Low APR Credit Cards

Compare Low Interest Credit Cards

Compare low interest credit cards that offer low introductory and/or ongoing (regular) interest rates and apply easily online. Review low APR credit cards that include 0% introductory APRs on purchases and/or balance transfers, as well as credit cards that carry low regular (ongoing) interest rates.

For more information about low interest credit cards, see our credit card FAQs.

Citi Simplicity Card
	0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. Peace of mind through direct access to a service representative, no late fees and no penalty rate No annual fee* Apply now learn more about this credit card offer
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 18 months*	0% for 18 months*	12.99% - 21.99% Variable*	$0*	Good Credit

Capital One Platinum Prestige Credit Card
	0% intro APR until August 2013 on balance transfers 0% intro APR until August 2013 on purchases No annual fee $0 Fraud Liability if your card is lost or stolen 24-hour travel assistance gives you a replacement card and cash advance 24-hour roadside assistance Pick an image for your card—choose the one shown here, any of the hundreds in our collection or add your own Extended warranty program No foreign transaction fees Apply now learn more about this credit card offer
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% until August 2013*	0% until August 2013*	10.9% - 18.9% (V)*	$0*	Excellent/Good

Citi Platinum Select Visa
	0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99% - 21.99% based upon your creditworthiness. Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more Citi® Identity Theft Solutions Secure, free online account management No annual fee* Apply now learn more about this credit card offer
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 18 months*	0% for 18 months*	11.99% - 21.99% Variable*	$0*	Good Credit

Chase Freedom Visa
	This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 15 months on purchases and balance transfers 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12 You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase. No annual fee and rewards never expire Apply now learn more about this credit card offer
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 15 months*	0% for 15 months*	12.99% - 22.99% (Variable)*	$0*	Excellent Credit

Discover More Card
	0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information Apply now learn more about this credit card offer
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 15 months*	0% for 15 months*	11.99% - 20.99% (Variable)*	$0*	Excellent Credit

Capital One VentureOne Rewards Credit Card
	1.25 miles per dollar on every purchase, every day Earn 10,000 bonus miles, equal to $100 in travel Redeem miles for airline tickets, hotel rooms, car rentals and more No limit on the miles you can earn and miles won't expire Fly free on any airline, any time with no blackout dates 0% intro APR on purchases until May 2013 No foreign transaction fees No annual fee 24-hour travel & emergency assistance gives you a replacement card and cash advance Auto rental insurance - use your card to rent a car and you’re covered for collision, damage and loss Apply now learn more about this credit card offer
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% until May 2013*	n/a	11.9% - 19.9% (V)*	$0*	Excellent/Good

Citi ThankYou Card
	Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness* Earn 1 ThankYou Point for every $1 you spend on purchases. Earn an anniversary bonus on points earned from purchases every year* Enjoy no limit on the number of points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more No annual fee* Apply now learn more about this credit card offer
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 15 months*	0% for 15 months*	12.99% - 22.99% Variable*	$0*	Good Credit

Slate from Chase
	No Balance Transfer Fee!* 0% Intro APR for 15 months on purchases and balance transfers Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5 Avoid interest on everyday purchases Pay down your balance faster Zero liability on unauthorized purchases* No Annual Fee* Apply now learn more about this credit card offer
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 15 months*	0% for 15 months*	11.99% - 21.99% Variable*	$0*	Good Credit

Citi Platinum Select MasterCard
	0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99% - 21.99% based upon your creditworthiness. Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more Citi® Identity Theft Solutions Secure, free online account management No annual fee* Apply now learn more about this credit card offer
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 18 months*	0% for 18 months*	11.99% - 21.99% Variable*	$0*	Good Credit

Capital One Cash Rewards - $100 Cash Back Bonus
	$100 Bonus after you spend $500 in the first 3 months 50% bonus on the cash back you earn every year 1% cash back on all purchases No annual fee Earn unlimited cash rewards that don't expire Redeem cash rewards anytime for any amount, even set automatic redemption Personalize your card with an image of your choice 0% intro APR on purchases and balance transfers until May 2013. Apply now learn more about this credit card offer
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% until May 2013*	0% until May 2013*	12.9% - 20.9% (V)*	$0*	Excellent/Good

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About Credit Cards: Introductory APRs

An intro APR is a temporary, lower APR that typically changes to a higher rate after the intro period (typically 3-15 months). Some low interest credit cards have an intro APR attached to only purchases, some have an intro APR attached to only balance transfers and some...more

About our low APR credit card comparisons

We strive to provide comprehensive listings of low APR credit cards to help you find a low interest credit card offer that fits your individual needs. For answers to any individual questions about low interest credit cards or any other type of credit card, visit our credit card FAQs.

* See the online credit card application for details about terms and conditions of a specific offer.