Are different car colors more expensive to insure?

Myth: Red cars are more expensive to insure

It is a myth that the color of your car has a direct correlation to your insurance rate.

Myth:
The color of your car has a direct correlation to your insurance rate.

Fact:
The color of your vehicle does not affect your car insurance rate in any way. Years ago many people began to believe that red cars (and sometimes even black cars) were automatically more costly to insurance. Though these are typical colors of sports cars, it’s not the color that influences the rate. The car’s make, model, engine size and year may affect the rate, but not just the color.