Fixed APR Credit Cards

Fixed Rate Credit Card Offers

Compare fixed APR credit card offers and apply online. Get an APR that will last on balance transfers, purchases or both. Browse credit cards that offer low fixed interest for a set amount of time and also those that have interest rates that are fixed for life.

Sorry, no fixed apr offers are currently available.

See other top credit card offers below

Variable APR Credit Cards

Due to recent changes in the credit card industry, mostly as a result of regulations associated with the CARD Act, we do not currently have any fixed APR credit cards to offer at this time. However, please browse our list of credit cards low variable regular APRs and/or low introductory APRs.

For more information, see Fixed APRs vs. variable APRs & Intro APRs vs. regular APRs.

Discover® More Card - 18 Month Promotional Balance Transfer
	0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S. based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alerts Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information Apply now learn more about this credit card offer
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 6 months*	0% for 18 months*	10.99% - 20.99%*	$0*	Excellent

Chase Freedom® Visa
	Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 15 months on purchases and balance transfers 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12 You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire Apply now learn more about this credit card offer
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 15 months*	0% for 15 months*	12.99% - 22.99%*	None*	Excellent

Discover® More® Card
	0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information Apply now learn more about this credit card offer
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 15 months*	0% for 15 months*	10.99% - 20.99%**	$0*	Excellent

About Credit Cards: Fixed APR Credit Cards

Fixed APR credit cards carry a fixed interest rate that lasts for a specified amount of time. Some credit cards offer a fixed APR on only purchases, some offer a fixed APR on only balance transfers and some offer a fixed APR on both purchases and balance transfers...more

About our fixed APR credit card comparisons

We strive to provide comprehensive listings of fixed APR credit cards to help you find a fixed interest offer that meets your specific needs. For answers to any individual questions about fixed rate cards or any other type of credit card, visit our credit card FAQs.

* See the online credit card application for details about terms and conditions of a specific offer.