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Top Five Credit Card Offers

Top Five Credit Cards

The following is a list of the top five most popular credit cards. This list of the best five credit card offers is updated monthly. Please note that the credit cards on this list generally require a good to excellent credit history.


Barclaycard® Rewards MasterCard® - Average Credit

Barclaycard® Rewards MasterCard® - Average Credit



  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
N/A for N/A N/A for N/A 24.99%* Variable $0* Fair

Application for the Barclaycard® Rewards MasterCard® - Average Credit

Barclaycard® Rewards MasterCard® - Average Credit

  • No annual fee

Credit score info for Barclaycard® Rewards MasterCard® - Average Credit
Lowest credit score approved: 595**
Average credit score approved: 658**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Barclaycard® Rewards MasterCard® - Average Credit
Regular APR Intro APR on Purchases Intro APR on Balance Transfers
24.99%* Variable N/A for N/A N/A for N/A

Fee information for the Barclaycard® Rewards MasterCard® - Average Credit
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0 4%, Min: $10 5%, Min: $10 Up to $35 3%


NFL Extra Points Credit Card

NFL Extra Points Credit Card



  • All 32 teams or the NFL Shield card plastic are available
  • No annual fee
  • Earn 10,000 bonus points after $500 in purchases, redeemable for $100 cash back statement credit
  • Earn 2 points per $1 spent on NFL or team purchases in-stadium and at the Pro Shop and 1 point per $1 on all other purchases
  • No limit to the points you can earn
  • Redeem points for VIP NFL experiences, game tickets or cash back statement credits on travel or any other purchase of $25 or more
  • 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
N/A for N/A N/A for N/A 14.99% or 22.99%* Variable $0* Excellent

Application for the NFL Extra Points Credit Card

NFL Extra Points Credit Card

Earn 10,000 bonus points after $500 in purchases

Credit score info for NFL Extra Points Credit Card
Lowest credit score approved: 0**
Average credit score approved: 0**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the NFL Extra Points Credit Card
Regular APR Intro APR on Purchases Intro APR on Balance Transfers
14.99% or 22.99%* Variable N/A for N/A N/A for N/A

Fee information for the NFL Extra Points Credit Card
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0 4%, Min: $10 5%, Min: $10 Up to $25 3%


Discover it®

Discover it®



  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Plus, pay up to midnight ET online or by phone on your due date without a fee. No late fee on your first late payment. And paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 6 Months 0% for 18 Months 10.99% – 22.99%* Variable $0* Excellent

Application for the Discover it®

Discover it® - 18 Month Balance Transfer


Credit score info for Discover it®
Lowest credit score approved: 687**
Average credit score approved: 731**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Discover it®
Regular APR Intro APR on Purchases Intro APR on Balance Transfers
10.99% – 22.99%* Variable 0% for 6 Months 0% for 18 Months

Fee information for the Discover it®
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0 3% 5%, Min: $10 Up to $35 $0


U.S. Bank Visa® Platinum Card

U.S. Bank Visa® Platinum Card



  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Online account management and account alerts


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 15 Months 0% for 15 Months 9.99% – 23.99%* Variable $0* Excellent

Application for the U.S. Bank Visa® Platinum Card

U.S. Bank Visa® Platinum Card

  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online account management and account alerts

Credit score info for U.S. Bank Visa® Platinum Card
Lowest credit score approved: 661**
Average credit score approved: 730**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the U.S. Bank Visa® Platinum Card
Regular APR Intro APR on Purchases Intro APR on Balance Transfers
9.99% – 23.99%* Variable 0% for 15 Months 0% for 15 Months

Fee information for the U.S. Bank Visa® Platinum Card
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0 4%, Min: $5 4%, Min: $10 Up to $35 Up to 3%




About our "top five" credit cards list

We strive to provide comprehensive listings of credit cards to help you find a credit card that meets your needs. This list of top credit cards is a compilation of the most popular credit card offers available now. For answers to specific questions about any credit card topic, visit our credit card FAQs.



Compare all credit cards on our comparison chart


* See the online credit card application for details about terms and conditions of a specific offer.
** Users have received approvals with these TransUnion New Account credit scores, based on a data from a third party. These approval metrics are only guidelines and approval is not guaranteed.




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Top Five Credit Card Offers