Two-Cycle Billing

Discover it® - 18 Month Balance Transfer
	The new Discover it card is out to change the way people think about credit cards. Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.* Generous...5% cash back Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.* Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card. Flexible...Choose your own due date and pay up to midnight ET online or by phone. Human...talk to a real person any time with 100% U.S.-based service. 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 6 Months	0% for 18 Months	10.99% – 22.99%* Variable	$0*	Excellent

Lowest credit score approved: 684**
Average credit score approved: 730** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers	Cash Advance APR
10.99% – 22.99%* Variable	0% for 6 Months	0% for 18 Months	24.99%* Variable

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	3%	5%, Min: $10	Up to $35	$0

U.S. Bank Visa® Platinum Card
	0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99% No annual fee* Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud Online account management and account alerts
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 15 Months	0% for 15 Months	9.99% – 23.99%* Variable	$0*	Excellent

0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
No annual fee*
Online account management and account alerts

Lowest credit score approved: 660**
Average credit score approved: 728** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers	Cash Advance APR
9.99% – 23.99%* Variable	0% for 15 Months	0% for 15 Months	23.99%

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	4%, Min: $5	4%, Min: $10	Up to $35	Up to 3%

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