What is rental car coverage?

Thursday, May 28th, 2009

What is rental car coverage?

Rental Car Insurance Coverage

When someone uses the term "rental car insurance coverage," it can mean two different things.

One is auto insurance coverage offered by rental car companies on their own rental cars. If you already have third party liability coverage and comp and collision insurance on your personal auto insurance policy, then the coverage is normally extended to rental cars.

Therefore, you normally do not need to accept the optional insurance (which can be very expensive) offered by a car rental company. However, check your personal policy or ask your insurance agent to be sure your policy will cover.

Rental car coverage can also refer to an add-on to your own insurance policy that covers free car rentals while your vehicle is in repair. If you do not have a second car, it’s a good idea to add this type of insurance onto your automobile insurance policy. It’s normally very affordable and can save you a considerable amount of money by providing free car rentals in the time of need.




Comment on this FAQ










Consumers putting their money in different places now

Insurance News

Consumers putting their money in different places now

A recent report from credit giant TransUnion took a look at where people are now putting their money and had some interesting findings. Read more



Insurance Tips

Consider buying an umbrella policy

When comparing auto insurance companies, you should also consider the possibility of purchasing an umbrella policy. Read more



you are here ›› homefaqauto insurance
Frequently Asked Questions - Auto Insurance