Comments on: Are my family members automatically covered by my auto insurance? http://www.e-wisdom.com/faq/auto-insurance/are-family-members-automatically-covered/ Answers to frequently asked questions to help you save money on monthly expenses. Thu, 29 Oct 2009 17:03:15 -0500 http://wordpress.org/?v=2.8.4 hourly 1 By: Matt http://www.e-wisdom.com/faq/auto-insurance/are-family-members-automatically-covered/comment-page-1/#comment-56 Matt Wed, 16 Sep 2009 16:06:20 +0000 http://www.e-wisdom.com/faq/?p=238#comment-56 I would imagine that with most policies, "family members" and "friends" are treated very differently. As with most things related to insurance, specifics can vary widely from company to company and even policy to policy. I believe even different family members can be treated differently within a policy. For example, if a family member who lives with you (but is not officially listed on the policy) drives the car, he/she may be covered. But if a family member from out of town drives the car (obviously not on the policy, as well), he/she may not be covered. Unfortunately, you'll have to check with your policy/company to get the 100% correct answer. I would imagine that with most policies, “family members” and “friends” are treated very differently. As with most things related to insurance, specifics can vary widely from company to company and even policy to policy.

I believe even different family members can be treated differently within a policy. For example, if a family member who lives with you (but is not officially listed on the policy) drives the car, he/she may be covered. But if a family member from out of town drives the car (obviously not on the policy, as well), he/she may not be covered.

Unfortunately, you’ll have to check with your policy/company to get the 100% correct answer.

]]> By: Brandon http://www.e-wisdom.com/faq/auto-insurance/are-family-members-automatically-covered/comment-page-1/#comment-55 Brandon Thu, 10 Sep 2009 03:59:39 +0000 http://www.e-wisdom.com/faq/?p=238#comment-55 "...as long as the policy owner has granted the driver permission to drive the car." That doesn't have to be written in the policy for that to happen? I can allow a friend to drive my car on the fly and I would still be insured? “…as long as the policy owner has granted the driver permission to drive the car.”
That doesn’t have to be written in the policy for that to happen?
I can allow a friend to drive my car on the fly and I would still be insured?

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