How does the type of car affect my auto insurance rates?

The type of car you drive can affect insurance costs

The type of car you drive can also affect your auto insurance costs. The cost of your insurance policy is determined in part by the car’s price, repair costs, safety record of the make and model and the likelihood of theft.

Before purchasing your new car, take into account that some makes and models of cars are more commonly targeted by thieves and thus have higher auto insurance premiums.

Cars that are favorite targets for thieves cost more to insure. Information on which make and model of cars are more apt to get stolen is provided by the Insurance Institute for Highway Safety. You can also find crash test ratings and other consumer information about various types of cars there.