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Compare New Mortgage Rates in New Jersey

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New Mortgage Loans in NJ

Compare today's new mortgage loan rates in New Jersey. Search for lenders and rates available in your area of New Jersey. Refine your search by entering your ZIP code, loan amount information and/or the type of loan product desired.

Popular metropolitan areas for New Jersey:
New York City | Philadelphia | Allentown

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Searching the New York Metro, NY market.

Rate Search Results				Click here for column definitions
Lender	Date	Rate	APR*	Fees	Points	Lock	Monthly($)
Quicken Loans	11/20/09	5.125	5.267	$3,164	0.000/ 0.000	45	$1,089
Bank of America	11/20/09	4.875	5.048	$1,400	1.250/ 0.000	30	$1,058
Bank of America	11/20/09	5.000	5.140	$1,400	0.875/ 0.000	30	$1,074
Ditech	11/20/09	5.125	5.317	$669	1.800/ 0.000	60	$1,089
Quicken Loans	11/20/09	4.875	5.034	$1,600	1.000/ 0.000	45	$1,058
Freedom Mortgage Corporation	11/20/09	5.000	5.044	$995	0.000/ 0.000	30	$1,074
Quicken Loans	11/20/09	4.750	4.975	$1,600	1.750/ 0.000	45	$1,043
Astoria Federal S&LA	11/20/09	4.875	4.931	$1,275	0.000/ 0.000	60	$1,058
Bank of America	11/19/09	5.250	5.313	$1,400	0.000/ 0.000	30	$1,104
Citibank, NA	11/18/09	5.125	5.172	$565	0.250/ 0.000	60	$1,089
Emigrant Savings Bank	11/18/09	5.000	5.093	$600	0.750/ 0.000	60	$1,074
HSBC Bank USA, N.A.	11/18/09	5.000	5.025	$575	0.000/ 0.000	60	$1,074
Chase Bank	11/18/09	5.375	5.416	$669	0.125/ 0.000	60	$1,120
Hudson City Svgs Bk	11/18/09	5.250	5.363	$500	0.000/ 1.000	60	$1,104
New York Community Bank	11/18/09	5.250	5.277	$600	0.000/ 0.000	60	$1,104
Sovereign Bank	11/18/09	5.125	5.185	$860	0.250/ 0.000	60	$1,089
Many lenders and institutions have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please email us. The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the product differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above click on the appropriate product group: Mortgages, Home Equity, CD, Auto and Checking/Savings. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration. Bankrate.com rates banks, thrifts and credit unions through proprietary Safe & Sound star rating system. Rates are subject to change without notice and may vary from branch to branch.

Mortgage Articles

Home loan changes to expect in 2009

Home loan changes to expect in the remainder of 2009
Down economies affect home loans in various ways, many of which are unwelcome to most of the population. But why does it seem that these two items are always related? With this question in mind, read on for changes to expect regarding home loans in the remainder of 2009. Read more

Is now the right time to refinance?

Is now the right time to refinance?
This question requests universal answers that simply don't exist. The "best" time to refinance may be very different for you than the "best" time for your next door neighbor. Here are some factors you should know to make the right decision about refinancing your home mortgage. Read more

:: More Mortgage Articles

Mortgage Tips

Know your bank’s communication policies
Even if you don't have the time to find out the specifics of the communication policies of each bank that you do business with, you can apply the following general rules to most banks. Read more

Always avoid late payments
It happens to everyone at some point in life. As soon as you know you can't cover all of the bills due, make a priority list. Read more

:: More Mortgage Tips

Mortgage FAQs

Mortgage FAQs

:: More Mortgage FAQs

Mortgage Calculators

ARM vs. Fixed Rate Mortgage Calculator		Loan Comparison Calculator
	Use this calculator to compare a fixed rate mortgage to two types of ARMs, a fully-amortizing ARM and an interest-only ARM.		Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.

:: More Mortgage Calculators

About our New Jersey new mortgage loan comparisons

We strive to provide comprehensive listings of new mortgage loan rates in New Jersey to help you find a home loan that meets your individual needs. We hope to make the comparison process simple and easy and, in the end, help you save money on your mortgage costs in NJ. For more information about home loans, visit our home loan FAQs.


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