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Low APR Credit Cards (on Purchases)
:: About Low APR Credit Cards | Recommender | Credit Score Estimator | Free Credit Score
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HSBC Platinum MasterCard with Cash Back Rewards
Earn unlimited 1% cash back rewards on new net retail purchases, everywhere you shop
Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
Receive unique Visa discounts and protection on purchases made with your card
0% Introductory APR on card purchases and balance transfers for 12 months*
Get an instant decision in as little as 60 seconds
No annual fee, for qualifying appliants*
Intro APR on Purchases
Intro APR on Transfers
Regular APR
Annual Fee
Credit Needed
0% for 12 months*
0% for 12 months*
varies*
$0
Good Credit
Chase Platinum MasterCard
0% APR* for up to 12 months on purchases and balance transfers
The time period for the introductory APR and the balances to which it will apply will be based on review of your application and credit history
Flexible Rewards Program: Earn one point per eligible dollar spent*
Redeem for your choice of cash back, merchandise, travel or gift cards
Zero liability on unauthorized purchases
No annual fee
Intro APR on Purchases
Intro APR on Transfers
Regular APR
Annual Fee
Credit Needed
0% for up to 12 months*
0% for up to 12 months*
As low as 10.99%*
$0
Good Credit
Chase Flexible Rewards Platinum Visa
Earn 1 point for every eligible dollar spent* and turn everyday purchases into extraordinary rewards
Redeem points for merchandise, travel, cash back, gift cards and more
Redeem rewards with as few as 2,500 points
0% intro APR* for up to 12 months on purchases and balance transfers
No annual fee
Intro APR on Purchases
Intro APR on Transfers
Regular APR
Annual Fee
Credit Needed
0% for up to 12 months*
0% for up to 12 months*
As low as 10.99%*
$0
Good Credit
HSBC Platinum MasterCard with Cash or Fly Rewards
Earn one point for every dollar of net retail purchases, everywhere you shop
Redeem points for roundtrip airfare with no blackout dates with as little as 7,500 points
Or redeem points for 1% cash back
Enjoy 0% Introductory APR on card purchases and balance transfers for 12 months, for qualifying applicants*
No annual fee, for qualifying applicants
Intro APR on Purchases
Intro APR on Transfers
Regular APR
Annual Fee
Credit Needed
0% for 12 months*
0% for 12 months*
varies*
$0
Good Credit
CitiBusiness Card
Note: This is a business credit card
0% APR on purchases and balance transfers for 12 months*
No balance transfer fee with the offer described above*
Additional cards for employees with credit limits you set
Quarterly and annual account summaries
Manage your account online
No annual fee
Intro APR on Purchases
Intro APR on Transfers
Regular APR
Annual Fee
Credit Needed
0% for 12 months*
0% for 12 months*
7.99%*
$0
Good Credit
The Platinum Business Credit Card from American Express
Note: This is a business credit card
0% APR for the first 12 months on purchases
A fixed APR of 4.99% for the life of the balance for balance transfers submitted with the application or posted to your account during the first 45 days of Card membership.
Option to enroll in Fee-Free Membership Rewards Program
There's no limit to the number of points you can earn
No annual fee and fee-free Additional Cards
Intro APR on Purchases
Intro APR on Transfers
Regular APR
Annual Fee
Credit Needed
0% for 12 months*
4.99% for life*
As low as 10.74%*
$0
Good Credit
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:: Credit cards with low balance transfer rates
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* See the online credit card application for details about terms and conditions of a specific offer.
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