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Featured Advice

Local vs. national calling plans

There are both benefits and drawbacks to local, regional, and national calling plans for your cell phone. National plans appear to be the most popular in recent years, but are you paying too much? Read on for benefits comparisons that could save you money and/or improve service. Read more
Local vs. national calling plans

Featured Tip

Say goodbye to double-cycle billing

Double-cycle billing was the process of including your average balance over the past 60 days in the calculation for finance charges. The CARD Act addressed the use of this tactic.



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Credit Cards

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more





Advice, Tips and FAQs


What are prepaid credit cards?
Prepaid cards explained
Prepaid credit cards are similar to traditional credit cards, but also differ in many important ways. For starters, prepaid cards can be used as a tool to help avoid costly debt, and there can be other benefits as well. For many people, prepaid credit cards can end up being an excellent choice.  Read more

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Bank Rates

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


What you need to know about the recent overdraft protection changes
What you need to know about recent overdraft protection changes
Beginning July 1, 2010 for new accounts and August 15, 2010 for existing depositors, banks will no longer offer automatic overdraft protection for ATM and debit cards. For a certain percentage of people, these changes may be significant. Read more






Home Loans

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


Pros and cons of each type of equity financing
Pros and cons of each type of equity financing
A home is perhaps the biggest investment anyone can make in his or her lifetime. Investing in a home can tie up a large portion of a homeowner's funds to the point where he or she may not have much left to utilize now or in the near future. Read more






Auto Insurance

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


Tips on how to buy discount motorcycle insurance
Tips on how to buy motorcycle insurance
Motorcycles can give you a lot of freedom on the road - especially if you also have the confidence of an excellent motorcycle insurance policy to go with it. Here are six tips to help you buy the right kind of motorcycle insurance and get discounts, too. Read more






Home Insurance

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


Questions to ask when choosing a home insurance plan
Questions to ask when choosing a home insurance plan
In many ways, buying homeowners insurance is like dining at a fine restaurant where everything is a la carte. Most policies are more of a custom variety instead of standard one. Knowing the right questions to ask helps you get the coverage you need at prices you can afford. Read more






Life Insurance

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Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


Questions to ask before getting a new life insurance policy
Questions to ask before getting a new life insurance policy
You should try to approach the analysis of new life insurance coverage from a business, not a personal, perspective. Life insurance is a very personal decision, but you should consider the components with as much factual and professional evaluation as possible. Read more






Long Distance

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Are calling cards still relevant?
Are calling cards still relevant?
In this day and age with cell phones everywhere, VoIP services bringing down long distance charges, and all of the other wonders of modern technology at your finger tips, it is natural to look at older technology and ask the question, "Are calling cards still relevant today?" Read more

· Control long distance costs with prepaid calling cards

· Voice over IP - The future is now

· Exploring the benefits of VoIP

· The value of toll free numbers






Tips and FAQs


No annual fee? No more?
Is the day of the "no annual fee" credit card nearing its end? Some banks may be adding annual fees to existing accounts. Read more




Internet Service

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Dial-up Internet access: Ancient or useful?
Dial-up Internet service: Ancient or useful?
Dial-up Internet service may forever be a fondly-remembered pioneer in accessing the World Wide Web. But dial-up Internet service also may still be useful in some situations. Here are some ideas and conditions to consider about dial-up Internet service providers and when signing up with one might be a good idea. Read more

· Read the fine print in your ISP contract

· Questions to ask before signing up with a new ISP

· All ISPs are not created equal

· DSL or cable Internet: Which is better?






Tips and FAQs


Determining the right amount of home insurance coverage
When shopping for insurance quotes for your home, determining how much coverage you need can be intimidating. Follow these steps. Read more




Auto Loans

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Leasing vs. buying:  Determining the best option
Leasing vs. buying: Determining the best option
The decision about whether to lease or buy your new vehicle should be based on a number of different factors.  While neither option is better for everyone, both buying and leasing offer advantages that are worth considering.  Your personal budget and financial limitations should not be your only consideration. Read more

· Ultimate guide to auto financing

· How a credit score is calculated

· Understanding the Truth in Lending Act

· Pros and cons of auto leasing






Tips and FAQs


Say goodbye to double-cycle billing
Double-cycle billing was the process of including your average balance over the past 60 days in the calculation for finance charges. The CARD Act addressed the use of this tactic. Read more




Health Insurance

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Questions to ask when choosing a health insurance plan
Questions to ask when choosing a health insurance plan
Asking the right questions before you choose a health insurance plan can save you money and give you the best coverage available. There are many good options, but, depending on your circumstances, one or more may be better for you.  Here's how to pick the best plan. Read more

· COBRA health insurance explained

· Health Insurance: Take care of yourself and your family

· Health savings accounts (HSAs) explained

· Five ways to save money on health insurance






Tips and FAQs


Can you really save money by switching car insurance?
You really can save money by switching car insurance, especially if you go through certain life changes. Read more




Student Loans

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Understanding stafford student loans
Understanding Stafford student loans
There are many different types of federal student loan programs. When people talk about student loans, the loan program to which they are usually referring is the subsidized Stafford student loan program.  In the end, both the subsidized and unsubsidized Stafford loan programs are excellent choices to fund your education.
Read more

· Private student loans explained

· Five rules when applying for credit

· Former students and the changing student loan industry

· Understanding the Truth in Lending Act






Tips and FAQs


Six reasons to use automatic payments
If you haven't signed up for automatic payments for regular monthly bills, here are six reasons you should. Read more




Cell Phones

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Family and shared cell phone plans explained
Family and shared cell phone plans explained
Family and shared minute cell phone plans are very popular - and for good reason. The popularity of these calling plans, mostly relates to monthly cost and available minutes. Here are some of those reasons and why you should consider family and shared minute plans to save money and maximize minutes. Read more

· Questions to ask when shopping for a cell phone plan

· Ultimate guide to choosing a cell phone and service plan

· Cell phones: Making the switch

· Control long distance costs with prepaid calling cards






Tips and FAQs


Determining the right amount of home insurance coverage
When shopping for insurance quotes for your home, determining how much coverage you need can be intimidating. Follow these steps. Read more



Finance Calculators

Student Budget Calculator

Calculate and analyze your budget as a full-time student while attending a university, college or other full-time educational institution.


Mortgage Required Income Calculator

Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.


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Refinance Interest Savings Calculator

Use this calculator to find out how much interest you may be able to save by refinancing your existing mortgage.


Enhanced Life Insurance Calculator

Decide how much life insurance you might need. Calculations include detailed net worth analysis, budgeting and college savings.




Knowledge

Make Your Next Decision a Knowledgeable One

Being able to compare products and services is a great thing. It allows you to find the product/service that best suits your needs and also allows the possibility to save as much money as possible.

But questions inevitably arise in the process of comparing. Our knowledge center is here to help out. Our constantly expanding base can help to answer common questions, provide tips, offer advice and provide tools and resources to help you in your decision-making process.


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