Glossary of Terms

Personal Finance Definitions

Browse our comprehensive collection of relevant terms and definitions below. Our glossary is just one of many components aimed at bringing knowledge to our visitors and providing help in the never-ending battle to save money on monthly expenses. Terms are organized by topic for easy reference.

Featured Terms: Copayment - A relatively lesser fee an insurance plan requires the covered person to pay for services, prescriptions, or medical supplies. The fee is typically set at a flat rate. For example... Cash Advance Rate - The interest rate attached to cash advances obtained with a specific credit card. Cash advance rates are typically higher than balance transfer rates or rates attached to purchases made with...

	Banking 401(k) ATM Card Fee ATM Bounced Check Compound Interest Electronic Check Emergency Fund Minimum Balance PIN See all Banking Terms
	Cell Phones Activation Fee Activation Bluetooth CDMA GSM Hands Free Kit Peak Roaming Wireless Application Protocol See all Cell Phones Terms
	Credit Cards Cardholder Agreement Default Due Date Finance Charge Grace Period Teaser Rate Two-Cycle Billing Variable APR Zombie Debt See all Credit Cards Terms
	Insurance Bodily Injury Liability CLUE Report Excess and Surplus Lines Floodplain Indemnity Health Plan Named Perils Open-Ended HMO Whole Life Insurance Workers Compensation See all Insurance Terms
	Internet Broadband Cable Modem Dial-Up Internet Access Hot Spot Internet Service Provider Router SPAM T1 Line Wi-Fi See all Internet Terms
	Loans ARM Amortization Deed Deferment Fixed Rate Mortgages Index Interest Rate Adjustment Period Owner Financing Simple Interest See all Loans Terms
	Long Distance Caller ID Conference Call Direct Dial Service Local Long Distance PIC Switching Fee Pre-Paid Calling Card Slamming Toll Free Number Universal Connectivity Charge See all Long Distance Terms
	Web Hosting Data Transfer FTP Firewall IP Address MySQL Payment Gateway Shopping Cart Software Virtual Private Servers Web Statistics See all Web Hosting Terms