Definitions

Business Credit Card

Posted in: Credit Cards

define: Business Credit Card

Also known as a “Small Business Credit Card.” A type of credit card for business owners and employees that functions much like a traditional (personal) credit card but may offer additional features, as well. Additional features may include higher credit limits, separate employee expense reports, discounts at select business merchants, etc.




Comment on this Entry










Credit card delinquencies lowest in nearly two decades

Credit Card News

Credit card delinquencies lowest in nearly two decades

Consumer delinquency rates saw significant drops in the fourth quarter (Q4) of 2012, led by a drop in credit card delinquencies to the lowest level seen in nearly two decades. Read more



Credit Card Tips

Don’t pay an annual fee

In the past, you may have felt the need to pay an annual fee for that "perfect" credit card with that amazing rewards program. Not anymore. Read more



Credit Card FAQs



Top Credit Card Offers



Discover it® - 18 Month Balance Transfer

Discover it® - 18 Month Balance Transfer



  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
  • Generous...5% cash back Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible...Choose your own due date and pay up to midnight ET online or by phone.
  • Human...talk to a real person any time with 100% U.S.-based service.
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 6 Months 0% for 18 Months 10.99% – 22.99%* Variable $0* Excellent

Application for the Discover it® - 18 Month Balance Transfer

Discover it® - 18 Month Balance Transfer


Credit score info for Discover it® - 18 Month Balance Transfer
Lowest credit score approved: 682**
Average credit score approved: 729**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Discover it® - 18 Month Balance Transfer
Regular APR Intro APR on Purchases Intro APR on Balance Transfers Cash Advance APR
10.99% – 22.99%* Variable 0% for 6 Months 0% for 18 Months 24.99%

Fee information for the Discover it® - 18 Month Balance Transfer
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0 3% 5%, Min: $10 Up to $35 $0



U.S. Bank Visa® Platinum Card

U.S. Bank Visa® Platinum Card



  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Online account management and account alerts


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 15 Months 0% for 15 Months 9.99% – 23.99%* Variable $0* Excellent

Application for the U.S. Bank Visa® Platinum Card

U.S. Bank Visa® Platinum Card

  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online account management and account alerts

Credit score info for U.S. Bank Visa® Platinum Card
Lowest credit score approved: 661**
Average credit score approved: 729**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the U.S. Bank Visa® Platinum Card
Regular APR Intro APR on Purchases Intro APR on Balance Transfers Cash Advance APR
9.99% – 23.99%* Variable 0% for 15 Months 0% for 15 Months 23.99%

Fee information for the U.S. Bank Visa® Platinum Card
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0 4%, Min: $5 4%, Min: $10 Up to $35 Up to 3%


Get your free credit score
» More top credit card offers
you are here ›› homeglossarycredit cards
Credit Cards Glossary