Free Credit Reports, Credit Scores and Credit Monitoring

Credit Reports and Scores

Credit reports and scores online

Compare credit report, credit score and credit monitoring services. Check your credit report for accuracy and monitor your credit score and credit profile.



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GoFreeCredit.com

GoFreeCredit.com

  • FREE* Equifax Credit Scoreā„¢
  • In-depth information on your score in an easy to understand format
  • Daily credit monitoring of your Equifax, Experian and TransUnion credit files and alerts to key changes
  • Free 30-day Trial*
  • *If you don't cancel your membership within 30 days of enrollment, you will be billed $16.95 for each subsequent month that you continue your membership.
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Note: Some free credit score services come with a free trial of a credit monitoring service. In most cases, you must cancel your free trial membership within a specified amount of time in order to avoid being automatically enrolled in the service for a set monthly fee (after the trial period ends).



Credit Monitoring Advice

How a credit score is calculated

How a credit score is calculated

Your credit score is a three-digit number ranging from 300 to over 800 that is calculated using many different factors. Although the exact methods of computing credit worthiness vary widely, there are a few basics to keep in mind. Read more


Tips for cleaning up an inaccurate credit report

Tips for cleaning up an inaccurate credit report

Inaccuracies can show up on your credit report for many reasons. And these kind of mistakes can really end up costing you when it comes time to buy a home, purchase a car, rent an apartment or even land a new job. Read more


Four things to know about credit scores

Four things to know about credit scores

There are many misconceptions about credit scores, how they can affect you and how you can affect them. Answers to four questions can help clear up some confusion. Read more



Credit Monitoring FAQs

Credit Monitoring FAQs

More Credit Monitoring FAQs


For more information about obtaining your credit report and score online, visit our credit monitoring FAQ or browse recent credit monitoring advice




Credit Cards: 
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Credit card delinquencies lowest in nearly two decades

Credit Card News

Credit card delinquencies lowest in nearly two decades

Consumer delinquency rates saw significant drops in the fourth quarter (Q4) of 2012, led by a drop in credit card delinquencies to the lowest level seen in nearly two decades. Read more



Credit Card Tips

Say goodbye to double-cycle billing

Double-cycle billing was the process of including your average balance over the past 60 days in the calculation for finance charges. The CARD Act addressed the use of this tactic. Read more



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Credit Card Calculators

Credit Card Payoff Calculator
Credit Card Payoff Calculator

Use this calculator to see what it will take to payoff your credit card balance, and what you can change to meet your repayment goals.




Credit Card Glossary



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