Consumer delinquency rates saw significant drops in the fourth quarter (Q4) of 2012, led by a drop in credit card delinquencies to the lowest level seen in nearly two decades. Read more
The following is a list of the top five most popular credit cards. This list of the best five credit card offers is updated monthly. Please note that the credit cards on this list generally require a good to excellent credit history.
Capital One® Platinum Prestige Credit Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for until September 2014 | 0% for until September 2014 | 10.9% – 18.9%* Variable | $0* | Excellent |
Capital One® VentureOneSM Rewards Credit Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for until June 2014 | N/A for N/A | 11.9% – 19.9%* Variable | $0* | Excellent |
Citi Simplicity® Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for 18 Months | 0% for 18 Months | 12.99% – 21.99%* Variable | $0** | Excellent |
Discover it® - 18 Month Balance Transfer |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for 6 Months | 0% for 18 Months | 10.99% – 22.99%* Variable | $0* | Excellent |
Capital One® Cash Rewards - $100 Cash Back Bonus |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for until June 2014 | 0% for intro until June 2014 | 12.9% – 20.9%* Variable | $0* | Excellent |
We strive to provide comprehensive listings of credit cards to help you find a credit card that meets your needs. This list of top credit cards is a compilation of the most popular credit card offers available now. For answers to specific questions about any credit card topic, visit our credit card FAQs.
› Compare all credit cards on our comparison chart
* See the online credit card application for details about terms and conditions of a specific offer.
** Users have received approvals with these TransUnion New Account credit scores, based on a data from a third party. These approval metrics are only guidelines and approval is not guaranteed.
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Consumer delinquency rates saw significant drops in the fourth quarter (Q4) of 2012, led by a drop in credit card delinquencies to the lowest level seen in nearly two decades. Read more
Once the CARD Act was passed, credit card companies began to see some areas of lost profit. Now, some companies are raising minimum finance charges to produce additional revenue. Read more
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This calculator applies two simple principles to help you determine how to pay off your credit card debt as quickly as possible.