Credit Monitoring Tips

Featured Credit Monitoring Tip:

Two steps to prevent identity theft

Be careful of the sites you do business with to prevent identity theft. Here are two quick and easy ways to help prevent it from happening to you.

What to do if your identity is stolen

If your identity is stolen, you should file complaints with the police and FTC and close the affected accounts. Read more

Posted in: Credit Monitoring

Do credit reports and/or credit scores merge when you get married?

After you get married, you and your spouse share a lot of things, but one thing that you don’t share is a credit score. Read more

Posted in: Credit Monitoring

Does transferring a balance affect your credit score?

While balance transfer credit cards may seem straightforward, whether they’ll affect your credit score depends on your current situation. Read more

Posted in: Credit Cards, Credit Monitoring

Mortgage modification and credit scores

If you’re having trouble making your mortgage payments, you may qualify for the mortgage modification plan. But will modification impact your credit score? Read more

Posted in: Credit Monitoring, Home Loans

Employers do not have access to credit scores

While it is true that employers may potentially check an applicant’s credit report, the employer does not have access to the applicant’s credit score. Read more

Posted in: Credit Monitoring

Do you need identity theft insurance?

Because it’s a real threat in today’s world, identity theft insurance is a natural-progression product. But is it worth the money? Read more

Posted in: Credit Monitoring, Home Insurance

Don’t automatically close unused credit card accounts

With so many changes taking place with credit cards these days, you may feel compelled to close unused credit card accounts. Not so fast. Read more

Posted in: Credit Cards, Credit Monitoring

Library overdue fees and your credit score

A library account seems so benign, it’s easy to shrug off or forget an overdue fine. If you aren’t diligent to keep a clear account, it could show up on your next credit report. Read more

Posted in: Credit Monitoring