Does my credit score need to be monitored?

Monday, June 1st, 2009

Does my credit score need to be monitored?

About credit score monitoring

Does your credit score need to be monitored? Possibly, especially if you are concerned about being able to qualify for a loan or line of credit, or a specific (low) rate on a loan or line of credit, in the future.

Through some credit monitoring companies you may be able to view your score each month and also receive tips on how to maintain your credit and/or how to achieve a healthy credit score.

This can be helpful to anyone, regardless of his or her credit rating. And those who in the position of trying to improve their credit score can watch their score each month and even take steps to help their individual situation.

Also, with credit monitoring of your credit scores you can stay on top of any potenital problems or changes to keep your credit rating in as good of shape as possible. Consistent monitoring can help you notice errors and take steps to correct those.




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Credit Monitoring Calculators

Balance Transfer Calculator
Balance Transfer Calculator

Calculate the best distribution of your credit card debt. Determine which balance transfers will produce the greatest savings.



Top Credit Card Offers



Discover it® - 18 Month Balance Transfer

Discover it® - 18 Month Balance Transfer



  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
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  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
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Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 6 Months 0% for 18 Months 10.99% – 22.99%* Variable $0* Excellent

Application for the Discover it® - 18 Month Balance Transfer

Discover it® - 18 Month Balance Transfer


Credit score info for Discover it® - 18 Month Balance Transfer
Lowest credit score approved: 682**
Average credit score approved: 729**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Discover it® - 18 Month Balance Transfer
Regular APR Intro APR on Purchases Intro APR on Balance Transfers Cash Advance APR
10.99% – 22.99%* Variable 0% for 6 Months 0% for 18 Months 24.99%

Fee information for the Discover it® - 18 Month Balance Transfer
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0 3% 5%, Min: $10 Up to $35 $0



U.S. Bank Visa® Platinum Card

U.S. Bank Visa® Platinum Card



  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
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  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Online account management and account alerts


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 15 Months 0% for 15 Months 9.99% – 23.99%* Variable $0* Excellent

Application for the U.S. Bank Visa® Platinum Card

U.S. Bank Visa® Platinum Card

  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online account management and account alerts

Credit score info for U.S. Bank Visa® Platinum Card
Lowest credit score approved: 661**
Average credit score approved: 729**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the U.S. Bank Visa® Platinum Card
Regular APR Intro APR on Purchases Intro APR on Balance Transfers Cash Advance APR
9.99% – 23.99%* Variable 0% for 15 Months 0% for 15 Months 23.99%

Fee information for the U.S. Bank Visa® Platinum Card
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0 4%, Min: $5 4%, Min: $10 Up to $35 Up to 3%


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