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Low Interest Credit Cards

Low APR Credit Cards (on Purchases)



Compare Low Interest Credit Cards



Compare credit cards that offer low introductory and/or ongoing (regular) interest rates and apply online. Review cards that offer 0% introductory APRs, as well as cards that carry a low fixed or variable regular APR.

For more information about low interest credit cards, see our credit cards tips and advice.



:: About Low APR Credit Cards | Recommender | Credit Score Estimator | Free Credit Score




Top Pick

Top Pick: Low APR Credit Cards



Citi Platinum Select Visa
Citi® Platinum Select® Visa®

Apply Now

  • Enjoy 0% APR on Purchases & Balance Transfers for up to 12 months*
  • Apply online and get an instant response*
  • $0 liability on unauthorized purchases*
  • Secure, free online account management*
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for up to 12 months* 0% for up to 12 months* As low as 7.49%* $0 Good Credit


Capital One Platinum Prestige
Capital One® Platinum Prestige

Apply Now

  • Save with a 0% intro APR until October 2009 on purchases and balance transfers
  • Then enjoy a variable APR, now 8.9%
  • Save time and money by transferring higher-rate balances so you can make one easy payment each month
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% until October 2009* 0% until October 2009* 8.90%(V)* $0 Excellent Credit


Discover More Card
Discover® More(SM) Card

Apply Now

  • 0% Intro APR for 12 months on Purchases and Balance Transfers
  • Earn more cash in more ways than anyone else(SM)*
  • Unlimited cash rewards, automatically
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • Up to 1% Cashback Bonus on all other purchases automatically
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 12 months* 0% for 12 months* As low as 10.99%* $0 Good Credit


Clear from American Express
Clear from American Express®

Apply Now

  • No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees.
  • 0% intro APR for up to 12 months on purchases*
  • Balance transfer requests submitted on application receive APR of 3.99% for 12 months*
  • Express Approval — Get a decision in less than 60 seconds
  • Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.
  • Pay in full, or carry a balance.
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for up to 12 months* 3.99% for 12 months* As low as 13.49%* $0 Good Credit


Chase Freedom Credit Card
Chase Freedom(SM) Credit Card

Apply Now

  • 3% "bonus" cash back on gas, groceries and fast food purchases for the first 6 months*
  • Earn Rewards Fast with 3% bonus cash back offers every quarter!*
  • 1% cash back on everything else
  • 0% APR on purchases for 12 months*
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 12 months* n/a As low as 9.99%* $0 Excellent Credit


Blue from American Express
Blue from American Express®

Apply Now

  • 0% APR on purchases for up to 12 months*
  • Low Balance Transfer APR - 2.99% for 12 months*
  • Express Approval — Get a decision in less than 60 seconds
  • Membership Rewards Express® program
  • Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for up to 12 months* 2.99% for 12 months* As low as 11.49%* $0 Excellent Credit


HSBC Platinum MasterCard with Cash Back Rewards
HSBC Platinum MasterCard® with Cash Back Rewards

Apply Now

  • Earn unlimited 1% cash back rewards on new net retail purchase, everywhere you shop
  • Simple and straightforward rewards: no earnings caps, spending categories, tiers or point expiration
  • Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
  • 0% Introductory APR on card purchases and balance transfers for 12 months and no annual fee*
  • Instant decision in as little as 60 seconds
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 12 months* 0% for 12 months* As low as 8.99%* $0 Good Credit


Capital One Platinum Visa
Capital One® Platinum Visa®

Apply Now

  • Buy what you've been dreaming of and pay no interest until May 2009 on purchases
  • Save with a low non-intro variable APR, currently 8.9%
  • This great rate can help you avoid higher interest payments while you work to lower your balance each month
  • Platinum Benefits including extended warranties, travel accident insurance, and 24-hour roadside assistance
  • No balance transfer fees
  • $39 annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% until May 2009* n/a 8.90%(V)* $39* Average Credit


Discover Business Card
Discover® Business Card

Apply Now

  • Note: This is a business credit card
  • SPECIAL OFFER Apply Now and Get $100 Cashback Bonus**
  • 0% Intro APR for 12 months on purchases and 3.99% intro APR for 6 months on balance transfers
  • 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
  • Free employee cards with customizable limits and monthly reporting on their spending
  • Earn 5 to 20% Cashback Bonus at top retailers through Discover's exclusive online shopping site
  • Fee-free Purchasechecks that earn Cashback Bonus® to pay merchants who don't accept credit cards
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 12 months* 3.99% for 6 months* 13.99%* $0 Good Credit
» More business credit cards


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:: Credit cards with low balance transfer rates

:: Need help finding the right card? Try out our Credit Card Recommender





:: About Credit Cards: Introductory APRs ::

An intro APR is a temporary, lower APR that typically changes to a higher rate after the intro period (typically 3-15 months). Some credit cards have an intro APR attached to only purchases, some have an intro APR attached to only balance transfers and some...click for more information



* See the online credit card application for details about terms and conditions of a specific offer.



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