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0% APR Balance Transfer Credit Cards

Balance Transfer Credit Cards - Apply Online



Balance Transfer Cards



Compare credit cards that offer low balance transfer rates and apply online. Review cards that offer a 0% introductory APR on balance transfers, as well as cards that offer a low fixed rate on balance transfers.

For more information about balance transfers, visit our credit card FAQs or see how much you could save in interest payments with our balance transfer calculator.



:: About Balance Transfer Credit Cards | Credit Card Recommender | Free Credit Score




Top Pick

Top Pick: Balance Transfers



Citi Platinum Select Card
Citi® Platinum Select® Card

Apply Now

  • 0% APR* on balance transfers and purchases for up to 12 months
  • Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more
  • Secure, free online account management
  • $0 Liability on unauthorized purchases
  • Citi® Identity Theft Solutions
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for up to 12 months* 0% for up to 12 months* As low as 11.99%* $0 Good Credit


Discover Open Road Card
Discover® Open Road(SM) Card

Apply Now

  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 6 months* 0% for up to 6 months* As low as 11.99%* $0 Good Credit


Citi Forward Card
Citi® Forward(SM) Card

Apply Now

  • The credit card that rewards you for good behavior.
  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
  • 6,000 bonus points after $50 in purchases are made within 3 months of account opening.
  • 5,000 bonus points when you sign up for paperless statements within 3 months of account opening.
  • 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
  • 0% APR for 6 months on purchases and balance transfers.
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 6 months* 0% for 6 months* 14.24%* $0 Good Credit


Discover More Card
Discover® More(SM) Card

Apply Now

  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
  • Earn more cash in more ways than anyone else(SM)*
  • Unlimited cash rewards, automatically
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • Up to 1% Cashback Bonus on all other purchases automatically
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 6 months* 0% for up to 6 months* As low as 11.99%* $0 Good Credit


Simmons First Visa Platinum
Simmons First Visa® Platinum

  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.25% fixed standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
n/a n/a 7.25%* $0 Excellent Credit


Discover Motiva Card
Discover® Motiva(SM) Card

Apply Now

  • Cash Rewards for your good credit management!*
  • Get a Pay-On-Time Bonus(SM) equal to a full month's interest every time you make 6 on-time payments in a row—twice a year, every year
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
3.99% for 6 months* 3.99% for up to 12 months* As low as 11.99%* $0 Good Credit


Discover More Card - Clear
Discover® More(SM) Card - Clear

Apply Now

  • Earn more cash in more ways than anyone else(SM)*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 6 months* 0% for up to 6 months* As low as 11.99%* $0 Good Credit


Discover More Card - Wildlife Collection
Discover® More(SM) Card - Wildlife Collection

Apply Now

  • Earn more cash in more ways than anyone else(SM)*
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 6 months* 0% for up to 6 months* As low as 11.99%* $0 Good Credit




:: No Balance Transfer Fees: Low interest balance transfers with no balance transfer fees

:: Need help finding the right card? Try out our Credit Card Recommender





::

About Credit Cards: Balance Transfers

 ::

In the most basic terms, a balance transfer is a way of moving a debt from one credit card to another credit card. This is often done to save money, as the new credit card may have a lower finance rate (APR) than the old credit card...more



* See the online credit card application for details about terms and conditions of a specific offer.



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