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Balance Transfer Credit Cards - Apply Online
Balance Transfer Cards
Compare credit cards that offer low balance transfer rates and apply online. Review cards that offer a 0% introductory APR on balance transfers, as well as cards that offer a low fixed rate on balance transfers.
For more information about balance transfers, visit our credit card FAQs or see how much you could save in interest payments with our balance transfer calculator .
:: About Balance Transfer Credit Cards | Credit Card Recommender | Free Credit Score
Top Pick: Balance Transfers
Citi Platinum Select Card
0% APR* on balance transfers and purchases for up to 9 months
Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more
Secure, free online account management
$0 Liability on unauthorized purchases
Citi® Identity Theft Solutions
No annual fee
Intro APR on Purchases
Intro APR on Transfers
Regular APR
Annual Fee
Credit Needed
0% for up to 9 months*
0% for up to 9 months*
As low as 11.99%(V)*
$0
Good Credit
Discover Motiva Card
Cash Rewards for your good credit management!*
Get a Pay-On-Time Bonus(SM) equal to a full month's interest every time you make 6 on-time payments in a row—twice a year, every year
Up to 1% Cashback Bonus on all other purchases
Unlimited cash rewards
3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
No annual fee
Intro APR on Purchases
Intro APR on Transfers
Regular APR
Annual Fee
Credit Needed
3.99% for 6 months*
3.99% for up to 12 months*
As low as 11.99%*
$0
Good Credit
Golf Magazine Rewards Visa Card
Free 1 dozen Titleist Pro V1 golf balls after your first purchase of $50 - a $58 value!
Earn 1% cash back. Or earn points for golf gear, access to championship courses, VIP golf experiences, plus travel, merchandise, and gift cards
Points don't expire (as long as your account is open and you use your credit card every 24 months)
Save with an introductory 0% Annual Percentage Rate (APR) for Balance Transfers through your first 6 monthly billing cycles.
Total fraud protection
24/7 customer service
No Annual Fee
Intro APR on Purchases
Intro APR on Transfers
Regular APR
Annual Fee
Credit Needed
n/a
0% for 6 months*
As low as 16.24%*
$0
Good Credit
Discover More Card
0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
Earn more cash in more ways than anyone else(SM)*
Unlimited cash rewards, automatically
5% Cashback Bonus ® in categories like travel, home, gas, restaurants, movies and more
Up to 1% Cashback Bonus on all other purchases automatically
No annual fee
Intro APR on Purchases
Intro APR on Transfers
Regular APR
Annual Fee
Credit Needed
0% for 6 months*
0% for up to 6 months*
As low as 11.99%*
$0
Good Credit
Bicycling Magazine Rewards Visa Card
Receive an Elite Carbon Bottle Cage after your first purchases totaling $50*. See application for details
Earn 1% cash back on every purchase
Save with an introductory 0% Annual Percentage Rate (APR) for Balance Transfers through your first 6 monthly billing cycles
For serious cycling, get the right gear
Redeem points for cash, airline travel, merchandise, Bicycle gear … and more
Total fraud protection and 24/7 customer service
No Annual Fee
Intro APR on Purchases
Intro APR on Transfers
Regular APR
Annual Fee
Credit Needed
n/a
0% for 6 months*
As low as 10.24%*
$0
Good Credit
Discover More Card - Clear
Earn more cash in more ways than anyone else(SM)*
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus ® when you shop online*
Double rewards with more than 100 Cashback Bonus Partners*
0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
No annual fee
Intro APR on Purchases
Intro APR on Transfers
Regular APR
Annual Fee
Credit Needed
0% for 6 months*
0% for up to 6 months*
As low as 11.99%*
$0
Good Credit
BMW Car Club of America Rewards Visa Card
Customize your card with your favorite BMW photo!
Earn 1% cash back on every purchase!
Redeem points for airline travel, merchandise, BMW CCA membership, BMW driving experiences … and more
Save with an introductory 0% Annual Percentage Rate (APR) for Balance Transfers through your first 6 monthly billing cycles.
Total fraud protection. Worldwide acceptance. Free online account management.
24/7 customer service
No Lates fees. No Overlimit fees. No Annual Fee
Intro APR on Purchases
Intro APR on Transfers
Regular APR
Annual Fee
Credit Needed
n/a
0% for 6 months*
16.24%*
$0
Good Credit
:: No Balance Transfer Fees: Low interest balance transfers with no balance transfer fees
:: Compare all credit cards on our comparison chart
:: Need help finding the right card? Credit Card Recommender
:: About Credit Cards: Balance Transfers ::
In the most basic terms, a balance transfer is a way of moving a debt from one credit card to another credit card. This is often done to save money, as the new credit card may have a lower finance rate (APR) than the old credit card...more
* See the online credit card application for details about terms and conditions of a specific offer.
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About our balance transfer credit card comparisons
We strive to provide comprehensive listings of balance transfer credit cards to help you find a balance transfer offer that meets your specific needs. For answers to any individual questions about transfering balances or any anything else related to credit cards, visit our credit card FAQs .
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