Disclaimer/Privacy

Our Privacy Policy

Effective Date/Last Updated: 3/23/2012


Your Privacy is Important

We respect the privacy of our visitors and make it a top priority to protect the privacy of our visitors. We put together this thorough privacy policy to answer any questions you may have about your privacy and e-wisdom.com. This privacy statement covers the site e-wisdom.com. If you have questions or concerns regarding this statement, please contact us.

Information Sharing

e-wisdom.com is mainly an informational tool for users and collects very limited personal information. See below for explanation of our collection practices.

Email: Contact Us / Customer Service

The email addresses of those who initiate contact with e-wisdom.com via email is used only to respond to that particular inquiry and not for any other purpose. We will only communicate with you in response to your direct inquiries. We do not store any information included in email inquiries.

Email: Tell-A-Friend

If you choose to use our referral service to tell a friend (or friends) about our Web site, we will ask you for your friend's email address, your name and your email address. We will automatically send your friend a one-time email inviting him or her to visit the site. We do not store any of this information, as it is used solely for the one-time email.

Blog

If you choose to post a comment to a blog, we will ask you for your name, email address, website and comment. We do not publicly publish your email address; however, will publish the name you enter and your comments. Please be aware that anything you submit there can be read by other users of this forum so be careful not to post any personally identifiable information as we cannot control others use of this information for unintended purposes. If you choose to receive Blog email notifications, you will be submitting this information directly to a 3rd party provider on their own webpage. Please see their privacy policy for information on email services. Once you enter in your email address and click "Subscribe Me", your email address is transferred to the 3rd party providers page; however, is not shared with the 3rd party at this point. You will be sharing your email address directly with the 3rd party at the point where you hit "subscribe me" on their website. Each email will contain unsubscribe options so that you may later opt-out of receiving them.

Co-branded Sites (Framing)

We utilize a third party vendor to operate the cellular and long distance categories of e-wisdom.com. Although these two particular categories may have a similar appearance to the other categories of e-wisdom.com, users are, in fact, navigating a co-branded (or framed) version of the third party vendor's Web site. We work closely with this trusted third party to provide users with the most reliable options to choose from in the comparison process and to give users the best overall experience possible. Personal information submitted within these two co-branded categories is subject to the third party vendor's privacy policy.

Other Third Party Information Sharing

Our website does not share any personally identifiable information with third parties other than disclosed in this privacy statement. Please see "Legal Disclosure."

Choice/Opt-out

As mentioned above, e-wisdom.com only sends service emails in response to specific inquires. Because of this, no opt-out or unsubscribe is provided. User email addresses are not stored by e-wisdom.com for any purpose. Because no personally identifiable information is stored on the Web site, there is no user access to submitted email addresses for correction. If you need to change an email address that was previously submitted, please, contact us again.


Links to Other Sites

e-wisdom.com contains links to other sites and is not responsible for the privacy practices or the content of such (linked to) Web sites. We employ best practices to ensure that our outbound links send our visitors to Web sites that are high-quality and trustworthy. We encourage you to be aware when you leave e-wisdom.com and to read the privacy statements of each and every Web site that collects personally identifiable information.

Access to Personally Identifiable Information

As explained above, we do not store your email address when contacting us through Customer Service. If you would like to change the email address we respond to, simply submit your inquiry again via the Customer Service page with the correct email address. If you submit a blog comment and later wish to have the submission deleted, please contact us.

Security

The security of your personal information is important to us because e-wisdom.com does not collect any sensitive or personal information beyond name and email address. We employ best practices to ensure that any sensitive information that could be entered on linked-to Web sites will be entered on pages encrypted using secure socket layer technology (SSL). Sensitive information is defined as financial information such as credit card numbers or identification information such as social security numbers. Although we make efforts to partner with Web sites that ensure this type of security, we cannot guarantee this practice and therefore we encourage users to validate the security of any Web page that sensitive personal information will be entered on. Tip: Web pages that require an SSL connection start with https: instead of http:. Click here for more information about SSL.

Third Party Advertisers

Occasionally, ads appearing on e-wisdom.com are delivered to users by advertising partners. We do not share information about users with these advertising partners. These advertising partners may utilize cookies, as discussed below under "Other Third-Party Cookies."

Cookies

A cookie is a small text file that is stored on a user?s computer mainly for record-keeping purposes. We use cookies on this Web site, but we do not link the information we store in cookies to any personally identifiable information.. We use persistent cookies, which remain on a users' hard drive for an extended period of time. Click here for more information regarding cookies. See below for information about the specific uses of cookies on e-wisdom.com.

Third-Party Tracking

We use a third-party tracking service that uses cookies to track non-personally identifiable information about visitors to our site. Tracked information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data. We do not link this automatically-collected data to personally identifiable information. We use this information to track aggregate navigation around the site and to analyze the trends of this navigation data.

Other Third-Party Cookies

Occasionally, some of our business partners (e.g., advertisers) use cookies on our site. Third-party cookies that we do allow on our Web site come from reputable sources but we have no access to or control over these cookies. This privacy statement covers the use of cookies by e-wisdom.com only, and does not cover the use of cookies by any advertisers.

Refusing Cookies

If you are not comfortable with cookies being utilized, you can adjust the settings within your specific Internet browser to further prohibit being served a cookie. You can also remove cookies by following the directions provided in your Internet browser's "help" file. Click here for more information regarding cookies.

Third-Party Web Beacons

We use third-party web beacons from Yahoo! to help analyze where visitors go and what they do while visiting our website. Yahoo! may also use anonymous information about your visits to this and other websites in order to improve its products and services and provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by Yahoo!, click here.

Changes in this Privacy Statement

If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our homepage.

Legal Disclaimer

We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our Web site.

Financial Relationships

e-wisdom.com has financial relationships with some of the credit cards mentioned on the website, and e-wisdom.com may be compensated if consumers choose to apply through the links in our content and ultimately sign up for them. In addition, e-wisdom.com may also be compensated for clicks on links of financial products in the categories of banking, credit cards, insurance and loans.

Questions and Suggestions

If you have any questions, concerns or suggestions about our Privacy Statement, you may contact us:

By sending an email

By sending a letter:


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