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Mississippi residents have highest credit card delinquency rate

Mississippi residents have highest credit card delinquency rate

Mississippi residents had the highest credit card delinquency rate in the nation in the fourth quarter (Q4) of 2012, TransUnion said in a recent report.

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Consumer credit card debt rises, as does delinquency rate

Consumer credit card debt rises, as does delinquency rate

Tuesday, March 5th, 2013

Consumers piled up more credit card debt and also paid late more often in the fourth quarter (Q4) of 2012, TransUnion said in a recent report. Read more

Posted in: Business Credit Cards, Consumer Credit Cards, Student Credit Cards


Credit card delinquencies at lowest point in nearly two decades

Credit card delinquencies at lowest point in nearly two decades

Friday, February 8th, 2013

Consumer delinquencies fell in the third quarter (Q3) of 2012, led by a large drop in bank card delinquencies, the American Bankers Association (ABA) said in a recent report. Read more

Posted in: Business Credit Cards, Consumer Credit Cards, Home Equity, Student Credit Cards


Smartphone payments will overtake credit cards, but not just yet

Smartphone payments will overtake credit cards, but not just yet

Wednesday, February 6th, 2013

A majority of Americans believe that smartphones will replace credit cards for payment transactions in the future, but not quite as many are ready to adopt this technology just yet. Read more

Posted in: Business Credit Cards, Consumer Credit Cards, Student Credit Cards


Majority believe that smartphone will replace credit cards

Majority believe that smartphone will replace credit cards

Wednesday, January 23rd, 2013

Nearly two-thirds of Americans believe that smartphones will overtake credit cards for payment transactions, the results of a Harris Poll revealed recently. Read more

Posted in: Business Credit Cards, Consumer Credit Cards, Student Credit Cards


More consumers pay credit card bills late in Q3

More consumers pay credit card bills late in Q3

Tuesday, December 18th, 2012

The credit card delinquency rate on a national level rose in the third quarter (Q3) of 2012, TransUnion said in a recent report. Read more

Posted in: Business Credit Cards, Consumer Credit Cards, Student Credit Cards


Credit card delinquencies decline in Q2

Credit card delinquencies decline in Q2

Tuesday, October 30th, 2012

Consumer credit delinquency rates showed improvement in the second quarter (Q2) of 2012, led by positive movement with bank credit cards. Read more

Posted in: Business Credit Cards, Consumer Credit Cards, Student Credit Cards


Small business community remains pessimistic

Small business community remains pessimistic

Wednesday, October 24th, 2012

The small business community showed low expectations and high pessimism in September, the National Federation of Independent Business revealed in a recent report. Read more

Posted in: Business Credit Cards, Loans


Struggling metro areas see yearly decline in credit card debt

Struggling metro areas see yearly decline in credit card debt

Wednesday, October 10th, 2012

Metropolitan areas in the U.S. termed as struggling, or still recovering economically, posted yearly declines in credit card debt in August, a recent report from Equifax said. Read more

Posted in: Business Credit Cards, Consumer Credit Cards, Student Credit Cards


Credit card debt remains relatively low

Credit card debt remains relatively low

Wednesday, September 5th, 2012

Despite a quarter-over-quarter rise in average credit card debt, balances remain near record-low levels, TransUnion said in a recent report. Read more

Posted in: Business Credit Cards, Consumer Credit Cards, Student Credit Cards


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Unsubsidized vs. subsidized student loans

When it comes to student loans, knowing the difference between subsidized loans and unsubsidized loans is an important concept to understand. Read more



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