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Low Interest Credit Cards
Low APR Credit Cards (on Purchases)

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Compare credit cards that offer low introductory and/or ongoing interest rates and apply online. Review cards that offer 0% introductory APRs, as well as cards that carry a low fixed or variable regular APR.

For more information about low interest credit cards, see our credit cards tips and advice.



:: About Low APR Credit Cards | Recommender | Credit Score Estimator | Free Credit Score




Blue from American Express
Blue from American Express®

  • 0% APR on purchases for up to 15 months*
  • Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance*
  • Express Approval — Get a decision in less than 60 seconds
  • Membership Rewards Express® program
  • Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for up to 15 months* 4.99% for life* As low as 9.99%* $0 Excellent Credit


Platinum Edition Visa Card
Platinum Edition® Visa® Card

  • Introductory 0% APR* on purchases for the first 15 billing cycles after your account is opened
  • Online access to view transactions, pay your bill, view up to 7 years of prior statements and more
  • Purchase Protection and Extended Warranty*
  • $250,000 in Travel Accident Insurance*
  • Up to a 25% discount at select car rental agencies*
  • FirstGuard® provides protection against identity theft
  • No annual fee
  • Issued by First Bankcard, a division of First National Bank of Omaha.
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 15 billing cycles* n/a varies* $0 Good Credit


Citi Diamond Preferred Card
Citi® Diamond Preferred® Card

  • 0% APR* on balance transfers and purchases for up to 12 months
  • Citi Identity Theft Solutions
  • $0 liability on unauthorized purchases
  • Secure, free online account management
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for up to 12 months* 0% for up to 12 months* As low as 8.49%* $0 Good Credit


Discover More Card
Discover® More(SM) Card

  • 0% Intro APR for 12 months on Purchases and Balance Transfers
  • Earn more cash in more ways than anyone else(SM)*
  • Unlimited cash rewards, automatically
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • Up to 1% Cashback Bonus on all other purchases automatically
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 12 months* 0% for 12 months* As low as 10.99%* $0 Good Credit


Citi Platinum Select Card
Citi® Platinum Select® Card

  • 0% APR* on balance transfers and purchases for up to 12 months
  • Secure, free online account management
  • $0 Liability on unauthorized purchases
  • Citi Identity Theft Solutions
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for up to 12 months* 0% for up to 12 months* As low as 8.49%* $0 Good Credit


Chase Platinum Visa Card
Chase® Platinum Visa® Card

  • 0% Intro APR for up to 12 months on purchases and balance transfers*
  • The time period for the introductory APR will be based on review of your application and credit history
  • Free travel services including auto rental collision damage waiver and worldwide travel accident insurance
  • Free online account access
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for up to 12 months* 0% for up to 12 months* As low as 10.99%* $0 Good Credit


Capital One Platinum Prestige
Capital One® Platinum Prestige

  • 7.9% APR on purchases and balance transfers*
  • Your APR will not increase simply because you pay late only once or go over your credit limit
  • Consolidate balances and save money when you transfer higher-rate balances
  • No annual fee and no balance transfer fees
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
n/a n/a 7.9%* $0 Excellent Credit


Blue for Business from American Express
Blue for Business® from American Express

  • Note: This is a business credit card
  • 0% Intro APR for purchases for up to 15 months*
  • Option to enroll in the complimentary Membership Rewards Express(R) program, with flexible rewards for you or your business. There's no limit to the number of points you can earn and points have no expiration date.
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more
  • Flexibility to pay in full or carry a balance
  • No annual fee for additional cards
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for up to 15 months* 4.99% for life* As low as 7.99%* $0 Good Credit
» More business credit cards


Discover Business Card
Discover® Business Card

  • Note: This is a business credit card
  • SPECIAL OFFER Apply Now and Get $100 Cashback Bonus**
  • 0% Intro APR* on Balance Transfers and Card Purchases for 12 months
  • 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
  • Free employee cards with customizable limits and monthly reporting on their spending
  • Earn 5 to 20% Cashback Bonus at top retailers through Discover's exclusive online shopping site
  • Fee-free Purchasechecks that earn Cashback Bonus® to pay merchants who don't accept credit cards
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 12 months* 0% for 12 months* 13.99%* $0 Good Credit
» More business credit cards


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:: Credit cards with low balance transfer rates

:: Need help finding the right card? Try out our Credit Card Recommender





:: About Credit Cards: Introductory APRs ::

An intro APR is a temporary, lower APR that typically changes to a higher rate after the intro period (typically 3-15 months). Some credit cards have an intro APR attached to only purchases, some have an intro APR attached to only balance transfers and some...click for more information



* See the online credit card application for details about terms and conditions of a specific offer.



Credit Cards:
  
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