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Free Credit Reports

Free Credit Reports, Credit Scores and Credit Monitoring


Credit Reports and Scores

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Compare credit report, credit score and credit monitoring services. Check your credit report for accuracy and monitor your credit score and credit profile.




Resources: Credit Card Recommender | Credit FAQs | Protect Your Identity



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FreeCreditScore.com
FreeCreditScore.com

  • Free credit report and score delivered online in seconds
  • Look for potential inaccuracies and unauthorized activity
  • See who's been checking your credit
  • Free trial membership* in Triple Advantage(SM) Credit Monitoring
  • *You must cancel your membership within the 7-day trial period to avoid being billed each month
Learn more Learn more about this offer



TrueCredit
TrueCredit

  • TransUnion Credit Monitoring trial
  • Unlimited access to your credit report and credit score for 30 days
  • 24-hour email notification of critical changes to your credit report
  • Up to $25,000 ID theft insurance at no additional cost
  • 30 days free, then just $9.95/month
  • You can cancel with no obligation for up to 30 days
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Identity Theft Advice

Credit Monitoring Advice




How a credit score is calculated
How a credit score is calculated
Your credit score is a three-digit number ranging from 300 to over 800 that is calculated using many different factors. Although the exact methods of computing credit worthiness vary widely, there are a few basics to keep in mind. Read more


Tips for cleaning up an inaccurate credit report
Tips for cleaning up an inaccurate credit report
Inaccuracies can show up on your credit report for many reasons. And these kind of mistakes can really end up costing you when it comes time to buy a home, purchase a car, rent an apartment or even land a new job. Read more


Four things to know about credit scores
Four things to know about credit scores
There are many misconceptions about credit scores, how they can affect you and how you can affect them. Answers to four questions can help clear up some confusion. Read more




Credit Monitoring Tips

Latest Credit Monitoring Tips




Do credit reports and/or credit scores merge when you get married?
After you get married, you and your spouse share a lot of things, but one thing that you don't share is a credit score. Read more


Does transferring a balance affect your credit score?
While balance transfer credit cards might seem straightforward, whether they'll affect your credit score depends on your current situation. Read more

:: More Credit Monitoring Tips




Credit Monitoring FAQs
Credit Monitoring FAQs

Credit Monitoring FAQs



:: More Credit Monitoring FAQs





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myFICO
myFICO®

  • myFICO® is the consumer division of Fair Isaac, the company that invented the FICO® credit risk score that lenders use
  • Offers credit-information products that help people understand actions they can take to achieve and protect their overall financial health
  • FICO® Standard - Individual FICO® Score & Credit Report
  • FICO® Credit Complete - Get All 3 FICO Scores and Credit Reports
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Wall Street Reform, new credit card restrictions round off the month of July

CREDIT MONITORING NEWS



Wall Street Reform, new credit card restrictions round off the month of July

After waiting weeks for the Senate to give him the nod, President Obama finally signed the Dodd-Frank Wall Street Reform and Consumer Protection Act into law this past month. The New York Daily News called it the toughest set of financial regulations passed since the Great Depression. Read more



CREDIT MONITORING FAQs



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