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Low Interest Credit Cards

Low APR Credit Cards



Compare Low Interest Credit Cards



Compare credit cards that offer low introductory and/or ongoing (regular) interest rates and apply online. Review cards that offer 0% introductory APRs, as well as cards that carry a low fixed or variable regular APR.

For more information about low interest credit cards, see our credit card FAQs.



:: About Low APR Credit Cards | Credit Card Recommender | Free Credit Score




Top Pick

Top Pick: Low APR Credit Cards



Citi Platinum Select Card
Citi® Platinum Select® Card

Apply Now

  • 0% APR* on balance transfers and purchases for up to 6 months
  • Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more
  • Secure, free online account management
  • $0 Liability on unauthorized purchases
  • Citi® Identity Theft Solutions
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for up to 6 months* 0% for up to 6 months* As low as 11.99%(V)* $0 Good Credit


Slate from Chase
Slate(SM) from Chase

Apply Now

  • Now with Blueprint(SM)
  • 0% intro APR
  • Patented Fraud Protection
  • Zero Liability on Unauthorized Purchases
  • E-mail and text alerts
  • No Annual Fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for up to 12 months* 0% for up to 12 months* As low as 13.24%* $0 Good Credit


Capital One No Hassle Cash Rewards
Capital One® No Hassle Cash(SM) Rewards

Apply Now

  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • No limit on the cash you can earn and cash won't expire
  • Redeem cash rewards for statement credit, check or gift card
  • Get your cash back whenever you want, even set up automatic redemption
  • 0% APR on purchases until November 2010
  • No foreign transaction fees
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% until November 2010* n/a 14.90%(V)* $0 Excellent Credit


Discover More Card
Discover® More(SM) Card

Apply Now

  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
  • Earn more cash in more ways than anyone else(SM)*
  • Unlimited cash rewards, automatically
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • Up to 1% Cashback Bonus on all other purchases automatically
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 6 months* 0% for up to 6 months* As low as 11.99%* $0 Good Credit


Discover More Card - Clear
Discover® More(SM) Card - Clear

Apply Now

  • Earn more cash in more ways than anyone else(SM)*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 6 months* 0% for up to 6 months* As low as 11.99%* $0 Good Credit


Simmons First Visa Platinum
Simmons First Visa® Platinum

Apply Now

  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
n/a n/a 7.25%(V)* $0 Excellent Credit


MTV Visa Card From Capital One
MTV® Visa® Card From Capital One®

Apply Now

  • Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
  • Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
  • 1 point per $1 spent on everything else
  • 25 bonus points each billing period you keep your account in good standing by paying on time
  • Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
  • Also, redeem for Travel, Merchandise, Gift Cards and more
  • No limit on the points you can earn and points don't expire
  • 0% intro APR--pay no interest on purchases until November 2010
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% until November 2010* n/a 16.90%(V)* $0 Good Credit


Capital One No Hassle Miles Rewards
Capital One® No Hassle Miles(SM) Rewards

Apply Now

  • 1.25 miles for every dollar spent on purchases
  • No limit on the miles you can earn and miles don't expire
  • Redeem for Travel, Merchandise, Gift Cards and more
  • No blackout dates and no seat restrictions
  • Fly FREE on any airline to any destination
  • 0% intro APR on purchases until November 2010
  • No foreign transaction fees
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% until November 2010* n/a 16.90%(V)* $0 Good Credit




:: Credit cards with low balance transfer rates

:: Compare all credit cards on our comparison chart

:: Need help finding the right card? Credit Card Recommender




::

About Credit Cards: Introductory APRs

 ::

An intro APR is a temporary, lower APR that typically changes to a higher rate after the intro period (typically 3-15 months). Some credit cards have an intro APR attached to only purchases, some have an intro APR attached to only balance transfers and some...more



* See the online credit card application for details about terms and conditions of a specific offer.



Credit Cards: 
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About our low APR credit card comparisons



We strive to provide comprehensive listings of low APR credit cards to help you find a low interest credit card offer that fits your individual needs. For answers to any individual questions about low interest credit cards or any other type of credit card, visit our credit card FAQs.






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