Does no-fault insurance mean I can never be at fault for an accident?

Myth: No-fault auto insurance

It is a myth that “no-fault” insurance means that the driver is never considered at fault for any accident.

Myth:
If I have no-fault insurance that means that I am not at fault for any accident.

Fact:
This is one of the most common auto insurance myths. No-fault insurance merely means that your insurance company will pay for your damages (up to your limits) regardless of who is at fault for the accident.