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Low APR Credit Cards (on Purchases)
Compare credit cards that offer low introductory and/or ongoing interest rates and apply online. Review cards that offer 0% introductory APRs, as well as cards that carry a low fixed or variable regular APR.
For more information about low interest credit cards, see our credit cards tips and advice .
:: About Low APR Credit Cards | Recommender | Credit Score Estimator | Free Credit Score
Blue from American Express
0% APR on purchases for up to 15 months*
Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance*
Express Approval — Get a decision in less than 60 seconds
Membership Rewards Express® program
Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences
No annual fee
Intro APR on Purchases
Intro APR on Transfers
Regular APR
Annual Fee
Credit Needed
0% for up to 15 months*
4.99% for life*
As low as 9.99%*
$0
Excellent Credit
Platinum Edition Visa Card
Introductory 0% APR* on purchases for the first 15 billing cycles after your account is opened
Online access to view transactions, pay your bill, view up to 7 years of prior statements and more
Purchase Protection and Extended Warranty*
$250,000 in Travel Accident Insurance*
Up to a 25% discount at select car rental agencies*
FirstGuard® provides protection against identity theft
No annual fee
Issued by First Bankcard, a division of First National Bank of Omaha.
Intro APR on Purchases
Intro APR on Transfers
Regular APR
Annual Fee
Credit Needed
0% for 15 billing cycles*
n/a
varies*
$0
Good Credit
Discover More Card
0% Intro APR for 12 months on Purchases and Balance Transfers
Earn more cash in more ways than anyone else(SM)*
Unlimited cash rewards, automatically
5% Cashback Bonus ® in categories like travel, home, gas, restaurants, movies and more
Up to 1% Cashback Bonus on all other purchases automatically
No annual fee
Intro APR on Purchases
Intro APR on Transfers
Regular APR
Annual Fee
Credit Needed
0% for 12 months*
0% for 12 months*
As low as 10.99%*
$0
Good Credit
Chase Platinum Visa Card
0% Intro APR for up to 12 months on purchases and balance transfers*
The time period for the introductory APR will be based on review of your application and credit history
Free travel services including auto rental collision damage waiver and worldwide travel accident insurance
Free online account access
No annual fee
Intro APR on Purchases
Intro APR on Transfers
Regular APR
Annual Fee
Credit Needed
0% for up to 12 months*
0% for up to 12 months*
As low as 10.99%*
$0
Good Credit
Blue for Business from American Express
Note: This is a business credit card
0% Intro APR for purchases for up to 15 months*
Option to enroll in the complimentary Membership Rewards Express(R) program, with flexible rewards for you or your business. There's no limit to the number of points you can earn and points have no expiration date.
Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more
Flexibility to pay in full or carry a balance
No annual fee for additional cards
No annual fee
Intro APR on Purchases
Intro APR on Transfers
Regular APR
Annual Fee
Credit Needed
0% for up to 15 months*
4.99% for life*
As low as 7.99%*
$0
Good Credit
Discover Business Card
Note: This is a business credit card
SPECIAL OFFER Apply Now and Get $100 Cashback Bonus**
0% Intro APR* on Balance Transfers and Card Purchases for 12 months
5% Cashback Bonus ® on office supplies, 2% on gas, up to 1% on all other purchases
Free employee cards with customizable limits and monthly reporting on their spending
Earn 5 to 20% Cashback Bonus at top retailers through Discover's exclusive online shopping site
Fee-free Purchasechecks that earn Cashback Bonus ® to pay merchants who don't accept credit cards
No annual fee
Intro APR on Purchases
Intro APR on Transfers
Regular APR
Annual Fee
Credit Needed
0% for 12 months*
0% for 12 months*
13.99%*
$0
Good Credit
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:: Credit cards with low balance transfer rates
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:: About Credit Cards: Introductory APRs ::
An intro APR is a temporary, lower APR that typically changes to a higher rate after the intro period (typically 3-15 months). Some credit cards have an intro APR attached to only purchases, some have an intro APR attached to only balance transfers and some...click for more information
* See the online credit card application for details about terms and conditions of a specific offer.
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