Knowledge Center - Advice, Answers, Definitions, Tips & More


Featured Advice

Money saving tips for the car insurance you need

Car insurance may be a necessary purchase, but it can be an expensive one as well.  Fortunately there are some things drivers can do to keep the cost of insuring their vehicles affordable.  Some of these strategies are obvious, while others may not be, but each of them is important in its own right. Read more
Money saving tips for the car insurance you need

Featured Tip

Too late for life insurance? Too old?

Some say you are never too old for life insurance, but your reasons for buying it may change as you age.



More Articles, Tips, and Resources


Advice :Advice Calculators :Calculators Glossary :Glossary FAQ :FAQ Tips :Tips More :More


Credit Cards

AdviceCalculatorsGlossaryFAQTipsMore

Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more





Advice, Tips and FAQs


All credit cards are not created equal
All credit cards are not created equal
Many people think that all credit cards have basically have the same fees. This is not true. You should understand that "fees" increase your effective credit card interest rate and finance charges. Being selective in your choices of the cards you get might save you money and fees. Here are some hints and suggestions. Read more

More Credit Card Advice Articles





Bank Rates

AdviceCalculatorsFAQTipsMore

Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


Ten sneaky fees your bank may impose
Ten sneaky fees your bank may impose
Banks have gotten increasingly creative with the fees they charge, and customers need to be increasingly vigilant to steer clear of these fees. Here are some of the most common charges that have been sneaking onto bank statements around the country. Read more






Home Loans

AdviceCalculatorsGlossaryFAQTipsMore

Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


A look at the Recovery and Reinvestment Act
A look at the Recovery and Reinvestment Act
The American Recovery and Reinvestment Act of 2009 is a complex piece of legislation with numerous tax provisions. Among the highlights are help for the unemployed, first-time homebuyers, Social Security recipients, and taxpayers of all kinds. What does this mean for you?   Read more






Auto Insurance

AdviceFAQTipsMore

Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


Tips on how to buy discount motorcycle insurance
Tips on how to buy motorcycle insurance
Motorcycles can give you a lot of freedom on the road - especially if you also have the confidence of an excellent motorcycle insurance policy to go with it. Here are six tips to help you buy the right kind of motorcycle insurance and get discounts, too. Read more






Home Insurance

AdviceFAQTipsMore

Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


Think twice before you call about a claim
Think twice before you call about a claim
Owning a homeowners insurance contract gives you the assurance that everything is covered. If something goes wrong, you can call the given number and file a claim. Hold it right there. Before you get the insurance company involved, you need to know something very important about claims. Read more






Life Insurance

AdviceCalculatorsFAQTipsMore

Consumers putting their money in different places now
Consumers putting their money in different places now
A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more

Just three states left with no ban on texting while driving
As of September 2013, only three U.S. states remain with no ban at all in place regarding texting while driving. Read more







Advice, Tips and FAQs


Questions to ask before getting a new life insurance policy
Questions to ask before getting a new life insurance policy
You should try to approach the analysis of new life insurance coverage from a business, not a personal, perspective. Life insurance is a very personal decision, but you should consider the components with as much factual and professional evaluation as possible. Read more






Long Distance

AdviceGlossaryFAQTipsMore

The value of toll free numbers
The value of toll free numbers
Toll-free numbers are not just for big business. Instead, toll-free numbers can be an extremely useful and convenient option for individuals and businesses alike. In fact, toll-free numbers can be so affordable that they can be a means for families to stay in touch, stay safe and avoid costly collect calls in the case of an emergency. Read more

· Voice over IP - The future is now

· Exploring the benefits of VoIP

· Control long distance costs with prepaid calling cards

· VoIP fact sheet






Tips and FAQs


Too late for life insurance? Too old?
Some say you are never too old for life insurance, but your reasons for buying it may change as you age. Read more




Internet Service

AdviceGlossaryFAQTipsMore

Read the fine print in your ISP contract
Read the fine print in your ISP contract
Most people simply hit the "accept" button when agreeing to an Internet service provider (ISP) agreement. Often only on rare occasions do they realize exactly to what they are agreeing. Here are some important, not necessarily positive, things you should know before you sign your next ISP contract. Read more

· All ISPs are not created equal

· Broadband vs. dial-up: Which is the best?

· Exploring the benefits of VoIP

· Dial-up Internet service: Ancient or useful?






Tips and FAQs


The FDIC’s mixed quarterly report
Every quarter, the FDIC sounds off on the state of our nation's banking industry. During the second quarter of 2010, the FDIC's report showed a rise in troubled banks. Read more




Auto Loans

AdviceCalculatorsGlossaryFAQTipsMore

Pros and cons of auto leasing
Pros and cons of auto leasing
When is leasing a car a good idea? Can it really save you money or will it cost you more in the long run? Leasing a car can be a wise decision in certain circumstances. Just like any other financial decision, however, it is vitally important to weigh the costs versus the benefits before signing on the dotted line. Read more

· Ultimate guide to auto financing

· Determine the actual cost of an auto loan

· Five things to know about auto loans

· Gap insurance explained






Tips and FAQs


How to know if your savings and investments are safe
Despite what investors would like to be true, there's no guarantee that your investments won't lose money. Read more




Health Insurance

AdviceFAQTipsMore

COBRA health insurance explained
COBRA health insurance explained
COBRA was designed by the U.S. Congress to give continued health insurance to those who lose their coverage under their former employer's group insurance plan. The loss of group insurance usually results from termination of employment. Read on for details.  Read more

· Health Insurance: Take care of yourself and your family

· Health savings accounts (HSAs) explained

· Questions to ask when choosing a health insurance plan

· Five ways to save money on health insurance






Tips and FAQs


Credit scores are more important than ever
Credit scores have been important to borrowers and lenders alike for a long time. In the current economy, an argument can be made that these numbers are more important than ever. Read more




Student Loans

AdviceCalculatorsFAQTipsMore

Five Rules When Applying For Credit
Five rules when applying for credit
The act of applying for credit sets a process in motion to determine your overall credit worthiness. No matter what kind of credit you want to apply for, there are many things you can do to improve your chances of getting approved. When you apply for credit of any kind, you should keep these five simple rules in mind. Read more

· Benefits of student loan consolidation

· Practical budgeting for new college graduates

· Current students and the changing student loan industry

· How to get started with private student loans






Tips and FAQs


Intro APR vs. regular APR
When applying for a credit card, pay attention to the different interest rates that come along with the offer. Two of the most important: the intro APR and the regular APR. Read more




Cell Phones

AdviceGlossaryFAQTipsMore

Questions to ask when shopping for a cell phone plan
Questions to ask when shopping for a cell phone plan
Cell phone options are plentiful, which can often make picking a cell phone, carrier and plan a difficult decision. If you ask the right questions from the beginning, you'll have a better chance of ending up with a cell phone that meets your needs and, in turn, avioding having to pay early termination fees.
Read more

· Advantages of prepaid cell phone plans

· Using a cell phone overseas

· Control long distance costs with prepaid calling cards

· How to choose a wireless plan






Tips and FAQs


Credit scores are more important than ever
Credit scores have been important to borrowers and lenders alike for a long time. In the current economy, an argument can be made that these numbers are more important than ever. Read more



Finance Calculators

Home Budget Analysis Calculator

Exactly where is your money going each month? Calculate and analyze your current monthly expenses and identify areas for improvement.


Credit Card Minimum Payment Calculator

Use this calculator to determine how long it will take you to payoff your credit cards if you only make the minimum payments.


More calculators





 

ARM vs. Fixed Rate Mortgage Calculator

Use this calculator to compare a fixed rate mortgage to two types of ARMs, a fully-amortizing ARM and an interest-only ARM.


Life Insurance Calculator

How much life insurance do you need? Simply enter your current assets, expenses, income to get started.




Knowledge

Make Your Next Decision a Knowledgeable One

Being able to compare products and services is a great thing. It allows you to find the product/service that best suits your needs and also allows the possibility to save as much money as possible.

But questions inevitably arise in the process of comparing. Our knowledge center is here to help out. Our constantly expanding base can help to answer common questions, provide tips, offer advice and provide tools and resources to help you in your decision-making process.


you are here ›› homephoneknowledge center
News, Advice, FAQs, Tips, Resources