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Credit Cards
Consumers are still apt to pay credit cards over mortgages, a trend first seen in early 2008, TransUnion said in a recent report. Read more Number of new credit card accounts rises in 2011 The number of new credit card accounts originating in 2011 outpaced that of 2010, Equifax said in a recent report. Read more
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Advice, Tips and FAQs
Debate rages about the future effects of the CARD Act and whether it will really help consumers or result in credit limit restrictions. Supporters are convinced that the long-term future ramifications of the Act will eventually help consumers. Read more › More Credit Card Advice Articles
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Bank Rates
Banks made progress with overall customer satisfaction in the past year despite declining satisfaction with fees, J.D. Power and Associates said in a recent report. Read more Consumers poised to make comeback in 2012? The overall consumer climate should continue to rebound in 2012, with both home loan and auto loan markets recovering, Equifax said in a recent report. Read more
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Advice, Tips and FAQs
The banking industry seems to spawn more myths and lesser known facts than many others. Knowing the difference will save (or make you) money. Here is what to look for and/or avoid when dealing with a savings account, checking account, money market account, or CD. Read more
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Home Loans
Mortgage application activity spiked week-over-week, the Mortgage Bankers Association (MBA) said this morning, as mortgage rates dove to new all-time record lows. Read more Yawn, mortgages at new record lows, yawn In news that is beginning to feel a little like a scene out of the movie Groundhog Day, Freddie Mac revealed that mortgage rates dropped to new all-time record lows late last week. Read more
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Advice, Tips and FAQs
With mortgage interest rates currently lower than previously recorded, many homeowners wonder if there has ever been a better time to refinance their property. The best answer is "yes and no." Read on for a detailed explanation. Read more
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Auto Insurance
Customer satisfaction with auto insurance claims declined for the first time in three quarters, J.D. Power and Associates said in a recent report. Read more III: Time to consider a flood insurance policy With the start of Spring already in the books, now is the time to consider purchasing a flood insurance policy, the Insurance Information Institute (I.I.I.) said in a recent report. Read more
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Advice, Tips and FAQs
It is only natural for people to go after the better deal - especially if it involves car insurance. If you are patient through the process, you can find the better coverage with the cheapest rates. Here's what you need to do if you decide to switch to a new insurance company. Read more
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Home Insurance
With the start of Spring already in the books, now is the time to consider purchasing a flood insurance policy, the Insurance Information Institute (I.I.I.) said in a recent report. Read more Informed consumers can save money on home insurance Asking the right questions can go a long way toward obtaining the best home insurance coverage and the best price, the Insurance Information Institute said. Read more
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Advice, Tips and FAQs
Owning a homeowners insurance contract gives you the assurance that everything is covered. If something goes wrong, you can call the given number and file a claim. Hold it right there. Before you get the insurance company involved, you need to know something very important about claims. Read more
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Life Insurance
The Insurance Information Institute (I.I.I.) recently offered up tips to consumers to help them start 2012 off the right way. Read more Q&A: Is universal variable life insurance too risky? Many experts suggest that this type of life insurance is best suited for those who can afford the risks involved. Read more
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Advice, Tips and FAQs
Life insurance is an important and complicated subject for many. Before you sign on the dotted line for a new life insurance policy, you should feel comfortable with your understanding of some specific aspects and how they affect your investment. There are five basic things everyone should know about life insurance. Read more
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Long Distance
In this day and age with cell phones everywhere, VoIP services bringing down long distance charges, and all of the other wonders of modern technology at your finger tips, it is natural to look at older technology and ask the question, "Are calling cards still relevant today?" Read more · The value of toll free numbers · Exploring the benefits of VoIP · Control long distance costs with prepaid calling cards · Voice over IP - The future is now |
Tips and FAQsYou may not need that unlimited plan Unlimited long distance phone plans - you can't go wrong with that, right? Wrong. Read more
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Internet Service
Choosing a new Internet service provider (ISP) can be a frustrating experience for many reasons. To improve this experience, learn all you can about prospective ISPs before making any commitments. Read on for some suggestions to help you decide. Read more · Voice over IP - The future is now · All ISPs are not created equal · Broadband vs. dial-up: Which is the best? · Dial-up Internet service: Ancient or useful? |
Tips and FAQsVoIP vs. landline phone service Voice over Internet Protocol (VoIP) is no longer the hot topic it was a couple of years ago. But it can still be a very cost-effective way to handle your calling needs. Read more
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Auto Loans
The decision about whether to lease or buy your new vehicle should be based on a number of different factors. While neither option is better for everyone, both buying and leasing offer advantages that are worth considering. Your personal budget and financial limitations should not be your only consideration. Read more · Ultimate guide to auto financing · Understanding the Truth in Lending Act · Five things to know about auto loans |
Tips and FAQsAlways avoid late payments It happens to everyone at some point in life. As soon as you know you can't cover all of the bills due, make a priority list. Read more
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Health Insurance
If you're fairly young and have not been affected by any serious health issues, you may think that health insurance is an unnecessary expense, and that your money could be better used in other ways. Think again. Let there be no question in your mind that health insurance is a critically-important part of your budget. Read more · Four things to know about health insurance · A look at the Recovery and Reinvestment Act · COBRA health insurance explained |
Tips and FAQsYour credit report can affect your insurance rates As if you needed another reason to keep your credit report crystal-clear, buying insurance is a good one. Read more
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Student Loans
Enacted in 1968, The Truth in Lending Act came into being for the sole purpose of keeping borrowers from falling victim to predatory lenders. The law mandates that lenders are responsible for making sure that consumers are aware of what they are agreeing to when they borrow money. Read more · Understanding Stafford student loans · Current students and the changing student loan industry · Benefits of student loan consolidation · Five things to know about student loans |
Tips and FAQsPros of student loan consolidation For some people, deciding to consolidate student loans is an easy decision. For others, the decision might seem overwhelming. Read more
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Cell Phones
Switching wireless carriers, an easy task once upon a time, can now prove to be a challenging and/or expensive endeavor. There are certain steps that can be taken to avoid costly mistakes before, during or after the switch. Read on for tips on how to analyze options and ultimately switch wireless carriers. Read more · Questions to ask before getting a new cell phone · Advantages of prepaid cell phone plans · Questions to ask when shopping for a cell phone plan |
Tips and FAQsWhat to know about family or shared plans Shared plan (often called a family plan) options are a fairly recent and wonderful option offered by many wireless carriers. Read more
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Finance Calculators
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Being able to compare products and services is a great thing. It allows you to find the product/service that best suits your needs and also allows the possibility to save as much money as possible.
But questions inevitably arise in the process of comparing. Our knowledge center is here to help out. Our constantly expanding base can help to answer common questions, provide tips, offer advice and provide tools and resources to help you in your decision-making process.