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:: HOME :: CREDIT CARDS · Main Page · Card Recommender · Comparison Chart · Sort by Bank/Issuer · Top Five Credit Cards · Credit Card Specials · Sort by Credit Rating Main Categories · Balance Transfer Cards · Business Credit Cards · Cash Back Credit Cards · Fixed APR Credit Cards · Instant Decision Cards · Low APR on Purchases · Rewards Credit Cards · Student Credit Cards · Travel Reward Cards Other Specialty Cards · Cards for Parents · Gas Rebate Cards · Hotel Reward Cards Bad/Damaged Credit · Bad Credit Credit Cards · Debt Consolidation · Pre-paid Cards Credit Resources · Calculators - New! · Tips & Advice - New! · Credit Card FAQ · Credit Card Glossary · Credit Reports, Scores · Identity Protection · More Credit Resources :: LONG DISTANCE :: INTERNET SERVICE :: LOANS :: CELL PHONES :: INSURANCE :: ONLINE BANKING :: KNOWLEDGE :: MORE |
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Give your Credit a Check-up Keeping your credit healthy is easy with regular check-ups. Follow these simple tips from FreeCreditProfile to improve your credit profile today: 1. Get the facts Order your Credit Report, Credit Score and Debt Analysis online to get a complete picture of your current credit profile. Look closely at the data from each credit bureau to see that it all matches up. Keep an eye out for: · Wrong mailing addresses · Incorrect Social Security info · Old employers · Signs of identity fraud · Errors in your credit accounts · Late payments · Unauthorized hard inquiries 2. Right the wrongs Contact your creditors or send letters of dispute to the credit bureaus to have errors on your Credit Report corrected. By law, the credit bureaus have 30 days to investigate your claim and make the correction. 3. Improve your behavior Identify problem areas on your credit report and make a plan for improvement. If you've had a hard time paying your bills on time, sign up for an automated payment service. If your debt levels are above 50% of your available limit, create a payment plan to reduce your balances. Set goals for improving your credit and be sure to celebrate when you reach a milestone. 4. Follow up Check your Credit Report, Credit Score and Debt Analysis 30-60 days after disputing errors and changing your behavior to see how much you have improved. If any inaccuracies remain, continue to negotiate to have them taken off your credit report. If you want to tell your side of the story, ask to have a consumer statement added to your credit file. 5. Monitor your credit To guard against fraud and keep your credit healthy, sign up for a Credit Monitoring service that will quickly alert you to any changes in your report.
 Resources: Credit Card Recommender | Free Credit Report & Score | Protect Your Identity · Credit Card Tips & Advice « Back to the credit cards main page
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