How can I check the references of a car insurance company?

Checking references of an auto insurance company

After you have gathered several quotes from various insurance companies, narrow it down to one or two insurers that offer the lowest price for the policy you want.

Then to make your final decision, you should check the auto insurance company itself to make sure it is reliable, pays claims in a timely manner and is financially sound.

If you know any current customers of the insurance company, call or email them and find out how satisfied they are with the insurer. Ask how they rate their customer service, particularly if they have ever had to file a claim. You can also see consumer reviews at J.D. Power and Associates website.

Check the number of consumer complaints the auto insurance company has on file. You can find out this information from the state department of insurance.

You can also verify the financial stability of the insurance company through rating agencies such as A.M. Best Co., Moody’s Investors Service, Standard & Poor’s and Weiss Ratings.