Low APR Credit Cards

Compare Low Interest Credit Cards

Compare low interest credit cards that offer low introductory and/or ongoing (regular) interest rates and apply easily online. Review low APR credit cards that include 0% introductory APRs on purchases and/or balance transfers, as well as credit cards that carry low regular (ongoing) interest rates.

For more information about low interest credit cards, see our credit card FAQs.

1-2-3 REWARDS® Visa® Card
	Save an Additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers Earn free groceries faster at Kroger, King Soopers, Dillons Smith's, Fry's and QFC 3 points per $1 spent on Kroger family of brand products 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers) 1 point per $1 spent anywhere Visa Cards are accepted Every 1,000 points earned gets $5 in free groceries. Rewards sent automatically every quarter 0% intro APR* for 9 billing cycles on purchases and balance transfers. After that, a variable APR currently 13.99%-23.99% $0 annual fee*
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 9 Months	0% for 9 Months	13.99% – 23.99%* Variable	$0*	Excellent

1-2-3 REWARDS® Visa® Card

Get $5 in free groceries for every 1,000 points earned.

Save an Additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers
$0 annual fee*

Credit score info for 1-2-3 REWARDS® Visa® Card

Lowest credit score approved: 629**
Average credit score approved: 714** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the 1-2-3 REWARDS® Visa® Card

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
13.99% – 23.99%* Variable	0% for 9 Months	0% for 9 Months

Fee information for the 1-2-3 REWARDS® Visa® Card

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	4%, Min: $5	4%, Min: $10	Up to $35	2.8%

U.S. Bank Visa® Platinum Card
	0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99% No annual fee* Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud Online account management and account alerts
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 15 Months	0% for 15 Months	9.99% – 23.99%* Variable	$0*	Excellent

U.S. Bank Visa® Platinum Card

0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
No annual fee*
Online account management and account alerts

Credit score info for U.S. Bank Visa® Platinum Card

Lowest credit score approved: 661**
Average credit score approved: 729** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the U.S. Bank Visa® Platinum Card

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
9.99% – 23.99%* Variable	0% for 15 Months	0% for 15 Months

Fee information for the U.S. Bank Visa® Platinum Card

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	4%, Min: $5	4%, Min: $10	Up to $35	Up to 3%

Barclaycard® Rewards MasterCard® - Average Credit
	Earn 2,500 Bonus Points after your first purchase 0% Introductory APR for 6 months on purchases and balance transfers No annual fee Earn 2 points per $1 on gas, grocery, and utility purchases Earn 1 points per $1 everywhere else Use the points you earn like cash to pay for almost any purchases you've made. No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up. Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 6 Months	0% for 6 Months	24.99%* Variable	$0*	Fair

Barclaycard® Rewards MasterCard® - Average Credit

Earn 2,500 bonus points after your first purchase

Earn 2 points per $1 on gas, grocery, and utility purchases
Earn 1 points per $1 everywhere else
Use the points you earn like cash to pay for almost any purchases you've made.

Credit score info for Barclaycard® Rewards MasterCard® - Average Credit

Lowest credit score approved: 614**
Average credit score approved: 665** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Barclaycard® Rewards MasterCard® - Average Credit

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
24.99%* Variable	0% for 6 Months	0% for 6 Months

Fee information for the Barclaycard® Rewards MasterCard® - Average Credit

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	4%, Min: $10	5%, Min: $10	Up to $35	3%

Capital One® Platinum Prestige Credit Card
	0% intro APR until September 2014 on balance transfers 0% intro APR until September 2014 on purchases No annual fee $0 Fraud Liability if your card is lost or stolen 24-hour travel assistance gives you a replacement card and cash advance 24-hour roadside assistance Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for until September 2014	0% for until September 2014	10.9% – 18.9%* Variable	$0*	Excellent

Capital One® Platinum Prestige Credit Card

0% intro APR until September 2014 on balance transfers
0% intro APR until September 2014 on purchases
No annual fee

Credit score info for Capital One® Platinum Prestige Credit Card

Lowest credit score approved: 626**
Average credit score approved: 692** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Capital One® Platinum Prestige Credit Card

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
10.9% – 18.9%* Variable	0% for until September 2014	0% for until September 2014

Fee information for the Capital One® Platinum Prestige Credit Card

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	3%	See Terms	Up to $35	$0

Capital One® Cash Rewards
	50% bonus on the cash back you earn every year 1% cash back on all purchases Earn unlimited cash back that doesn’t expire Redeem cash back anytime for any amount, even set automatic redemptions Personalize your card with an image of your choice 0% intro APR on purchases until March 2014
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for until March 2014	N/A for N/A	19.8%* Variable	$39*	Fair

Capital One® Cash Rewards

50% bonus on the cash back you earn every year

50% bonus on the cash back you earn every year
1% cash back on all purchases
0% intro APR on purchases until March 2014

Credit score info for Capital One® Cash Rewards

Lowest credit score approved: 559**
Average credit score approved: 617** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Capital One® Cash Rewards

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
19.8%* Variable	0% for until March 2014	N/A for N/A

Fee information for the Capital One® Cash Rewards

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$39	$0	See Terms	Up to $35	$0

Barclaycard® Rewards MasterCard® - Excellent Credit
	Earn 5,000 points, equal to a $50 statement credit, after your first purchase or balance transfer 0% Introductory APR for 12 months on purchases and balance transfers No annual fee Earn 2 points per $1 on gas, grocery, and utility purchases Earn 1 points per $1 everywhere else Use the points you earn like cash to pay for almost any purchases you've made. No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up. This offer is for individuals with a good to excellent credit history which amongst other things is clear of bankruptcy and delinquent accounts
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 12 Months	0% for 12 Months	14.99% – 24.99%* Variable	$0*	Excellent

Barclaycard® Rewards MasterCard® - Excellent Credit

Earn 5k points after your first purchase or balance transfer

0% Introductory APR for 12 months on purchases and balance transfers
No annual fee
Earn 2 points per $1 on gas, grocery, and utility purchases
Earn 1 points per $1 everywhere else

Credit score info for Barclaycard® Rewards MasterCard® - Excellent Credit

Lowest credit score approved: 675**
Average credit score approved: 723** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Barclaycard® Rewards MasterCard® - Excellent Credit

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
14.99% – 24.99%* Variable	0% for 12 Months	0% for 12 Months

Fee information for the Barclaycard® Rewards MasterCard® - Excellent Credit

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	4%, Min: $10	5%, Min: $10	Up to $35	3%

NFL Extra Points Credit Card
	All 32 teams and NFL Shield card available 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases No cap on points earned and points never expire Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 12 Months	0% for 12 Months	13.74% – 22.74%* Variable	$0*	Excellent

NFL Extra Points Credit Card

Earn 10,000 bonus points after first card use

All 32 teams and NFL Shield card available
0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness

Credit score info for NFL Extra Points Credit Card

Lowest credit score approved: 573**
Average credit score approved: 635** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the NFL Extra Points Credit Card

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
13.74% – 22.74%* Variable	0% for 12 Months	0% for 12 Months

Fee information for the NFL Extra Points Credit Card

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	4%, Min: $10	5%, Min: $10	Up to $25	3%

Capital One® Classic Platinum Credit Card
	0% intro APR on purchases until March 2014 $0 Fraud Liability if your card is lost or stolen Enjoy MasterCard benefits, including 24-hour roadside assistance and extended warranty protection Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for until March 2014	N/A for N/A	19.8%* Variable	$39*	Fair

Capital One® Classic Platinum Credit Card

0% intro APR on purchases until March 2014
$0 Fraud Liability if your card is lost or stolen
Enjoy MasterCard benefits, including 24-hour roadside assistance and extended warranty protection

Credit score info for Capital One® Classic Platinum Credit Card

Lowest credit score approved: 553**
Average credit score approved: 613** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Capital One® Classic Platinum Credit Card

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
19.8%* Variable	0% for until March 2014	N/A for N/A

Fee information for the Capital One® Classic Platinum Credit Card

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$39	$0	See Terms	Up to $35	$0

Capital One® Cash Rewards - $100 Cash Back Bonus
	$100 bonus after you spend $500 on purchases within the first 3 months 50% bonus on the cash back you earn every year 1% cash back on all purchases No annual fee Earn unlimited cash back that doesn't expire Redeem cash back anytime for any amount, even set automatic redemptions Personalize your card with an image of your choice 0% intro APR until June 2014 on purchases 0% intro APR until June 2014 on balance transfers
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for until June 2014	0% for intro until June 2014	12.9% – 20.9%* Variable	$0*	Excellent

Capital One® Cash Rewards - $100 Cash Back Bonus

$100 bonus after you spend $500 in first 3 months.

$100 Bonus after you spend $500 in the first 3 months
50% bonus on the cash back you earn every year
1% cash back on all purchases

Credit score info for Capital One® Cash Rewards - $100 Cash Back Bonus

Lowest credit score approved: 640**
Average credit score approved: 710** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Capital One® Cash Rewards - $100 Cash Back Bonus

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
12.9% – 20.9%* Variable	0% for until June 2014	0% for intro until June 2014

Fee information for the Capital One® Cash Rewards - $100 Cash Back Bonus

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	3%	See Terms	Up to $35	$0

Sony Card from Capital One®
	5 points per $1 on Sony purchases at authorized retailers 3 points per $1 on dining out and movie purchases 1 point per $1 spent on all other purchases Redeem for Sony products, movies, music, and more 0% intro APR on purchases until April 2014 No annual fee
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for until April 2014	N/A for N/A	13.9% – 24.9%* Variable	$0*	Good

Sony Card from Capital One®

5 points per $1 on Sony purchases at authorized retailers
0% intro APR on purchases until April 2014
No annual fee

Credit score info for Sony Card from Capital One®

Lowest credit score approved: 581**
Average credit score approved: 680** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Sony Card from Capital One®

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
13.9% – 24.9%* Variable	0% for until April 2014	N/A for N/A

Fee information for the Sony Card from Capital One®

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	$0	3%, Min: $10	Up to $35

Citi Simplicity® Card
	0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. No late fees - EVER No penalty rate - EVER No annual fee - EVER Save time when you call with fast, personal help, 24 hours a day.
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 18 Months	0% for 18 Months	12.99% – 21.99%* Variable	$0**	Excellent

Citi Simplicity® Card

0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness

Credit score info for Citi Simplicity® Card

Lowest credit score approved: 650**
Average credit score approved: 706** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Citi Simplicity® Card

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
12.99% – 21.99%* Variable	0% for 18 Months	0% for 18 Months

Fee information for the Citi Simplicity® Card

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0*	3%, Min: $5	5%, Min: $10	Up to $35	3%

Citi Simplicity® Card
	0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. No late fees - EVER No penalty rate - EVER No annual fee - EVER Save time when you call with fast, personal help, 24 hours a day.
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 18 Months	0% for 18 Months	12.99% – 21.99%* Variable	$0**	Good

Citi Simplicity® Card

0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness

Credit score info for Citi Simplicity® Card

Lowest credit score approved: 641**
Average credit score approved: 718** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Citi Simplicity® Card

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
12.99% – 21.99%* Variable	0% for 18 Months	0% for 18 Months

Fee information for the Citi Simplicity® Card

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0*	3%, Min: $5	5%, Min: $10	Up to $35	3%

Citi ThankYou® Preferred Rewards Card
	Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards! 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness* Earn 1 ThankYou Point for every $1 you spend on all purchases No expiration and no limit on the points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love Travel with ease and enjoy global acceptance with Chip Technology No annual fee*
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 12 Months	0% for 12 Months	12.99% – 22.99%* Variable	$0*	Excellent

Citi ThankYou® Preferred Rewards Card

Get 15K ThankYou points when you spend $1000 in 3 months.

Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards!

Credit score info for Citi ThankYou® Preferred Rewards Card

Lowest credit score approved: 712**
Average credit score approved: 748** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Citi ThankYou® Preferred Rewards Card

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
12.99% – 22.99%* Variable	0% for 12 Months	0% for 12 Months

Fee information for the Citi ThankYou® Preferred Rewards Card

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	3%, Min: $5	5%, Min: $10	Up to $35	3%

Citi® Diamond Preferred® Card
	Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.* There is a balance transfer fee of either $5 or 3% of the amount of each transfer. Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item. Let our 24/7 concierge service help book your hotel rooms, flights and more. Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®. $0 liability on unauthorized purchases and Citi® Identity Theft Solutions No annual fee*
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 18 Months	0% for 18 Months	11.99% – 21.99%* Variable	$0**	Excellent

Citi® Diamond Preferred® Card

0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
$0 Liability on unauthorized purchases
No annual fee

Credit score info for Citi® Diamond Preferred® Card

Lowest credit score approved: 679**
Average credit score approved: 735** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Citi® Diamond Preferred® Card

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
11.99% – 21.99%* Variable	0% for 18 Months	0% for 18 Months

Fee information for the Citi® Diamond Preferred® Card

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0*	3%, Min: $5	5%, Min: $10	Up to $35	3%

Citi® Dividend Platinum Select® Visa® Card
	$100 cash back after $500 in purchases within the first 3 months of account opening 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness* Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment Enroll at no additional cost each quarter for new categories that earn additional cash back Full 1% cash back on all other purchases and eligible cash advances. No Annual Fee*
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 12 Months	0% for 12 Months	12.99% – 22.99%* Variable	$0**	Excellent

Citi® Dividend Platinum Select® Visa® Card

0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*.
No Annual Fee*

Credit score info for Citi® Dividend Platinum Select® Visa® Card

Lowest credit score approved: 651**
Average credit score approved: 716** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Citi® Dividend Platinum Select® Visa® Card

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
12.99% – 22.99%* Variable	0% for 12 Months	0% for 12 Months

Fee information for the Citi® Dividend Platinum Select® Visa® Card

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0*	3%, Min: $5	5%, Min: $10	Up to $35	3%

Citi ThankYou® Card
	Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness* Earn 1 ThankYou Point for every $1 you spend on purchases Enjoy no limit on the number of points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more Travel with ease and enjoy global acceptance with Chip Technology No annual fee*
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 15 Months	0% for 15 Months	12.99% – 22.99%* Variable	$0**	Excellent

Citi ThankYou® Card

Get an anniversary bonus on points earned every year.

Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
No annual fee*

Credit score info for Citi ThankYou® Card

Lowest credit score approved: 637**
Average credit score approved: 726** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Citi ThankYou® Card

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
12.99% – 22.99%* Variable	0% for 15 Months	0% for 15 Months

Fee information for the Citi ThankYou® Card

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0*	3%, Min: $5	5%, Min: $10	Up to $35	3%

Barclaycard® Rewards MasterCard® - Excellent Credit
	Earn up to 10,000 points, equal to a $100 statement credit, after spending $750 in the first three months 0% Introductory APR for 12 months on purchases No annual fee Earn 2 points per $1 on gas, grocery, and utility purchases Earn 1 points per $1 everywhere else Use the points you earn like cash to pay for almost any purchases you've made. No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up. This offer is for individuals with a good to excellent credit history which amongst other things is clear of bankruptcy and delinquent accounts
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 12 Months	N/A for N/A	14.99% – 24.99%* Variable	$0*	Excellent

Barclaycard® Rewards MasterCard® - Excellent Credit

Earn up to 10,000 points, equal to a $100 statement credit, after spending $750 in the first three months
0% Introductory APR for 12 months on purchases
No annual fee

Credit score info for Barclaycard® Rewards MasterCard® - Excellent Credit

Lowest credit score approved: 675**
Average credit score approved: 723** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Barclaycard® Rewards MasterCard® - Excellent Credit

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
14.99% – 24.99%* Variable	0% for 12 Months	N/A for N/A

Fee information for the Barclaycard® Rewards MasterCard® - Excellent Credit

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	4%, Min; $10	5%, Min; $10	Up to $35	3%

Discover it®
	The new Discover it card is out to change the way people think about credit cards. Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.* Generous...5% cash back Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.* Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card. Flexible...Choose your own due date and pay up to midnight ET online or by phone. Human...talk to a real person any time with 100% U.S.-based service. Safe...Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee. 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 14 Months	0% for 14 Months	10.99% – 22.99%* Variable	$0*	Excellent

Discover it®

Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*

Credit score info for Discover it®

Lowest credit score approved: 674**
Average credit score approved: 707** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Discover it®

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
10.99% – 22.99%* Variable	0% for 14 Months	0% for 14 Months

Fee information for the Discover it®

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	3%	5%, Min: $10	Up to $35	$0

Discover it® - 18 Month Balance Transfer
	The new Discover it card is out to change the way people think about credit cards. Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.* Generous...5% cash back Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.* Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card. Flexible...Choose your own due date and pay up to midnight ET online or by phone. Human...talk to a real person any time with 100% U.S.-based service. 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 6 Months	0% for 18 Months	10.99% – 22.99%* Variable	$0*	Excellent

Discover it® - 18 Month Balance Transfer

Credit score info for Discover it® - 18 Month Balance Transfer

Lowest credit score approved: 682**
Average credit score approved: 729** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Discover it® - 18 Month Balance Transfer

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
10.99% – 22.99%* Variable	0% for 6 Months	0% for 18 Months

Fee information for the Discover it® - 18 Month Balance Transfer

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	3%	5%, Min: $10	Up to $35	$0

Upromise World MasterCard®
	No annual fee Earn $50 cash back with your first purchase With eligible online purchases through Upromise, you can earn 5% or more cash back as well as an additional 5% when you use your Upromise World MasterCard Earn 4% back at thousands of participating Upromise dining restaurants Earn up to 3% cash back on eligible gas purchases at Exxon or Mobile locations Earn 2% cash back at eligible movie theaters Earn 1% cash back everywhere else Earn cash back on every purchase with no caps 0% introductory APR on purchases and balance transfers for the first 12 months from account opening. After that, a variable APR, currently 12.99% or 20.99% depending on your creditworthiness.
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 12 Months	0% for 12 Months	12.99% or 20.99%* Variable	$0*	Excellent

Upromise World MasterCard®

No annual fee
Earn $50 cash back with your first purchase
With eligible online purchases through Upromise, you can earn 5% or more cash back as well as an additional 5% when you use your Upromise World MasterCard

Credit score info for Upromise World MasterCard®

Lowest credit score approved: 0**
Average credit score approved: 0** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Upromise World MasterCard®

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
12.99% or 20.99%* Variable	0% for 12 Months	0% for 12 Months

Fee information for the Upromise World MasterCard®

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	4%, Min; $10	5%, Min; $10		3%

About Credit Cards: Introductory APRs

An intro APR is a temporary, lower APR that typically changes to a higher rate after the intro period (typically 3-15 months). Some low interest credit cards have an intro APR attached to only purchases, some have an intro APR attached to only balance transfers and some...more

About our low APR credit card comparisons

We strive to provide comprehensive listings of low APR credit cards to help you find a low interest credit card offer that fits your individual needs. For answers to any individual questions about low interest credit cards or any other type of credit card, visit our credit card FAQs.

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* See the online credit card application for details about terms and conditions of a specific offer.
** Users have received approvals with these TransUnion New Account credit scores, based on a data from a third party. These approval metrics are only guidelines and approval is not guaranteed.

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