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Family and shared cell phone plans explained

Family and shared minute cell phone plans are very popular - and for good reason. The popularity of these calling plans, mostly relates to monthly cost and available minutes. Here are some of those reasons and why you should consider family and shared minute plans to save money and maximize minutes. Read more
Family and shared cell phone plans explained

Featured Tip

Your child’s first savings account

At some point kids should learn how to manage and save their own money. A piggy bank is a good start, but a savings account will open a new world to your child.



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Credit Cards

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more





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Credit card fact or fiction, part IV
Credit card fact or fiction, part IV
It is curious why so many myths surround credit cards considering that almost everyone has at least one and they've been a major source of unsecured credit lines for many years. In the last part of a four-part series, here's how to separate fact from fiction when it comes to credit card use. Read more

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Bank Rates

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


When will deposit rates go up again?
When will deposit rates go up again?
Savings rates are influenced by competition, loan rates, inflation, deposit dollar volume, global economy conditions, supply and demand, and the Fed. Identifying and understanding these components can help you plan to maximize your deposit dollars. Read more






Home Loans

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


Banking industry changes to expect in 2010
Banking industry changes to expect in 2010
The predicted banking industry changes for the remainder of 2010 are not all negative. Expect changes in bank products and services, home loans and other areas of personal banking. Some important changes include the following. Read more






Auto Insurance

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


Tips on how to buy discount motorcycle insurance
Tips on how to buy motorcycle insurance
Motorcycles can give you a lot of freedom on the road - especially if you also have the confidence of an excellent motorcycle insurance policy to go with it. Here are six tips to help you buy the right kind of motorcycle insurance and get discounts, too. Read more






Home Insurance

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


Home insurance and natural disasters
Home insurance and natural disasters
In many cases, insurance rates reflect some fallout from insurer payouts from natural disasters. The insured must either accept these changes as inevitable or diligently search for other insurance providers who may have suffered fewer losses. Read more






Life Insurance

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


Five things to know about life insurance
Five things to know about life insurance
Life insurance is an important and complicated subject for many. Before you sign on the dotted line for a new life insurance policy, you should feel comfortable with your understanding of some specific aspects and how they affect your investment. There are five basic things everyone should know about life insurance. Read more






Long Distance

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Exploring the benefits of VoIP
Exploring the benefits of VoIP
Voice over Internet Protocol (VoIP) represents the one of the latest, and perhaps one of the most exciting, links in the long chain of telecommunication devices that have connected people through the ages. The potential of VoIP is great and, when in full use, it may totally revolutionize the way people communicate. Read more

· VoIP fact sheet

· Control long distance costs with prepaid calling cards

· The value of toll free numbers

· Voice over IP - The future is now






Tips and FAQs


Tips to choose the best cell phone plan
By answering a few basic questions, you can identify your cell phone needs and make a wise decision as to which cellular deals are right for you. Read more




Internet Service

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All ISPs are not created equal
All ISPs are not created equal
While most major Internet Service Providers (ISPs) deliver acceptable service, they are not all equal. Despite the fact that ISPs all deliver similar services, the quality and other factors can vary widely. Read on for some issues and questions to consider when you're considering switching ISPs. Read more

· DSL or cable Internet: Which is better?

· Questions to ask before signing up with a new ISP

· Benefits of broadband: More than simply speed

· How to choose a wireless router






Tips and FAQs


Two ways to reduce premiums with a teenage driver
When your child turns 16, your auto insurance premiums will rise sharply. The following conditions may keep your premiums on the lower end of the arc. Read more




Auto Loans

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Pros and cons of auto leasing
Pros and cons of auto leasing
When is leasing a car a good idea? Can it really save you money or will it cost you more in the long run? Leasing a car can be a wise decision in certain circumstances. Just like any other financial decision, however, it is vitally important to weigh the costs versus the benefits before signing on the dotted line. Read more

· Ultimate guide to auto financing

· Gap insurance explained

· Understanding the Truth in Lending Act

· Five rules when applying for credit






Tips and FAQs


Considerations when leasing a car
If you're in the market for a new car, the question of whether to buy or lease will most likely arise during the research process. Read more




Health Insurance

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Questions to ask when choosing a health insurance plan
Questions to ask when choosing a health insurance plan
Asking the right questions before you choose a health insurance plan can save you money and give you the best coverage available. There are many good options, but, depending on your circumstances, one or more may be better for you.  Here's how to pick the best plan. Read more

· Four things to know about health insurance

· Health savings accounts (HSAs) explained

· Health insurance 101

· Understanding the limitations of health insurance






Tips and FAQs


Getting a loan in a tough economy
Many consumers are really feeling the credit crunch and are having a hard time securing auto loans, home loans, and even new credit cards. Read more




Student Loans

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Private vs. Federal student loans
Private vs. Federal student loans
The debate regarding private versus Federal student loans can sometimes be  a misunderstood one. Read on for an in-depth explanation of the primary similarities and differences as part of an detailed comparison of the two main education financing choices. Read more

· Guide to budgeting for college graduates

· Five things to know about student loans

· Five rules when applying for credit

· Understanding Stafford student loans






Tips and FAQs


Two ways to reduce premiums with a teenage driver
When your child turns 16, your auto insurance premiums will rise sharply. The following conditions may keep your premiums on the lower end of the arc. Read more




Cell Phones

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Ultimate guide to choosing a cell phone and service plan
Ultimate guide to choosing a cell phone and service plan
Shopping for a cell phone and service plan can be a mind-numbing experience if you don't prepare yourself with a little research beforehand. There are more service providers than there are regions and more cell phone models than you can imagine. Read more

· Questions to ask before getting a new cell phone

· Questions to ask when shopping for a cell phone plan

· Facts about prepaid cell phones

· Buying a cell phone - A consumer's guide






Tips and FAQs


Unsubsidized vs. subsidized student loans
When it comes to student loans, knowing the difference between subsidized loans and unsubsidized loans is an important concept to understand. Read more



Finance Calculators

HSA vs Traditional Health Plan Calculator

Compare a High Deductible Health Plan (HDHP) / Health Savings Account (HSA) combination to a traditional health plan.


Auto Loan Early Payoff Calculator

Find out how much interest you may be able to save by increasing your auto loan payment each month.


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Savings Delay Calculator

Waiting to begin your savings plan can have a huge impact on your results. A delay of even a few years could cost you big.


Student Budget Calculator

Calculate and analyze your budget as a full-time student while attending a university, college or other full-time educational institution.




Knowledge

Make Your Next Decision a Knowledgeable One

Being able to compare products and services is a great thing. It allows you to find the product/service that best suits your needs and also allows the possibility to save as much money as possible.

But questions inevitably arise in the process of comparing. Our knowledge center is here to help out. Our constantly expanding base can help to answer common questions, provide tips, offer advice and provide tools and resources to help you in your decision-making process.


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