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Featured Advice

Factors that can increase your car insurance premium

Several different factors can influence how much a driver pays for his or her car insurance coverage. These factors include, but are not limited to, the no-claims discount, age, gender, storage of the vehicle and more.  Read more
Factors that can increase your car insurance premium

Featured Tip

Six reasons to use automatic payments

If you haven't signed up for automatic payments for regular monthly bills, here are six reasons you should.



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Credit Cards

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more





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Credit card industry changes to the remainder of 2010
Credit card industry changes to the remainder of 2010
The CARD Act has generated many changes for credit cards and cardholder accounts. Credit card industry changes in the remainder of the year should include increased fees, fewer rewards, harder approvals, and higher rates. Read more

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Bank Rates

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







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Is the end of free checking on the horizon?
Is the end of free checking on the horizon?
Free checking accounts may be on life support, but these bank accounts are still breathing as of 2010. Indeed, free checking accounts may disappear in the future because of new regulations, but you can still find a free account. Read more






Home Loans

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


A primer for the first-time home buyer
A primer for the first-time home buyer
Borrowing the money to finance your first home is a huge undertaking.  As a first-time buyer looking for a mortgage, you might feel overwhelmed because there are so many options. Read on for some tips for navigating the mortgage selection process. Read more






Auto Insurance

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


The difference between classic and no-fault auto insurance
The difference between classic and no-fault auto insurance
It is true: auto insurance policy language can tax the patience of even the most informed and experienced reader. Here's the real difference between the tort system and no-fault auto insurance - much of it lies in the speed of processing claims. Read more






Home Insurance

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


Protect your identity with homeowners insurance
Protect your identity with homeowners insurance
Identity theft is a rising problem in America and around the world, as thieves target people to take over their credit lines or apply for new lines of credit.  Homeowner's insurance can protect you against losses from identity theft - but know that it is not always automatic coverage. Read more






Life Insurance

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


Top financial mistakes and how to avoid them
Top financial mistakes and how to avoid them
Financial mistakes of any kind can prove to be very costly.  Knowing the most common financial mistakes, and how to avoid them, can help you stay on the right path.  With a little bit of careful planning and common sense, the financial blunders that commonly occur can be replaced by wise financial decisions that can set the table for a comfortable future. Read more






Long Distance

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VoIP fact sheet
VoIP fact sheet
Voice over Internet Protocol is quickly gaining ground over traditional landline service in the phone market. While the debate is still in progress, VoIP does offer a few plusses over traditional landlines. Read on for important facts about Voice over Internet Protocol service that can help you to decide whether it is right for you. Read more

· Voice over IP - The future is now

· Exploring the benefits of VoIP

· Control long distance costs with prepaid calling cards

· The value of toll free numbers






Tips and FAQs


Tips on selling a home in today’s housing market
What are some tips for selling a home on today's market? Fix it up, keep the lawn mowed, and price it strategically. Read more




Internet Service

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Broadband vs. Dial-up: Which is the best?
Broadband vs. dial-up: Which is the best?
The real debate of the merits of dial-up versus broadband Internet service is over. It has been over for quite some time. Yet, there are still situations when a debate between the two types of Internet service is still appropriate. Read on for an explanation of when a debate of dial-up vs. broadband is called for. Read more

· Read the fine print in your ISP contract

· Dial-up Internet service: Ancient or useful?

· Benefits of broadband: More than simply speed

· Voice over IP - The future is now






Tips and FAQs


Tips for first-time home insurance buyers
If you're a first-time homeowners insurance buyer, start with the following steps before you buy. Read more




Auto Loans

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How a Credit Score is Calculated
How a credit score is calculated
When applying for any kind of new credit, you may notice some fine print on the application calling for a credit check. Your credit score is a three-digit number ranging from 300 to over 800 that is calculated using many different factors. Although the exact methods of computing credit worthiness vary widely, there are a few basics to keep in mind when it comes to credit scores. Read more

· Determine the actual cost of an auto loan

· Gap insurance explained

· Five things to know about auto loans

· Understanding the Truth in Lending Act






Tips and FAQs


Tips on evaluating cash back credit cards
A cash back credit card is a type of reward credit card that allows cardholders to earn cash rewards or rebates for purchases made with the credit card. Read more




Health Insurance

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Questions to ask when choosing a health insurance plan
Questions to ask when choosing a health insurance plan
Asking the right questions before you choose a health insurance plan can save you money and give you the best coverage available. There are many good options, but, depending on your circumstances, one or more may be better for you.  Here's how to pick the best plan. Read more

· A look at the Recovery and Reinvestment Act

· Health insurance 101

· Understanding the limitations of health insurance

· Health savings accounts (HSAs) explained






Tips and FAQs


Tips for first-time home insurance buyers
If you're a first-time homeowners insurance buyer, start with the following steps before you buy. Read more




Student Loans

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Current Students and the Changing Loan Industry
Current students and the changing student loan industry
Staying informed and up-to-date can only help both current and former students when it comes to student loan debt and student loan repayment options. Current students must maintain a good understanding of the student loan industry and its most recent changes in order to experience as smooth of a transition as possible after graduation. Read more

· Benefits of student loan consolidation

· Former students and the changing student loan industry

· Understanding Stafford student loans

· Five things to know about student loans






Tips and FAQs


Unsubsidized vs. subsidized student loans
When it comes to student loans, knowing the difference between subsidized loans and unsubsidized loans is an important concept to understand. Read more




Cell Phones

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Questions to ask when shopping for a cell phone plan
Questions to ask when shopping for a cell phone plan
Cell phone options are plentiful, which can often make picking a cell phone, carrier and plan a difficult decision. If you ask the right questions from the beginning, you'll have a better chance of ending up with a cell phone that meets your needs and, in turn, avioding having to pay early termination fees.
Read more

· How to choose a wireless plan

· Ultimate guide to choosing a cell phone and service plan

· Cell phones: Making the switch

· Control long distance costs with prepaid calling cards






Tips and FAQs


Tips on selling a home in today’s housing market
What are some tips for selling a home on today's market? Fix it up, keep the lawn mowed, and price it strategically. Read more



Finance Calculators

Auto Lease vs. Buy Calculator

Should you lease your next automobile or finance it? Find out whether your should buy or lease with this easy-to-use calculator.


Credit Card Payoff Calculator

Use this calculator to see what it will take to payoff your credit card balance, and what you can change to meet your repayment goals.


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Loan Comparison Calculator

Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.


Monthly Auto Loan Payment Calculator

Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price.




Knowledge

Make Your Next Decision a Knowledgeable One

Being able to compare products and services is a great thing. It allows you to find the product/service that best suits your needs and also allows the possibility to save as much money as possible.

But questions inevitably arise in the process of comparing. Our knowledge center is here to help out. Our constantly expanding base can help to answer common questions, provide tips, offer advice and provide tools and resources to help you in your decision-making process.


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