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New rules for ATM/debit cards

New ATM/Debit Card rules eliminate automatic overdraft protection, unless you specifically authorize the service and the charges.

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Marriage and combining finances: Two bank accounts or one?

Marriage and combining finances: Two bank accounts or one?


When you get married, there is a long list of decisions you must make. You can have a joint account after marriage, but sometimes it’s better to have separate accounts. Read more

Posted in: Banking


Have CD rates bounced back yet?

Have CD rates bounced back yet?


CD rates have not completely bounced back, but they are currently climbing little by little. Read more

Posted in: Banking


Interest-earning checking accounts: Good idea?

Interest-earning checking accounts: Good idea?


Interest-earning checking accounts can be a good idea, but there are financial aspects to consider. Read more

Posted in: Banking


Three steps to a quick financial tune-up

Three steps to a quick financial tune-up


Mechanics are nice enough to put stickers on our windshields reminding us of when our next auto tune-up is necessary. But what about a financial tune-up? Read more

Posted in: Banking, Credit Cards, Home Loans


The FDIC’s mixed quarterly report

The FDIC’s mixed quarterly report


Every quarter, the FDIC sounds off on the state of our nation’s banking industry. During the second quarter of 2010, the FDIC’s report showed a rise in troubled banks. Read more

Posted in: Banking


What is not covered by FDIC Insurance

What is not covered by FDIC Insurance


It is important to remember that investment type products and certain events are not covered by FDIC insurance. Read more

Posted in: Banking


What is covered by FDIC Insurance

What is covered by FDIC Insurance


Not all accounts within a financial institution are allowed FDIC. Bank accounts like checking accounts, savings accounts, money market accounts, IRAs, trust accounts, and CDs are. Read more

Posted in: Banking


Savings rates: What to expect for the remainder of the year

Savings rates: What to expect for the remainder of the year


Many signs point to the fact that savings account rates are likely to stay the same or even possibly fall a little bit more this year. Read more

Posted in: Banking


Banking at multiple institutions: A good idea?

Banking at multiple institutions: A good idea?


As long as you can keep track of your accounts and fees, it can be a good idea to spread out accounts across two or more banks. Read more

Posted in: Banking


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Consumers putting their money in different places now

Banking News

Consumers putting their money in different places now

A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more



Banking FAQs



Banking Calculators

CD Ladder Calculator
CD Ladder Calculator

Examine the benefits of investing in a series of Certificates of Deposit (CDs), a strategy also known as CD laddering.



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Personal Finance Tips - Banking