 |
|
 |
|
 |
|
|
|
|
|
|||||
|
|
|
||||||||||||||||||
|
|
HOME |
|
CREDIT CARDS |
|
LONG DISTANCE |
|
INTERNET |
|
LOANS |
|
CELL PHONES |
|
INSURANCE |
|
BANKING |
|
KNOWLEDGE |
|
|
|
|
|
||||||||||||||||||
 |
|
 |
 |
|
:: HOME :: CREDIT CARDS · Main Page · Card Recommender · Comparison Chart · Sort by Bank/Issuer · Top Five Credit Cards · Credit Card Specials · Sort by Credit Rating Main Categories · Balance Transfer Cards · Business Credit Cards · Cash Back Credit Cards · Fixed APR Credit Cards · Instant Decision Cards · Low APR on Purchases · Rewards Credit Cards · Student Credit Cards · Travel Reward Cards Other Specialty Cards · Cards for Parents · Gas Rebate Cards · Hotel Reward Cards Bad/Damaged Credit · Bad Credit Credit Cards · Debt Consolidation · Pre-paid Cards Credit Resources · Calculators - New! · Tips & Advice - New! · Credit Card FAQ · Credit Card Glossary · Credit Reports, Scores · Identity Protection · More Credit Resources :: LONG DISTANCE :: INTERNET SERVICE :: LOANS :: CELL PHONES :: INSURANCE :: ONLINE BANKING :: KNOWLEDGE :: MORE |
|
 |
|
|
|
See also: Credit Card Tips & Advice  Resources: Credit Card Recommender | Free Credit Report & Score | Protect Your Identity There are many factors to take into consideration when choosing a new credit card. Credit cards come in many shapes and forms, so to speak, and often include numerous benefits and features, including (but not limited to): Low APR on purchases, low rates on balance transfers, cash back rewards, airline miles or other types of rewards. The key is to find a credit card that fits your specific needs. But before you can find that "perfect" card, you must have a good idea of what is out there. Here, you'll find a brief description of many of the different types of credit cards that are available for consumers and business owners. After all, a good decision is tough to make without good information. For further clarification of a credit card related term, visit our credit card glossary. Credit cards with a low intro APR An intro APR is a temporary APR that typically changes to a higher rate after the intro period (typically 3-12 months). Many people make use of these promotions to make a large purchase (or purchases), which they can then pay off in a series of months. Some credit cards have an intro APR attached to only purchases, some have an intro APR attached to only balance transfers and some have an intro APR attached to both balance transfers and purchases. · More about low intro APR credit cards | Compare Low APR credit cards Balance transfer credit cards In the most basic terms, a balance transfer is a way of moving a debt from one credit card to another credit card. This is often done to save money, as the new credit card may have a lower finance rate (APR) than the old credit card. Occasionally, credit cards have promotional balance transfer rates that typically last from 3-12 months. · More about balance transfer credit cards | Compare balance transfer credit cards Fixed APR credit cards Fixed APR credit cards carry a fixed (stable) interest rate that typically lasts for as long as you use the card. For example, if you transfer a balance to a credit card with a fixed APR of 9.9%, the APR for this balance will typically stay at this 9.9% level until the balance is paid in full. · More about fixed APR credit cards | Compare fixed APR credit cards Cash back credit cards Cashback credit cards give cash rewards to cardholders for making purchases with the card. A cardholder accumulates cash rewards based on the dollar amount of his/her purchases with that particular credit card over a period of time. · More about cash back credit cards | Compare cash back credit cards Airline mile credit cards Airline mile credit cards give airline mile (or frequent flyer mile) rewards to cardholders for making purchases with the card. Typically, a cardholder accumulates "points" based on the dollar amount of his/her purchases with the credit card over a period of time. Once a predetermined point level is reached, the cardholder can then redeem the points for airline travel (much like frequent flyer miles). · More about airline mile credit cards | Compare travel reward credit cards Rewards credit cards Rewards credit cards give various rewards to cardholders for making purchases with the card. A cardholder accumulates rewards based on the dollar amount of his/her purchases with that particular credit card over a period of time. · More about rewards credit cards | Compare rewards credit cards Business credit cards Business credit cards are available for business owners and executives, and have many of the same features as traditional credit cards: Low introductory rates, cashback, airline rewards, etc. However, business credit cards can also have many additional benefits compared to traditional credit cards. · More about business credit cards | Compare business credit cards Student credit cards Students generally have little or no credit history. Because of this, students may often find it difficult to get approved for a credit card. Luckily, student credit cards do exist. This type of credit card is set up to help students build up the credit history that most don't already have. · More about student credit cards | Compare student credit cards Credit cards for people with bad credit Credit can go from good to bad to poor for a number of reasons, including missed payments, late payments, etc. On the other hand, bad credit can improve to good credit, too. But this takes a little bit of work. · More about bad credit | Compare "bad credit" offers Pre-paid cards Prepaid cards are, in fact, not credit cards. Prepaid cards act like credit cards but, in reality, are more like debit cards. These types of cards have many benefits, including: No finance charges, easy budgeting, avoiding debt, etc. · More about prepaid cards | Compare pre-paid cards In conclusion Find a couple of different cards that you're interested in and compare them by features. Every credit card is a bit different and promotional offers often change, so be sure to thoroughly look over the terms and conditions for each specific card before applying. :: See also: Credit Card Tips & Advice | Credit Card FAQ | Credit Card Glossary | Articles & Resources
:: Compare Credit Card Offers Now
^ Back to top |
|
|
||||||||||||||||||||
 |
|
 |
|
|
|
|
|
Home | Banking | Cell Phones | Credit Cards | Insurance | Internet Access | Loans | Long Distance | More About | Articles | Blog | Bookmark | Contact | FAQ | Glossary | Knowledge | Search | Site map | Tell a friend |
|
|
|
|
 |
|
 |
|
||
|
|