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All savings accounts are not created equal

Not all savings accounts are created equal. Understanding the difference and how they fit into your savings plan helps you select the right ones for you. Read on for a comprehensive explanation of the three major types of savings products available at most banks and credit unions.    Read more

All savings accounts are not created equal


  

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About prepaid cards
The most important thing to know about prepaid cards is that they are not credit cards, but they can offer many of the benefits that credit cards offer, at least as far as consumers are concerned.


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Credit Cards

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Wise credit card moves for 2009
Wise credit card moves for 2009
You've probably heard - for years - that you need to carefully manage your credit cards and all similar lines of credit. A recession or down economy brings with it the need for even better credit card management. There a number of reasons you need to be wiser, but there is one overriding factor to consider. Read more

· Six tips to stay out of credit card debt

· Credit card changes to expect in the remainder of 2009




Auto Insurance

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Read the fine print on your auto insurance policy
Read the fine print on your auto insurance policy
The fine print that can be found in auto insurance contracts can sometimes make this type of insurance coverage even more complex than it originally appears to be. Here are some suggestions about what you should look for and how these factors might affect you and your policy. Read more

· Tips on how to buy motorcycle insurance

· Questions to ask before getting a new auto insurance policy




Internet Service

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Questions to ask before signing up with a new ISP
Questions to ask before signing up with a new ISP
Choosing a new Internet service provider (ISP) can be a frustrating experience for many different reasons. To improve this experience, learn all you can about prospective new ISPs before you make any commitments. Read on for some suggestions to help you decide on your next ISP. Read more

· All ISPs are not created equal

· Read the fine print in your ISP contract




Auto Loans

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Understanding the Truth in Lending Act
Understanding the Truth in Lending Act
Enacted in 1968, The Truth in Lending Act came into being for the sole purpose of keeping borrowers from falling victim to predatory lenders. The law mandates that lenders are responsible for making sure that consumers are aware of what they are agreeing to when they borrow money. Read more

· Pros and cons of auto leasing

· Leasing vs. buying: Determining the best option




Health Insurance

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A look at the Recovery and Reinvestment Act
A look at the Recovery and Reinvestment Act
The American Recovery and Reinvestment Act of 2009 is a complex piece of legislation with numerous tax provisions. Among the highlights are help for the unemployed, first-time homebuyers, Social Security recipients, and taxpayers of all kinds. What does this mean for you?     Read more

· Four things to know about health insurance

· Understanding the limitations of health insurance




Student Loans

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Private vs. Federal student loans
Private vs. Federal student loans
The debate regarding private versus Federal student loans can sometimes be  a misunderstood one. Read on for an in-depth explanation of the primary similarities and differences as part of an detailed comparison of the two main education financing choices. Read more

· Understanding the Truth in Lending Act

· Private student loans explained




Calculators



Life Insurance Calculator

How much life insurance do you need? Simply enter your current assets, expenses, income to get started.


Credit Card Roll-Down Calculator

This calculator applies two simple principles to help you determine how to pay off your credit card debt as quickly as possible.


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Banking

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All savings accounts are not created equal
All savings accounts are not created equal
Not all savings accounts are created equal. Understanding the difference and how they fit into your savings plan helps you select the right ones for you. Read on for a comprehensive explanation of the three major types of savings products available at most banks and credit unions.    Read more

· All about money market accounts

· Minimize the risks of online banking




Home Loans

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A primer for the first-time home buyer
A primer for the first-time home buyer
Borrowing the money to finance your first home is a huge undertaking.  As a first-time buyer looking for a mortgage, you might feel overwhelmed because there are so many options. Read on for some tips for navigating the mortgage selection process.     Read more

· A look at the Recovery and Reinvestment Act

· Home loan changes to expect in the remainder of 2009




Cell Phones

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Local vs. national calling plans
Local vs. national calling plans
There are both benefits and drawbacks to local, regional, and national calling plans for your cell phone. National plans appear to be the most popular in recent years, but are you paying too much? Read on for benefits comparisons that could save you money and/or improve service. Read more

· Family and shared cell phone plans explained

· Questions to ask before getting a new cell phone




Life Insurance

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Read the fine print on your life insurance policy
Read the fine print on your life insurance policy
Even though the basic provisions of life insurance are clear, there may be other conditions, exclusions, and/or guarantees that often reside in the fine print. Here are some issues that you should examine in the terms of new life insurance coverage both before and after getting a policy. Read more

· Guide to buying term life insurance

· Understanding the subtleties of life insurance




Long Distance

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VoIP fact sheet
VoIP fact sheet
Voice over Internet Protocol is quickly gaining ground over traditional landline service in the phone market. While the debate is still in progress, VoIP does offer a few plusses over traditional landlines. Read on for important facts about Voice over Internet Protocol service that can help you to decide whether it is right for you. Read more

· Control long distance costs with prepaid calling cards

· The value of toll free numbers




Homeowners Insurance

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How much homeowners insurance do you need?
How much homeowners insurance do you need?
It is only sensible to secure any investment that you make, and even more so if it is your home. The best measure you can take to protect your home is to have homeowners insurance. But for how much should you insure your home? Determining exactly how much homeowners insurance you need requires some careful thinking on your part. Read more

· Protect your identity with homeowners insurance

· Saving money on your homeowner's insurance policy




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