance/commerical-auto-insurance-coverage/</link>
		<comments>http://www.e-wisdom.com/tips/insurance/auto-insurance/commerical-auto-insurance-coverage/#comments</comments>
		<pubDate>Mon, 09 Nov 2009 18:13:41 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[business insurance]]></category>
		<category><![CDATA[commercial insurance]]></category>

		<guid isPermaLink="false">http://www.e-wisdom.com/tips/?p=1256</guid>
		<description><![CDATA[If you own a business where you use vehicle(s) to conduct your business activities, you may need to have a business auto insurance policy.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Don&#8217;t automatically choose the cheapest plan</title>
		<link>http://www.e-wisdom.com/tips/communications/long-distance/dont-automatically-choose-cheapest-plan/</link>
		<comments>http://www.e-wisdom.com/tips/communications/long-distance/dont-automatically-choose-cheapest-plan/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 20:06:53 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Long Distance]]></category>
		<category><![CDATA[rates]]></category>

		<guid isPermaLink="false">http://www.e-wisdom.com/tips/?p=1253</guid>
		<description><![CDATA[It is best to consider the more indirect factors (other than per minute cost) of the long distance plans you're evaluating to be sure you have purchased the best option for you.]]></description>
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		<item>
		<title>What is a family or shared plan?</title>
		<link>http://www.e-wisdom.com/tips/communications/cell-phones/what-is-a-family-or-shared-plan/</link>
		<comments>http://www.e-wisdom.com/tips/communications/cell-phones/what-is-a-family-or-shared-plan/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 13:43:38 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Cell Phones]]></category>
		<category><![CDATA[calling plan]]></category>
		<category><![CDATA[family plan]]></category>
		<category><![CDATA[shared plan]]></category>

		<guid isPermaLink="false">http://www.e-wisdom.com/tips/?p=1244</guid>
		<description><![CDATA[Shared plan (often called a family plan) options are a fairly recent and wonderful option offered by many wireless carriers.]]></description>
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		<title>Mini-guide to home loan modification</title>
		<link>http://www.e-wisdom.com/tips/personal-finance/home-loans/mini-guide-to-home-loan-modification/</link>
		<comments>http://www.e-wisdom.com/tips/personal-finance/home-loans/mini-guide-to-home-loan-modification/#comments</comments>
		<pubDate>Fri, 30 Oct 2009 13:38:04 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[morgages]]></category>

		<guid isPermaLink="false">http://www.e-wisdom.com/tips/?p=1372</guid>
		<description><![CDATA[The government has set aside $75 billion to give renewed hope to some stressed homeowners. Can you get help?]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Why you need renter&#8217;s insurance</title>
		<link>http://www.e-wisdom.com/tips/insurance/home-insurance/why-you-need-renters-insurance/</link>
		<comments>http://www.e-wisdom.com/tips/insurance/home-insurance/why-you-need-renters-insurance/#comments</comments>
		<pubDate>Mon, 26 Oct 2009 16:23:58 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[renters insurance]]></category>

		<guid isPermaLink="false">http://www.e-wisdom.com/tips/?p=1074</guid>
		<description><![CDATA[Renter’s insurance covers personal property from damage or loss. In addition to personal liability coverage, it can provids living expenses should your apartment become uninhabitable.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Review your life insurance coverage</title>
		<link>http://www.e-wisdom.com/tips/insurance/life-insurance/review-your-life-insurance-coverage/</link>
		<comments>http://www.e-wisdom.com/tips/insurance/life-insurance/review-your-life-insurance-coverage/#comments</comments>
		<pubDate>Fri, 23 Oct 2009 15:08:58 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[coverage]]></category>

		<guid isPermaLink="false">http://www.e-wisdom.com/tips/?p=1303</guid>
		<description><![CDATA[If it has been more than a few years since you purchased your life insurance policy it may be time for an insurance checkup.]]></description>
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		<item>
		<title>Don&#8217;t stop paying until the ink is dry</title>
		<link>http://www.e-wisdom.com/tips/personal-finance/student-loans/dont-stop-paying-until-the-ink-is-dry/</link>
		<comments>http://www.e-wisdom.com/tips/personal-finance/student-loans/dont-stop-paying-until-the-ink-is-dry/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 12:24:17 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[student loan consolidation]]></category>

		<guid isPermaLink="false">http://www.e-wisdom.com/tips/?p=1047</guid>
		<description><![CDATA[Until you receive verification from the student loan consolidation lenders, you are still required to make all payments on your student loans.]]></description>
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