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Credit Cards for People with Fair Credit
Credit Cards for People with Fair Credit

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Compare credit card offers for people with fair credit. This category includes credit card offers for those with "no credit," limited credit history," "credit that needs improvement," and, of course, "fair credit." For more information about any aspect of credit cards or about applying online, visit our credit cards tips and advice.



:: About Credit Cards | Recommender | Credit Score Estimator | Free Credit Score




Top Pick Top Pick: Credit Cards for Fair Credit

Capital One Platinum
Capital OneŽ Platinum

Apply Now

  • Pay down balances faster with a low APR
  • 0% on purchases until December 2008 - After that, a variable APR, currently 8.65%
  • Exclusive savings: up to 40% off  featured deals and 10% savings on everything else at Capital OneŽ Saving ZoneSM on Yahoo! Shopping
  • No balance transfer fees
  • $39 annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% until December 2008* n/a 8.65%(V)* $39* Limited History OK


Capital One Platinum Visa
Capital OneŽ Platinum VisaŽ

Apply Now

  • Pay down balances faster with a low APR
  • 0% on purchases until December 2008 - After that, a variable APR, currently 8.65%
  • Exclusive savings: up to 40% off  featured deals and 10% savings on everything else at Capital OneŽ Saving ZoneSM on Yahoo! Shopping
  • No balance transfer fees
  • $39 annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% until December 2008* n/a 8.65%(V)* $39* Limited History OK


Capital One Standard Platinum
Capital OneŽ Standard Platinum

Apply Now

  • 0% APR on purchases until December 2008. After that, a variable APR, currently 19.55%
  • Exclusive savings: up to 40% on featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping
  • 24/7 customer support and online account service
  • No annual membership fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% until December 2008* n/a 19.55%(V)* $0 Limited History OK


Capital One Classic Platinum Visa
Capital OneŽ Classic Platinum VisaŽ

Apply Now

  • 0% APR on purchases until December 2008. After that, a variable APR, currently 14.65%
  • Exclusive savings: up to 40% on featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping
  • $0 fraud liability for unauthorized use if your card is lost or stolen
  • $19 annual membership fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% until December 2008* n/a 14.65%(V)* $19* Limited History OK


Capital One Platinum Max
Capital OneŽ Platinum Max

Apply Now

  • 16.90% fixed on purchases for 3 years
  • Fixed rate won't increase for three years—no matter what
  • No annual membership or balance transfer fees
  • Exclusive savings: up to 40% on featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping
  • $19 annual membership fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
n/a n/a 16.90%* $19* Limited History OK


Capital One No Hassle Cash Rewards
Capital OneŽ No Hassle Cash(SM) Rewards

Apply Now

  • 25% annual bonus on the cash you earn
  • 1% cash back on every purchase
  • 0% APR on purchases until December 2008. After that, variable APR, currently 16.65%
  • No limit on cash back and rewards won't expire for the life of your account
  • Redeem cash whenever you like
  • $29 annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% until December 2008* n/a 16.65%(V)* $29* Limited History OK


Capital One No Hassle Points Rewards
Capital OneŽ No Hassle Points(SM) Rewards

Apply Now

  • 5 points per dollar spent at gas stations, major grocery and drug stores
  • 1 point per purchase everywhere else
  • No limit on points earned and they don't expire
  • Enjoy 0% on purchases until December 2008
  • Built-in security with $0 Fraud Liability for unauthorized use if your card is lost or stolen
  • $29 annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% until December 2008* n/a 16.65%(V)* $29* Limited History OK


Capital One Business Platinum with No Hassle Miles
Capital OneŽ Business Platinum with No Hassle Miles(SM)

Apply Now

  • Note: This is a business credit card
  • 0% APR on purchases until October 2009
  • 0% APR on transferred balances until October 2009
  • 1 mile per dollar spent on purchases
  • Redeem miles for cash back, gift cards, flights and more
  • Free employee cards with individual spending limits you set
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% until October 2009* 0% until October 2009* As low as 9.99%(V)* $0 Fair Credit
» More business credit cards


Capital One Business Platinum
Capital OneŽ Business Platinum

Apply Now

  • Note: This is a business credit card
  • 0% APR on purchases until October 2009
  • Free employee cards with individual spending limits you set
  • Credit Limit up to $12,000 (min $500)
  • No foreign transaction fees
  • Free year-end summary
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% until October 2009* n/a As low as 9.99%(V)* $0 Fair Credit
» More business credit cards


FreeCreditReport.com (brought to you by Experian)
FreeCreditReport.com (brought to you by ExperianŽ)

  • See where your credit stands
  • Free credit report and score delivered online in seconds
  • Free 7-day trial of CreditCheckŽ Monitoring service
  • Check for possible inaccuracies
  • Try for better interest rates
Learn more Learn more about this offer

» More credit report, credit score and credit monitoring services






* See the online credit card application for details about terms and conditions of a specific offer.



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