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Compare Fixed APR Credit Cards
Fixed APR Credit Cards

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Compare fixed APR credit card offers and apply online. Get an APR that will last on balance transfers, purchases or both. Browse credit cards that offer low fixed interest for a set amount of time and also those that have interest rates that are fixed for life.

For more information about fixed vs. variable APRs or any other topic realted to fixed rate credit cards, see our credit cards tips and advice.



:: About Fixed APR Credit Cards | Recommender | Credit Score Estimator | Free Credit Score




Fixed APR on balance transfers only

Blue from American Express
Blue from American Express®

  • 0% APR on purchases for up to 15 months*
  • Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance*
  • Express Approval — Get a decision in less than 60 seconds
  • Membership Rewards Express® program
  • Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for up to 15 months* 4.99% for life* As low as 9.99%* $0 Excellent Credit


Clear from American Express
Clear from American Express®

  • No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees.
  • 0% intro APR for up to 12 months on purchases*
  • Balance transfer requests submitted on application receive APR of 5.99% for life of the balance*
  • Express Approval — Get a decision in less than 60 seconds
  • Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.
  • Pay in full, or carry a balance.
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for up to 12 months* 5.99% for life* As low as 10.99%* $0 Good Credit



Business credit cards with fixed APR offers

Advanta Life-of-Balance Platinum Card
Advanta Life-of-Balance Platinum Card

  • Note: This is a business credit card
  • 2.99% APR for Life of balances transferred within 3 months*
  • Choice of 6% Cash Back on Bonus Qualifying purchases* or Travel Rewards
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set spending limits per user
  • $0 Fraud Liability
  • Personalized card -- your company name on the card, plus your logo
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
n/a 2.99% for life* As low as 9.99%* $0 Good Credit
» More business credit cards



Fixed APR on purchases and balance transfers

Simmons First Visa Platinum
Simmons First Visa® Platinum

  • 7.25% fixed APR on purchases and balance transfers
  • No transaction fee for balance transfers
  • 11.25% fixed APR on cash advances
  • Travel accident insurance
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
n/a n/a 7.25%* $0 Excellent Credit


Simmons First Visa Platinum Rewards
Simmons First Visa® Platinum Rewards

  • 0% APR on balance transfers for 6 billing periods*
  • No balance transfer fee for balances transferred in response to this offer
  • 8.95% fixed APR on purchases and balance transfers (after intro period)
  • Travel rewards: Receive one point per net dollar spent*
  • No black out dates and no seating restrictions
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
n/a 0% for 6 months* 8.95%* $0 Excellent Credit


Capital One Platinum Max
Capital One® Platinum Max

  • 16.65% fixed on purchases for 3 years
  • Fixed rate won't increase for three years—no matter what
  • No annual membership or balance transfer fees
  • Exclusive savings: up to 40% on featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping
  • $19 annual membership fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
n/a n/a 16.65%* $19* Limited History OK



More: Business credit cards with fixed APR offers

Blue for Business from American Express
Blue for Business® from American Express

  • Note: This is a business credit card
  • 0% Intro APR for purchases for up to 15 months*
  • Option to enroll in the complimentary Membership Rewards Express(R) program, with flexible rewards for you or your business. There's no limit to the number of points you can earn and points have no expiration date.
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more
  • Flexibility to pay in full or carry a balance
  • No annual fee for additional cards
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for up to 15 months* 4.99% for life* As low as 7.99%* $0 Good Credit
» More business credit cards


The Platinum Business Credit Card from American Express
The Platinum Business Credit Card from American Express

  • Note: This is a business credit card
  • 0% APR for the first 12 months on purchases
  • A fixed APR of 4.99% for the life of the balance for balance transfers submitted with the application or posted to your account during the first 45 days of Card membership.
  • Option to enroll in Fee-Free Membership Rewards Program
  • There's no limit to the number of points you can earn
  • No annual fee and fee-free Additional Cards
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 12 months* 4.99% for life* As low as 10.74%* $0 Good Credit
» More business credit cards



More: Fixed APR on balance transfers only

Blue Cash from American Express
Blue Cash® from American Express

  • Up to 5% Cash Back with Unlimited Cash Rewards
  • 0% Intro APR for 6 months on purchases*
  • Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
  • Express Approval — Get a decision in less than 60 seconds
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 6 months* 4.99% for life* As low as 9.99%* $0 Excellent Credit


Blue Sky from American Express
Blue Sky from American Express®

  • Earn 1 point for every dollar you spend
  • Points good on any airline, hotel, car rental and more
  • No blackout dates or travel restrictions
  • Express Approval — Get a decision in less than 60 seconds
  • 0% intro APR for 6 months on purchases*
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 6 months* 4.99% for life* As low as 9.99%* $0 Excellent Credit


Union Plus MasterCard
Union Plus® MasterCard®

  • Free Rewards Program designed for hard-working union members
  • No balance transfer fees and APR stays fixed until the balance is paid in full*
  • 1.99% introductory APR on new purchases*
  • 6.99% promotional APR* on balance transfers until paid in full
  • Strike-payment protection
  • No liability for unauthorized use
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
1.99% for 6 months* 6.99% until paid in full* varies* $0 Good Credit



More: Fixed APR on purchases and balance transfers

Pulaski Bank Visa Card
Pulaski Bank Visa® Card

  • Note: This card may be right for you only if you have excellent credit
  • 0% balance transfer APR for 6 billing periods, then a fixed 6.50% APR*
  • Purchase rate is 6.50% fixed APR*
  • Cash advance rate is 6.50% APR*
  • No fee balance transfers
  • Annual fee = $35*
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
n/a 0% for 6 months* 6.50%* $35* Excellent Credit


Pulaski Bank Visa Gold Card
Pulaski Bank Visa® Gold Card

  • Note: This card may be right for you only if you have excellent credit
  • 8.00% fixed APR for purchases and cash advances*
  • 0% balance transfer APR for 6 billing periods, then the regular purchase rate will apply*
  • No cash advance or balance transfer fees
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
n/a 0% for 6 months* 8.00%* $0 Excellent Credit


:: Need help finding the right credit card? Try out our Credit Card Recommender

· Back to the Credit Cards main page




:: About Credit Cards: Fixed APR Credit Cards ::

Fixed APR credit cards carry a fixed interest rate that lasts for a specified amount of time. Some credit cards offer a fixed APR on only purchases, some offer a fixed APR on only balance transfers and some offer a fixed APR on both purchases and balance transfers...click for more information



* See the online credit card application for details about terms and conditions of a specific offer.



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