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	<title>e-wisdom.com tips &#187; Insurance</title>
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	<link>http://www.e-wisdom.com/tips</link>
	<description>Personal finance tips to help you save money on monthly expenses.</description>
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		<title>Factor in longevity credits</title>
		<link>http://www.e-wisdom.com/tips/insurance/home-insurance/factor-in-longevity-credits/</link>
		<comments>http://www.e-wisdom.com/tips/insurance/home-insurance/factor-in-longevity-credits/#comments</comments>
		<pubDate>Thu, 19 Nov 2009 21:44:54 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[insurance discounts]]></category>
		<category><![CDATA[longevity]]></category>

		<guid isPermaLink="false">http://www.e-wisdom.com/tips/?p=1144</guid>
		<description><![CDATA[Shopping around for a better insurance premium may save you money, but at some point it may hurt you to jump from carrier to carrier. ]]></description>
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		<title>Review your homeowners insurance coverage</title>
		<link>http://www.e-wisdom.com/tips/insurance/home-insurance/review-homeowners-insurance-coverage/</link>
		<comments>http://www.e-wisdom.com/tips/insurance/home-insurance/review-homeowners-insurance-coverage/#comments</comments>
		<pubDate>Fri, 13 Nov 2009 12:23:30 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[homeowners insurance]]></category>
		<category><![CDATA[insurance policy]]></category>

		<guid isPermaLink="false">http://www.e-wisdom.com/tips/?p=1264</guid>
		<description><![CDATA[Homeowners insurance is an important part of a sound financial plan. That said, it is a good idea to review the coverage periodically.]]></description>
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		<title>Commerical auto insurance coverage</title>
		<link>http://www.e-wisdom.com/tips/insurance/auto-insurance/commerical-auto-insurance-coverage/</link>
		<comments>http://www.e-wisdom.com/tips/insurance/auto-insurance/commerical-auto-insurance-coverage/#comments</comments>
		<pubDate>Mon, 09 Nov 2009 18:13:41 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[business insurance]]></category>
		<category><![CDATA[commercial insurance]]></category>

		<guid isPermaLink="false">http://www.e-wisdom.com/tips/?p=1256</guid>
		<description><![CDATA[If you own a business where you use vehicle(s) to conduct your business activities, you may need to have a business auto insurance policy.]]></description>
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		<item>
		<title>Why you need renter&#8217;s insurance</title>
		<link>http://www.e-wisdom.com/tips/insurance/home-insurance/why-you-need-renters-insurance/</link>
		<comments>http://www.e-wisdom.com/tips/insurance/home-insurance/why-you-need-renters-insurance/#comments</comments>
		<pubDate>Mon, 26 Oct 2009 16:23:58 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[renters insurance]]></category>

		<guid isPermaLink="false">http://www.e-wisdom.com/tips/?p=1074</guid>
		<description><![CDATA[Renter’s insurance covers personal property from damage or loss. In addition to personal liability coverage, it can provids living expenses should your apartment become uninhabitable.]]></description>
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		<title>Review your life insurance coverage</title>
		<link>http://www.e-wisdom.com/tips/insurance/life-insurance/review-your-life-insurance-coverage/</link>
		<comments>http://www.e-wisdom.com/tips/insurance/life-insurance/review-your-life-insurance-coverage/#comments</comments>
		<pubDate>Fri, 23 Oct 2009 15:08:58 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[coverage]]></category>

		<guid isPermaLink="false">http://www.e-wisdom.com/tips/?p=1303</guid>
		<description><![CDATA[If it has been more than a few years since you purchased your life insurance policy it may be time for an insurance checkup.]]></description>
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		<title>Car rentals and loss damage waivers</title>
		<link>http://www.e-wisdom.com/tips/personal-finance/credit-cards/car-rentals-and-loss-damage-waivers/</link>
		<comments>http://www.e-wisdom.com/tips/personal-finance/credit-cards/car-rentals-and-loss-damage-waivers/#comments</comments>
		<pubDate>Thu, 15 Oct 2009 13:55:28 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[car rental]]></category>
		<category><![CDATA[loss damage waiver]]></category>

		<guid isPermaLink="false">http://www.e-wisdom.com/tips/?p=1119</guid>
		<description><![CDATA[The Loss Damage Waiver (LDW) sold by car rental companies is sometimes seen as price gouging. Although the price can be high, some insurance agents recommend it.]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>When is builder&#8217;s risk insurance necessary?</title>
		<link>http://www.e-wisdom.com/tips/insurance/home-insurance/when-is-builders-risk-insurance-necessary/</link>
		<comments>http://www.e-wisdom.com/tips/insurance/home-insurance/when-is-builders-risk-insurance-necessary/#comments</comments>
		<pubDate>Fri, 02 Oct 2009 16:23:31 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[builders risk]]></category>

		<guid isPermaLink="false">http://www.e-wisdom.com/tips/?p=1124</guid>
		<description><![CDATA[Builder's Risk is a type of property insurance used during construction or a major renovation. This type of insurance can be an excellent layer of protection for the homeowner. ]]></description>
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		<title>Auto insurance discounts to look for</title>
		<link>http://www.e-wisdom.com/tips/insurance/auto-insurance/auto-insurance-discounts-to-look-for/</link>
		<comments>http://www.e-wisdom.com/tips/insurance/auto-insurance/auto-insurance-discounts-to-look-for/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 21:36:39 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[discounts]]></category>
		<category><![CDATA[insurance discounts]]></category>

		<guid isPermaLink="false">http://www.e-wisdom.com/tips/?p=1267</guid>
		<description><![CDATA[Whether you are searching for a new policy or trying to save money on your current policy, be sure to find out about any discounts that may apply. ]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Consider signing up with an emergency road service</title>
		<link>http://www.e-wisdom.com/tips/insurance/auto-insurance/consider-signing-up-with-an-emergency-road-service/</link>
		<comments>http://www.e-wisdom.com/tips/insurance/auto-insurance/consider-signing-up-with-an-emergency-road-service/#comments</comments>
		<pubDate>Fri, 18 Sep 2009 12:07:34 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[emergency road service]]></category>
		<category><![CDATA[liability]]></category>

		<guid isPermaLink="false">http://www.e-wisdom.com/tips/?p=1072</guid>
		<description><![CDATA[If you have an aging car, you may have chosen to buy only liability auto insurance to save money. For just a few more dollars a year, you could add a small safety net to your policy.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is comprehensive coverage the right choice?</title>
		<link>http://www.e-wisdom.com/tips/insurance/auto-insurance/comprehensive-or-collision-auto-insurance/</link>
		<comments>http://www.e-wisdom.com/tips/insurance/auto-insurance/comprehensive-or-collision-auto-insurance/#comments</comments>
		<pubDate>Tue, 15 Sep 2009 13:59:59 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[collision]]></category>
		<category><![CDATA[comprehensive]]></category>

		<guid isPermaLink="false">http://www.e-wisdom.com/tips/?p=1138</guid>
		<description><![CDATA[It doesn't make sense to pay high premiums for collision or comprehensive for an old car held together with duct tape and spiral notebook wire.]]></description>
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