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Featured Advice

When will banks start lending again?

Mortgage rates are as low as ever recorded. Refinance rates could save homeowners hundreds of dollars per month with lower payments. Why, then, are mortgage loans closing at an amazingly low number? Banks are simply not lending. Read more
When will banks start lending again?

Featured Tip

Do you need higher liability limits?

Don't be surprised if an insurance agent tries to sell you higher liability limits than your state requires when you're shopping for auto insurance.



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Credit Cards

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more





Advice, Tips and FAQs


Credit card industry changes to the remainder of 2010
Credit card industry changes to the remainder of 2010
The CARD Act has generated many changes for credit cards and cardholder accounts. Credit card industry changes in the remainder of the year should include increased fees, fewer rewards, harder approvals, and higher rates. Read more

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Bank Rates

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


Is the end of free checking on the horizon?
Is the end of free checking on the horizon?
Free checking accounts may be on life support, but these bank accounts are still breathing as of 2010. Indeed, free checking accounts may disappear in the future because of new regulations, but you can still find a free account. Read more






Home Loans

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


Breakdown of home buyer tax credits
Breakdown of home buyer tax credits
The extension for the new home buyer tax credit expired on April 30, 2010, and has not been renewed to date. Read on for a quick breakdown of how the home buyer tax credits worked and what might follow the tax credit expiration. Read more






Auto Insurance

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


Tips on how to buy discount motorcycle insurance
Tips on how to buy motorcycle insurance
Motorcycles can give you a lot of freedom on the road - especially if you also have the confidence of an excellent motorcycle insurance policy to go with it. Here are six tips to help you buy the right kind of motorcycle insurance and get discounts, too. Read more






Home Insurance

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


Home insurance and natural disasters
Home insurance and natural disasters
In many cases, insurance rates reflect some fallout from insurer payouts from natural disasters. The insured must either accept these changes as inevitable or diligently search for other insurance providers who may have suffered fewer losses. Read more






Life Insurance

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


Five life insurance don'ts
Five life insurance "don'ts"
Life insurance is a classic example of a rather simple concept that can become quite complex in its proper implementation. Much has been written about everything that one should do when buying life insurance. Less is known about some of the things not to do. Read more






Long Distance

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Exploring the benefits of VoIP
Exploring the benefits of VoIP
Voice over Internet Protocol (VoIP) represents the one of the latest, and perhaps one of the most exciting, links in the long chain of telecommunication devices that have connected people through the ages. The potential of VoIP is great and, when in full use, it may totally revolutionize the way people communicate. Read more

· Voice over IP - The future is now

· VoIP fact sheet

· Are calling cards still relevant?

· Control long distance costs with prepaid calling cards






Tips and FAQs


Alternatives to landline long distance phone service
Increased competition and technological breakthroughs have spawned a number of low cost alternatives to traditional landline long distance phone service in recent years. Read more




Internet Service

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Benefits of broadband: More than simply speed
Benefits of broadband: More than simply speed
Broadband Intenet service can offer many diverse benefits. More than just doing the old things faster, broadband technology can open doors to new opportunities in many aspects of life. Broadband is literally a gateway to many other worlds connected to work, entertainment and more. Read more

· Broadband vs. dial-up: Which is the best?

· Questions to ask before signing up with a new ISP

· DSL or cable Internet: Which is better?

· How to choose a wireless router






Tips and FAQs


A good savings account offers more than just a good rate
If you want a place to save your hard-earned money, simply finding the best CD rates, saving rates, and money market rates is not enough. Read more




Auto Loans

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Understanding the Truth in Lending Act
Understanding the Truth in Lending Act
Enacted in 1968, The Truth in Lending Act came into being for the sole purpose of keeping borrowers from falling victim to predatory lenders. The law mandates that lenders are responsible for making sure that consumers are aware of what they are agreeing to when they borrow money. Read more

· Gap insurance explained

· Ultimate guide to auto financing

· Pros and cons of auto leasing

· Determine the actual cost of an auto loan






Tips and FAQs


Alternatives to landline long distance phone service
Increased competition and technological breakthroughs have spawned a number of low cost alternatives to traditional landline long distance phone service in recent years. Read more




Health Insurance

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A look at the Recovery and Reinvestment Act
A look at the Recovery and Reinvestment Act
The American Recovery and Reinvestment Act of 2009 is a complex piece of legislation with numerous tax provisions. Among the highlights are help for the unemployed, first-time homebuyers, Social Security recipients, and taxpayers of all kinds. What does this mean for you?   Read more

· Understanding the limitations of health insurance

· Health insurance 101

· COBRA health insurance explained

· Questions to ask when choosing a health insurance plan






Tips and FAQs


The repeat home buyer’s tax credit
Repeat home buyers who bought a principal residence between November 6, 2009 and April 30, 2010 can receive a tax credit. Read more




Student Loans

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Five Rules When Applying For Credit
Five rules when applying for credit
The act of applying for credit sets a process in motion to determine your overall credit worthiness. No matter what kind of credit you want to apply for, there are many things you can do to improve your chances of getting approved. When you apply for credit of any kind, you should keep these five simple rules in mind. Read more

· Practical budgeting for new college graduates

· Understanding Stafford student loans

· Private student loans explained

· Former students and the changing student loan industry






Tips and FAQs


Mortgage rates: How low are they right now?
With 30-year fixed mortgage rates hovering below 5%, it actually is a good time to take advantage of low rates. Read more




Cell Phones

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Questions to ask when shopping for a cell phone plan
Questions to ask when shopping for a cell phone plan
Cell phone options are plentiful, which can often make picking a cell phone, carrier and plan a difficult decision. If you ask the right questions from the beginning, you'll have a better chance of ending up with a cell phone that meets your needs and, in turn, avioding having to pay early termination fees.
Read more

· Using a cell phone overseas

· Questions to ask before getting a new cell phone

· How to choose a wireless plan

· Local vs. national calling plans






Tips and FAQs


The repeat home buyer’s tax credit
Repeat home buyers who bought a principal residence between November 6, 2009 and April 30, 2010 can receive a tax credit. Read more



Finance Calculators

Certificate of Deposit Calculator

Compare Certificate of Deposit (CD) options. Compare different rates and lengths to see how much you may be able to earn.


HSA Savings Calculator

Determine how much your Health Savings Account (HSA) will be worth over time. Fine tune your plan by comparing options.


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Debt Consolidation Calculator

See what your monthly payment would be with a consolidated loan. Adjust your terms, loan types and/or rate to compare options.


Home Budget Analysis Calculator

Exactly where is your money going each month? Calculate and analyze your current monthly expenses and identify areas for improvement.




Knowledge

Make Your Next Decision a Knowledgeable One

Being able to compare products and services is a great thing. It allows you to find the product/service that best suits your needs and also allows the possibility to save as much money as possible.

But questions inevitably arise in the process of comparing. Our knowledge center is here to help out. Our constantly expanding base can help to answer common questions, provide tips, offer advice and provide tools and resources to help you in your decision-making process.


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