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Compare Refinance Rates in New Jersey

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Bankrate.com

Mortgage Refinance Loans in NJ

Compare today's mortgage refinance loan rates in New Jersey. Search for lenders and rates available in your area of New Jersey. Refine your search by entering your ZIP code, loan amount information and/or the type of loan product desired.

Popular metropolitan areas for New Jersey:
New York City | Philadelphia | Allentown

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Searching the New York Metro, NY market.

Rate Search Results				Click here for column definitions
Lender	Date	Rate	APR*	Fees	Points	Lock	Monthly($)
Bank of America	11/20/09	4.875	5.014	$1,400	0.875/ 0.000	60	$1,058
Quicken Loans	11/20/09	4.750	4.975	$1,600	1.750/ 0.000	45	$1,043
Ditech	11/20/09	5.125	5.317	$669	1.800/ 0.000	60	$1,089
Bank of America	11/20/09	4.750	4.966	$1,400	1.750/ 0.000	60	$1,043
Quicken Loans	11/20/09	4.875	5.034	$1,600	1.000/ 0.000	45	$1,058
Quicken Loans	11/20/09	5.125	5.267	$3,164	0.000/ 0.000	45	$1,089
Sovereign Bank	11/18/09	5.125	5.185	$860	0.250/ 0.000	60	$1,089
Citibank, NA	11/18/09	5.125	5.172	$565	0.250/ 0.000	60	$1,089
Bank of America	11/13/09	5.125	5.187	$1,400	0.000/ 0.000	60	$1,089
Many lenders and institutions have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please email us. The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the product differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above click on the appropriate product group: Mortgages, Home Equity, CD, Auto and Checking/Savings. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration. Bankrate.com rates banks, thrifts and credit unions through proprietary Safe & Sound star rating system. Rates are subject to change without notice and may vary from branch to branch.

Mortgage Articles

Is now the right time to refinance?

Is now the right time to refinance?
This question requests universal answers that simply don't exist. The "best" time to refinance may be very different for you than the "best" time for your next door neighbor. Here are some factors you should know to make the right decision about refinancing your home mortgage. Read more

Get your finances in order for home buying and selling

Get your finances in order for home buying and selling
It is in your best interests to get your finances in optimal shape before considering either buying or selling a home. If your finances are in good order, there is a much better chance that things will go your way in the buying or selling process. Learn more about what you can do to prepare for either situation. Read more

:: More Mortgage Articles

Mortgage Tips

First-time home buyer tax credits
If a home buyer is purchasing a primary residence for the first time, he can qualify for the First-Time Home Buyer Tax Credit. Only a few requirements are in place in order to qualify. Read more

Do you need a loan modification?
Loan modifications can be of great help to homeowners who have fallen behind in their payments, but it is important for those homeowners to do their homework first. Read more

:: More Mortgage Tips

Mortgage FAQs

Mortgage FAQs

:: More Mortgage FAQs

Mortgage Calculators

Refinance Interest Savings Calculator		Loan Comparison Calculator
	Use this calculator to find out how much interest you may be able to save by refinancing your existing mortgage.		Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.

:: More Mortgage Calculators

About our New Jersey mortgage refinance loan comparisons

We strive to provide comprehensive listings of mortgage refinance loan rates in New Jersey to help you find a refinancing option that meets your individual needs. We hope to make the comparison process simple and easy and, in the end, help you save money on your refinance costs in NJ. For more information about home loan refinancing, visit our mortgage FAQs.


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