Consumer delinquency rates saw significant drops in the fourth quarter (Q4) of 2012, led by a drop in credit card delinquencies to the lowest level seen in nearly two decades. Read more
Compare credit card offers for people with excellent credit. For more information about any aspect of credit cards or about applying online, visit our credit card FAQs.
Capital One® Venture℠ Rewards Credit Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| N/A for N/A | N/A for N/A | 13.9% – 20.9%* Variable | $0 intro for first year; $59 after that* | Excellent |
Capital One® Platinum Prestige Credit Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for until August 2014 | 0% for until August 2014 | 10.9% – 18.9%* Variable | $0* | Excellent |
Capital One® VentureOneSM Rewards Credit Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for until May 2014 | N/A for N/A | 11.9% – 19.9%* Variable | $0* | Excellent |
Capital One® Spark℠ Miles Select for Business |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for until November 2013 | N/A for N/A | 12.9% – 20.9%*Variable | $0* | Excellent |
Capital One® Spark℠ Cash Select for Business |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for until November 2013 | N/A for N/A | 12.9% – 20.9%*Variable | $0* | Excellent |
Capital One® Spark℠ Cash for Business |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| N/A for N/A | N/A for N/A | 13.9% – 20.9%* Variable | $0 intro for first year; $59 after that* | Excellent |
Capital One® Spark℠ Miles for Business |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| N/A for N/A | N/A for N/A | 13.9%-20.9%* Variable | $0 intro for first year; $59 after that* | Excellent |
Citi Simplicity® Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for 18 Months | 0% for 18 Months | 12.99% – 21.99%* Variable | $0** | Excellent |
Capital One® Cash Rewards - $100 Cash Back Bonus |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for until May 2014 | 0% for intro until May 2014 | 12.9% – 20.9%* Variable | $0* | Excellent |
TrueEarnings® Card from Costco and American Express |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for on Purchases for 6 months | N/A for N/A | 15.24%* Variable | No Annual Fee with your paid Costco Membership* | Excellent |
The US Airways Premier World MasterCard® |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| N/A for N/A | 0% for 15 Months | 15.99% or 24.99%* Variable | $89* | Excellent |
The Premier Miles & More World MasterCard® |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for 12 Billing Cycles | 0% for 12 Billing Cycles | 15.99% or 24.99%* Variable | $79* | Excellent |
Citi ThankYou® Preferred Rewards Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for 12 Months | 0% for 12 Months | 12.99% – 22.99%* Variable | $0* | Excellent |
Citi® Diamond Preferred® Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for 18 Months | 0% for 18 Months | 11.99% – 21.99%* Variable | $0** | Excellent |
Citi® Hilton HHonors™ Visa Signature® Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| N/A for N/A | N/A for N/A | 14.24% or 16.24% Variable | None* | Excellent |
CitiBusiness® / AAdvantage® World MasterCard® |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| N/A for N/A | N/A for N/A | 15.24% (Variable) | $95, waived for the first 12 months* | Excellent |
Priceline Rewards™ Visa® Credit Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| N/A for N/A | N/A for N/A | 14.99% or 21.99%* Variable | $0* | Excellent |
1-2-3 REWARDS® Visa® Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for 9 Months | 0% for 9 Months | 13.99% – 23.99%* Variable | $0* | Excellent |
U.S. Bank Visa® Platinum Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for 15 Months | 0% for 15 Months | 9.99% – 23.99%* Variable | $0* | Excellent |
U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for 12 Months | 0% for 12 Months | 13.99% – 23.99%* Variable | $0 intro first year, then $49* | Excellent |
U.S. Bank FlexPerks® Business Cash Rewards Visa® Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for 15 Months | 0% for 15 Months | 11.99% – 17.99%* Variable | $0* | Excellent |
U.S. Bank FlexPerks® Business Travel Rewards Visa® Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for 12 Months | 0% for 12 Months | 11.99% – 17.99%* Variable | $0 intro first year, then $55* | Excellent |
Blue Cash Everyday® Card from American Express |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for on Purchases for 12 months | N/A for N/A | 12.99% – 21.99%* Variable | $0* | Excellent |
Blue Cash Preferred® Card from American Express |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for on Purchases for 12 months | N/A for N/A | 12.99% – 21.99%* Variable | $75* | Excellent |
Virgin America Visa®Signature Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| N/A for N/A | 0% for 15 Months | 15.99% or 24.99%* Variable | $49* | Excellent |
The Business Platinum Card® from American Express OPEN |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| N/A for N/A | N/A for N/A | N/A | $450* | Excellent |
The Business Gold Rewards Card® from American Express OPEN |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| N/A for N/A | N/A for N/A | N/A | $0 introductory annual fee for the first year, then $175* | Excellent |
Starwood Preferred Guest® Business Credit Card from American Express |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| None for None | N/A for N/A | 15.24% – 19.24%* Variable | $0 introductory annual fee for the first year, then $65* | Excellent |
Gold Delta SkyMiles® Business Credit Card from American Express |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| None for None | N/A for N/A | 15.24% – 19.24%* Variable | $0 introductory annual fee for the first year, then $95* | Excellent |
The Plum Card® from American Express OPEN |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| N/A for N/A | N/A for N/A | N/A | $0 introductory annual fee for the first year, then $250* | Excellent |
American Express® Premier Rewards Gold Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| N/A for N/A | N/A for N/A | N/A | Introductory annual fee of $0 for the first year, then $175* | Excellent |
Business Green Rewards Card from American Express OPEN |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| N/A for N/A | N/A for N/A | N/A | $0 introductory annual fee for the first year, then $95* | Excellent |
Blue Sky from American Express® |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for on Purchases for 12 months | N/A for N/A | 17.24% – 22.24%* Variable | $0* | Excellent |
SimplyCash® Business Card from American Express |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for 6, 9 or 12 Months | No for No | 12.24% – 19.24%* Variable | N/A* | Excellent |
American Express® Gold Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| N/A for N/A | N/A for N/A | N/A | Introductory annual fee of $0 for the first year, then $125* | Excellent |
Gold Delta SkyMiles® Credit Card from American Express |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| None for None | N/A for N/A | 15.24%– 19.24%* Variable | $0 intro annual fee for the first year, then $95* | Excellent |
Starwood Preferred Guest® Credit Card from American Express |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| None for None | N/A for N/A | 15.24% – 19.24%* Variable | $0 introductory annual fee for the first year, then $65* | Excellent |
The Platinum Card® from American Express |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| N/A for N/A | N/A for N/A | N/A | $450 Annual Fee* | Excellent |
Barclaycard® Rewards MasterCard® - Excellent Credit |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for 12 Months | 0% for 12 Months | 14.99% – 24.99%* Variable | $0* | Excellent |
Barclaycard® Ring MasterCard® |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| N/A for N/A | N/A for N/A | 8.00%* Variable | $0* | Excellent |
Citi® Platinum Select® / AAdvantage® Visa Signature® Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| N/A for N/A | N/A for N/A | 15.24%* Variable | $95, waived for first 12 months** | Excellent |
Barclaycard Arrival™ World MasterCard® - Earn 1x on All Purchases |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for 12 Months | N/A for N/A | 14.99% – 18.99%* Variable | $0* | Excellent |
Citi® Dividend Platinum Select® Visa® Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for 12 Months | 0% for 12 Months | 12.99% – 22.99%* Variable | $0** | Excellent |
Citi® Hilton HHonors™ Reserve Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| N/A for N/A | N/A for N/A | 15.24%* Variable | $95* | Excellent |
Discover it® |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for 14 Months | 0% for 14 Months | 10.99% – 22.99%* Variable | $0* | Excellent |
Discover it® - 18 Month Balance Transfer |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for 6 Months | 0% for 18 Months | 10.99% – 22.99%* Variable | $0* | Excellent |
NFL Extra Points Credit Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for 12 Months | 0% for 12 Months | 13.74% – 22.74%* Variable | $0* | Excellent |
CitiBusiness ThankYouSM Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for 6 Months | N/A for N/A | 13.24%* Variable | N/A* | Excellent |
Citi ThankYou® Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for 15 Months | 0% for 15 Months | 12.99% – 22.99%* Variable | $0** | Excellent |
The L.L. Bean Visa Card |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| N/A for N/A | 0% for 12 Months | 13.99% – 19.99%* Variable | $0* | Excellent |
Upromise World MasterCard® |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for 12 Months | 0% for 12 Months | 12.99% or 20.99%* Variable | $0* | Excellent |
Barclaycard® Rewards MasterCard® - Excellent Credit |
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| Intro APR on Purchases | Intro APR on Transfers | Regular APR | Annual Fee | Credit Needed |
| 0% for 12 Months | N/A for N/A | 14.99% – 24.99%* Variable | $0* | Excellent |
GoFreeCredit.com |
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We strive to provide comprehensive listings of credit cards to help you find a credit card offer that meets your needs, whether your credit is excellent or not. For answers to any specific questions about "excellent credit" credit cards or any other type of credit card, visit our credit card FAQs.
› Compare all credit cards on our comparison chart
* See the online credit card application for details about terms and conditions of a specific offer.
** Users have received approvals with these TransUnion New Account credit scores, based on a data from a third party. These approval metrics are only guidelines and approval is not guaranteed.
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Consumer delinquency rates saw significant drops in the fourth quarter (Q4) of 2012, led by a drop in credit card delinquencies to the lowest level seen in nearly two decades. Read more
The Credit Card Accountability, Responsibility and Disclosure Act (CARD Act) is set to go into full effect February 22, 2010. Read more
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This calculator applies two simple principles to help you determine how to pay off your credit card debt as quickly as possible.