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Welcome to our Homeowners Insurance Tips and Advice Center. Here, you will find answers to common questions about the basics of homeowners insurance, as well as advice on how to choose the best home insurance plan. Choose from the home insurance topics listed below to get started.
What is a homeowners inventory and is it necessary? A homeowner's inventory is an important piece of the homeowners insurance process. If a home and possessions are destroyed, a list of the contents will help with the insurance claim against the homeowner's policy, as well as verifying the loss for income tax returns. It also can help a homeowner determine the proper amount of coverage to purchase in the first place ... more What does homeowners insurance cover? There are a few basic homeowners insurance coverage options that most homeowners will need, and a few other specialized options that only some homeowners will need. Basic homeowners insurance policies provide protection for property and possessions against a standard set of events or disasters, including ... more When should existing homeowners insurance coverage be reviewed? Homeowners insurance is an important part of a sound financial plan. Homeowners are advised to review the coverage periodically, to ensure that it covers the proper value of the home and possessions, and that the coverage is adequate for all other risks ... more What is an umbrella policy? Umbrella liability coverage is a type of additional homeowners liability insurance. This type of insurance provides an extra layer of protection for homeowners, above the liability limits of the standard homeowners insurance liability coverage. Umbrella policies can be purchased for homeowners, renters, condominium or co-op, or automobile insurance policies ... more
Should you refinance your existing mortgage? This calculator can help you that find out. Enter the specifics about your current mortgage, along with your current appraised value, new loan term, new rate and closing costs. Together, this can determine how much refinancing might save you overall. · Calculate how much you could save in interest
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