How to Pick the Right Credit Card
There are many factors to take into consideration when choosing a new credit card. The key is to find a credit card that fits your specific needs ... more
Credit Cards on Campus
Everything students need to know about getting and using their first credit card ... more
Choosing and Using Credit Cards
Help and information for consumers about credit card terms and conditions, cardholder protections, and other costs and features. Also: Shopping tips, examples of balance computation methods ... more
About Credit Cards
In-depth explanations of the different types of credit cards ... more
:: Credit Reports and Scores ::
What is a Credit Score?
A credit score is a sum used by lenders as an indicator of how likely you are to repay your loans. Your credit score is generated by a mathematical formula ... more
Back to School: Credit Reporting 101
From the big three credit reporting agencies to your rights under the Fair Credit Reporting Act, this course will help you navigate the credit reporting maze ... more
Credit Scoring 101
Credit scoring is used by lenders, insurers, landlords, employers, utility companies and even judges to evaluate your credit behavior ... more
All About Credit Scoring
Lenders have been using credit scores as part of the lending decision for over than 20 years ... more
Building A Better Credit Report
If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file is known as your credit report. It is chock full of information on where you live, how you pay your bills ... more
:: Credit Repair and Debt ::
Becoming Debt Free
Lowering the amount of debt you carry can significantly improve your credit profile, reduce the loan rates you
could receive and save you a lot in interest payments ... more
Cleaning Up Credit
Is your credit due for a cleaning? These helpful tips will get you started ... more
Top 5 Credit Misconceptions
There are a wide variety of myths floating around about what you should and shouldn't do to improve your credit reports and credit scores ... more
Credit Check-up
Keeping your credit healthy is easy with regular check-ups. Follow these simple tips to improve your credit profile today ... more
The Do's and Don'ts of Closing Old Accounts
Closing old and unused credit accounts can help you avoid unnecessary fees and guard against identity theft. It can also cause your credit score to drop if you are not careful ... more
Credit and Your Consumer Rights
The Federal Trade Commission (FTC) enforces credit laws that protect your right to obtain, use, and maintain credit. These laws do not guarantee that everyone will receive credit. Instead, the credit laws protect your rights by requiring businesses to give all consumers a fair and equal opportunity to receive credit and to resolve disputes over credit errors ... more
Use this calculator to determine how long it will take you to payoff your credit cards if you only make the minimum payments.
