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0% APR Balance Transfer Credit Cards

Balance Transfer Credit Cards - Apply Online



Balance Transfer Cards



Compare credit cards that offer low balance transfer rates and apply online. Review cards that offer a 0% introductory APR on balance transfers, as well as cards that offer a low fixed rate on balance transfers.

For more information about balance transfers, visit our credit card FAQs or see how much you could save in interest payments with our balance transfer calculator.



:: About Balance Transfer Credit Cards | Credit Card Recommender | Free Credit Score




Top Pick

Top Pick: Balance Transfers



Discover More Card - American Flag
Discover® More(SM) Card - American Flag

Apply Now

  • $0 Fraud Liability Guarantee
  • Advanced fraud early warning alerts
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 6 months* 0% for up to 12 months* As low as 11.99%* $0 Good Credit


Citi Platinum Select Card
Citi® Platinum Select® Card

Apply Now

  • 0% APR* on balance transfers and purchases for up to 9 months
  • Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more
  • Secure, free online account management
  • $0 Liability on unauthorized purchases
  • Citi® Identity Theft Solutions
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for up to 9 months* 0% for up to 9 months* As low as 11.99%(V)* $0 Good Credit


Discover Motiva Card
Discover® Motiva(SM) Card

Apply Now

  • Cash Rewards for your good credit management!*
  • Get a Pay-On-Time Bonus(SM) equal to a full month's interest every time you make 6 on-time payments in a row—twice a year, every year
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
3.99% for 6 months* 3.99% for up to 12 months* As low as 11.99%* $0 Good Credit


Golf Magazine Rewards Visa Card
Golf Magazine Rewards Visa® Card

Apply Now

  • Free 1 dozen Titleist Pro V1 golf balls after your first purchase of $50 - a $58 value!
  • Earn 1% cash back. Or earn points for golf gear, access to championship courses, VIP golf experiences, plus travel, merchandise, and gift cards
  • Points don't expire (as long as your account is open and you use your credit card every 24 months)
  • Save with an introductory 0% Annual Percentage Rate (APR) for Balance Transfers through your first 6 monthly billing cycles.
  • Total fraud protection
  • 24/7 customer service
  • No Annual Fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
n/a 0% for 6 months* As low as 16.24%* $0 Good Credit


Discover More Card
Discover® More(SM) Card

Apply Now

  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
  • Earn more cash in more ways than anyone else(SM)*
  • Unlimited cash rewards, automatically
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • Up to 1% Cashback Bonus on all other purchases automatically
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 6 months* 0% for up to 6 months* As low as 11.99%* $0 Good Credit


Simmons First Visa Platinum
Simmons First Visa® Platinum

Apply Now

  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
n/a n/a 7.25%(V)* $0 Excellent Credit


Bicycling Magazine Rewards Visa Card
Bicycling Magazine Rewards Visa® Card

Apply Now

  • Receive an Elite Carbon Bottle Cage after your first purchases totaling $50*. See application for details
  • Earn 1% cash back on every purchase
  • Save with an introductory 0% Annual Percentage Rate (APR) for Balance Transfers through your first 6 monthly billing cycles
  • For serious cycling, get the right gear
  • Redeem points for cash, airline travel, merchandise, Bicycle gear … and more
  • Total fraud protection and 24/7 customer service
  • No Annual Fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
n/a 0% for 6 months* As low as 10.24%* $0 Good Credit


Discover More Card - Clear
Discover® More(SM) Card - Clear

Apply Now

  • Earn more cash in more ways than anyone else(SM)*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 6 months* 0% for up to 6 months* As low as 11.99%* $0 Good Credit


BMW Car Club of America Rewards Visa Card
BMW Car Club of America Rewards Visa® Card

Apply Now

  • Customize your card with your favorite BMW photo!
  • Earn 1% cash back on every purchase!
  • Redeem points for airline travel, merchandise, BMW CCA membership, BMW driving experiences … and more
  • Save with an introductory 0% Annual Percentage Rate (APR) for Balance Transfers through your first 6 monthly billing cycles.
  • Total fraud protection. Worldwide acceptance. Free online account management.
  • 24/7 customer service
  • No Lates fees. No Overlimit fees. No Annual Fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
n/a 0% for 6 months* 16.24%* $0 Good Credit




:: No Balance Transfer Fees: Low interest balance transfers with no balance transfer fees

:: Compare all credit cards on our comparison chart

:: Need help finding the right card? Credit Card Recommender




::

About Credit Cards: Balance Transfers

 ::

In the most basic terms, a balance transfer is a way of moving a debt from one credit card to another credit card. This is often done to save money, as the new credit card may have a lower finance rate (APR) than the old credit card...more



* See the online credit card application for details about terms and conditions of a specific offer.



Credit Cards: 
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About our balance transfer credit card comparisons



We strive to provide comprehensive listings of balance transfer credit cards to help you find a balance transfer offer that meets your specific needs. For answers to any individual questions about transfering balances or any anything else related to credit cards, visit our credit card FAQs.






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