What is a health insurance agent?

Understanding the role of health insurance agents

A health insurance agent sells health insurance coverage, including individual health insurance, family health insurance, and group health insurance. Some work as independent agents and thus represent many different health insurance companies.

Health insurance agents are paid by health insurance companies, often a percentage of the health insurance premiums. A health insurance agent can help you find health care providers, compare health insurance plans, and select the best coverage for you.

The health insurance agent can also discuss low cost health insurance, help you find temporary insurance coverage, and provide free health insurance quotes. To find health insurance agents in your area, vist the National Association of Health Underwriters Web site.