Balance Transfer Credit Cards

Credit Card Balance Transfers

Compare credit cards that offer low interest balance transfers and apply easily online. Browse credit cards that offer 0% APR introductory deals on balance transfers, as well as credit cards that offer a low ongoing balance transfer interest rate. Save big on monthly interest charges by transferring your existing credit card balance onto one of these cards.

See how much you could save with our balance transfer calculator.

Capital One® Platinum Prestige Credit Card
	0% intro APR until September 2014 on balance transfers 0% intro APR until September 2014 on purchases No annual fee $0 Fraud Liability if your card is lost or stolen 24-hour travel assistance gives you a replacement card and cash advance 24-hour roadside assistance Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for until September 2014	0% for until September 2014	10.9% – 18.9%* Variable	$0*	Excellent

Capital One® Platinum Prestige Credit Card

0% intro APR until September 2014 on balance transfers
0% intro APR until September 2014 on purchases
No annual fee

Credit score info for Capital One® Platinum Prestige Credit Card

Lowest credit score approved: 626**
Average credit score approved: 692** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Capital One® Platinum Prestige Credit Card

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
10.9% – 18.9%* Variable	0% for until September 2014	0% for until September 2014

Fee information for the Capital One® Platinum Prestige Credit Card

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	3%	See Terms	Up to $35	$0

Capital One® Cash Rewards - $100 Cash Back Bonus
	$100 bonus after you spend $500 on purchases within the first 3 months 50% bonus on the cash back you earn every year 1% cash back on all purchases No annual fee Earn unlimited cash back that doesn't expire Redeem cash back anytime for any amount, even set automatic redemptions Personalize your card with an image of your choice 0% intro APR until June 2014 on purchases 0% intro APR until June 2014 on balance transfers
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for until June 2014	0% for intro until June 2014	12.9% – 20.9%* Variable	$0*	Excellent

Capital One® Cash Rewards - $100 Cash Back Bonus

$100 bonus after you spend $500 in first 3 months.

$100 Bonus after you spend $500 in the first 3 months
50% bonus on the cash back you earn every year
1% cash back on all purchases

Credit score info for Capital One® Cash Rewards - $100 Cash Back Bonus

Lowest credit score approved: 640**
Average credit score approved: 710** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Capital One® Cash Rewards - $100 Cash Back Bonus

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
12.9% – 20.9%* Variable	0% for until June 2014	0% for intro until June 2014

Fee information for the Capital One® Cash Rewards - $100 Cash Back Bonus

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	3%	See Terms	Up to $35	$0

Citi Simplicity® Card
	0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. No late fees - EVER No penalty rate - EVER No annual fee - EVER Save time when you call with fast, personal help, 24 hours a day.
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 18 Months	0% for 18 Months	12.99% – 21.99%* Variable	$0**	Excellent

Citi Simplicity® Card

0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness

Credit score info for Citi Simplicity® Card

Lowest credit score approved: 650**
Average credit score approved: 706** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Citi Simplicity® Card

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
12.99% – 21.99%* Variable	0% for 18 Months	0% for 18 Months

Fee information for the Citi Simplicity® Card

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0*	3%, Min: $5	5%, Min: $10	Up to $35	3%

Citi Simplicity® Card
	0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. No late fees - EVER No penalty rate - EVER No annual fee - EVER Save time when you call with fast, personal help, 24 hours a day.
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 18 Months	0% for 18 Months	12.99% – 21.99%* Variable	$0**	Good

Citi Simplicity® Card

0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness

Credit score info for Citi Simplicity® Card

Lowest credit score approved: 641**
Average credit score approved: 718** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Citi Simplicity® Card

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
12.99% – 21.99%* Variable	0% for 18 Months	0% for 18 Months

Fee information for the Citi Simplicity® Card

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0*	3%, Min: $5	5%, Min: $10	Up to $35	3%

Citi ThankYou® Preferred Rewards Card
	Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards! 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness* Earn 1 ThankYou Point for every $1 you spend on all purchases No expiration and no limit on the points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love Travel with ease and enjoy global acceptance with Chip Technology No annual fee*
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 12 Months	0% for 12 Months	12.99% – 22.99%* Variable	$0*	Excellent

Citi ThankYou® Preferred Rewards Card

Get 15K ThankYou points when you spend $1000 in 3 months.

Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards!

Credit score info for Citi ThankYou® Preferred Rewards Card

Lowest credit score approved: 712**
Average credit score approved: 748** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Citi ThankYou® Preferred Rewards Card

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
12.99% – 22.99%* Variable	0% for 12 Months	0% for 12 Months

Fee information for the Citi ThankYou® Preferred Rewards Card

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	3%, Min: $5	5%, Min: $10	Up to $35	3%

U.S. Bank Visa® Platinum Card
	0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99% No annual fee* Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud Online account management and account alerts
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 15 Months	0% for 15 Months	9.99% – 23.99%* Variable	$0*	Excellent

U.S. Bank Visa® Platinum Card

0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
No annual fee*
Online account management and account alerts

Credit score info for U.S. Bank Visa® Platinum Card

Lowest credit score approved: 661**
Average credit score approved: 729** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the U.S. Bank Visa® Platinum Card

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
9.99% – 23.99%* Variable	0% for 15 Months	0% for 15 Months

Fee information for the U.S. Bank Visa® Platinum Card

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	4%, Min: $5	4%, Min: $10	Up to $35	Up to 3%

Citi® Diamond Preferred® Card
	Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.* There is a balance transfer fee of either $5 or 3% of the amount of each transfer. Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item. Let our 24/7 concierge service help book your hotel rooms, flights and more. Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®. $0 liability on unauthorized purchases and Citi® Identity Theft Solutions No annual fee*
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 18 Months	0% for 18 Months	11.99% – 21.99%* Variable	$0**	Excellent

Citi® Diamond Preferred® Card

0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
$0 Liability on unauthorized purchases
No annual fee

Credit score info for Citi® Diamond Preferred® Card

Lowest credit score approved: 679**
Average credit score approved: 735** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Citi® Diamond Preferred® Card

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
11.99% – 21.99%* Variable	0% for 18 Months	0% for 18 Months

Fee information for the Citi® Diamond Preferred® Card

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0*	3%, Min: $5	5%, Min: $10	Up to $35	3%

Barclaycard® Rewards MasterCard® - Average Credit
	Earn 2,500 Bonus Points after your first purchase 0% Introductory APR for 6 months on purchases and balance transfers No annual fee Earn 2 points per $1 on gas, grocery, and utility purchases Earn 1 points per $1 everywhere else Use the points you earn like cash to pay for almost any purchases you've made. No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up. Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 6 Months	0% for 6 Months	24.99%* Variable	$0*	Fair

Barclaycard® Rewards MasterCard® - Average Credit

Earn 2,500 bonus points after your first purchase

Earn 2 points per $1 on gas, grocery, and utility purchases
Earn 1 points per $1 everywhere else
Use the points you earn like cash to pay for almost any purchases you've made.

Credit score info for Barclaycard® Rewards MasterCard® - Average Credit

Lowest credit score approved: 614**
Average credit score approved: 665** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Barclaycard® Rewards MasterCard® - Average Credit

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
24.99%* Variable	0% for 6 Months	0% for 6 Months

Fee information for the Barclaycard® Rewards MasterCard® - Average Credit

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	4%, Min: $10	5%, Min: $10	Up to $35	3%

Barclaycard® Rewards MasterCard® - Excellent Credit
	Earn 5,000 points, equal to a $50 statement credit, after your first purchase or balance transfer 0% Introductory APR for 12 months on purchases and balance transfers No annual fee Earn 2 points per $1 on gas, grocery, and utility purchases Earn 1 points per $1 everywhere else Use the points you earn like cash to pay for almost any purchases you've made. No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up. This offer is for individuals with a good to excellent credit history which amongst other things is clear of bankruptcy and delinquent accounts
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 12 Months	0% for 12 Months	14.99% – 24.99%* Variable	$0*	Excellent

Barclaycard® Rewards MasterCard® - Excellent Credit

Earn 5k points after your first purchase or balance transfer

0% Introductory APR for 12 months on purchases and balance transfers
No annual fee
Earn 2 points per $1 on gas, grocery, and utility purchases
Earn 1 points per $1 everywhere else

Credit score info for Barclaycard® Rewards MasterCard® - Excellent Credit

Lowest credit score approved: 675**
Average credit score approved: 723** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Barclaycard® Rewards MasterCard® - Excellent Credit

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
14.99% – 24.99%* Variable	0% for 12 Months	0% for 12 Months

Fee information for the Barclaycard® Rewards MasterCard® - Excellent Credit

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	4%, Min: $10	5%, Min: $10	Up to $35	3%

NFL Extra Points Credit Card
	All 32 teams and NFL Shield card available 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases No cap on points earned and points never expire Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 12 Months	0% for 12 Months	13.74% – 22.74%* Variable	$0*	Excellent

NFL Extra Points Credit Card

Earn 10,000 bonus points after first card use

All 32 teams and NFL Shield card available
0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness

Credit score info for NFL Extra Points Credit Card

Lowest credit score approved: 573**
Average credit score approved: 635** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the NFL Extra Points Credit Card

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
13.74% – 22.74%* Variable	0% for 12 Months	0% for 12 Months

Fee information for the NFL Extra Points Credit Card

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	4%, Min: $10	5%, Min: $10	Up to $25	3%

Citi® Dividend Platinum Select® Visa® Card
	$100 cash back after $500 in purchases within the first 3 months of account opening 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness* Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment Enroll at no additional cost each quarter for new categories that earn additional cash back Full 1% cash back on all other purchases and eligible cash advances. No Annual Fee*
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 12 Months	0% for 12 Months	12.99% – 22.99%* Variable	$0**	Excellent

Citi® Dividend Platinum Select® Visa® Card

0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*.
No Annual Fee*

Credit score info for Citi® Dividend Platinum Select® Visa® Card

Lowest credit score approved: 651**
Average credit score approved: 716** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Citi® Dividend Platinum Select® Visa® Card

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
12.99% – 22.99%* Variable	0% for 12 Months	0% for 12 Months

Fee information for the Citi® Dividend Platinum Select® Visa® Card

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0*	3%, Min: $5	5%, Min: $10	Up to $35	3%

Citi ThankYou® Card
	Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness* Earn 1 ThankYou Point for every $1 you spend on purchases Enjoy no limit on the number of points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more Travel with ease and enjoy global acceptance with Chip Technology No annual fee*
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 15 Months	0% for 15 Months	12.99% – 22.99%* Variable	$0**	Excellent

Citi ThankYou® Card

Get an anniversary bonus on points earned every year.

Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
No annual fee*

Credit score info for Citi ThankYou® Card

Lowest credit score approved: 637**
Average credit score approved: 726** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Citi ThankYou® Card

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
12.99% – 22.99%* Variable	0% for 15 Months	0% for 15 Months

Fee information for the Citi ThankYou® Card

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0*	3%, Min: $5	5%, Min: $10	Up to $35	3%

Barclaycard® Rewards MasterCard® - Excellent Credit
	Earn up to 10,000 points, equal to a $100 statement credit, after spending $750 in the first three months 0% Introductory APR for 12 months on purchases No annual fee Earn 2 points per $1 on gas, grocery, and utility purchases Earn 1 points per $1 everywhere else Use the points you earn like cash to pay for almost any purchases you've made. No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up. This offer is for individuals with a good to excellent credit history which amongst other things is clear of bankruptcy and delinquent accounts
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 12 Months	N/A for N/A	14.99% – 24.99%* Variable	$0*	Excellent

Barclaycard® Rewards MasterCard® - Excellent Credit

Earn up to 10,000 points, equal to a $100 statement credit, after spending $750 in the first three months
0% Introductory APR for 12 months on purchases
No annual fee

Credit score info for Barclaycard® Rewards MasterCard® - Excellent Credit

Lowest credit score approved: 675**
Average credit score approved: 723** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Barclaycard® Rewards MasterCard® - Excellent Credit

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
14.99% – 24.99%* Variable	0% for 12 Months	N/A for N/A

Fee information for the Barclaycard® Rewards MasterCard® - Excellent Credit

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	4%, Min; $10	5%, Min; $10	Up to $35	3%

Barclaycard® Rewards MasterCard®- No Balance Transfer Fee
	2X points per $1 spent on gas, groceries and utilities No balance transfer fee Redeem for flights, shopping, dining and more Use your points like cash to pay for any purchase you've made No annual fee No blackout dates No cash back limits
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
N/A for N/A	N/A for N/A	24.99%* Variable	$0*	Fair

Barclaycard® Rewards MasterCard® - No Balance Transfer Fee

2X points per $1 spent on gas, groceries and utilities
No balance transfer fee
Redeem for flights, shopping, dining and more

Credit score info for Barclaycard® Rewards MasterCard®- No Balance Transfer Fee

Lowest credit score approved: 614**
Average credit score approved: 665** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Barclaycard® Rewards MasterCard®- No Balance Transfer Fee

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
24.99%* Variable	N/A for N/A	N/A for N/A

Fee information for the Barclaycard® Rewards MasterCard®- No Balance Transfer Fee

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	$0	5%, Min: $10	Up to $35

Discover it® - 18 Month Balance Transfer
	The new Discover it card is out to change the way people think about credit cards. Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.* Generous...5% cash back Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.* Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card. Flexible...Choose your own due date and pay up to midnight ET online or by phone. Human...talk to a real person any time with 100% U.S.-based service. 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 6 Months	0% for 18 Months	10.99% – 22.99%* Variable	$0*	Excellent

Discover it® - 18 Month Balance Transfer

Credit score info for Discover it® - 18 Month Balance Transfer

Lowest credit score approved: 682**
Average credit score approved: 729** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Discover it® - 18 Month Balance Transfer

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
10.99% – 22.99%* Variable	0% for 6 Months	0% for 18 Months

Fee information for the Discover it® - 18 Month Balance Transfer

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	3%	5%, Min: $10	Up to $35	$0

Upromise World MasterCard®
	No annual fee Earn $50 cash back with your first purchase With eligible online purchases through Upromise, you can earn 5% or more cash back as well as an additional 5% when you use your Upromise World MasterCard Earn 4% back at thousands of participating Upromise dining restaurants Earn up to 3% cash back on eligible gas purchases at Exxon or Mobile locations Earn 2% cash back at eligible movie theaters Earn 1% cash back everywhere else Earn cash back on every purchase with no caps 0% introductory APR on purchases and balance transfers for the first 12 months from account opening. After that, a variable APR, currently 12.99% or 20.99% depending on your creditworthiness.
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
0% for 12 Months	0% for 12 Months	12.99% or 20.99%* Variable	$0*	Excellent

Upromise World MasterCard®

No annual fee
Earn $50 cash back with your first purchase
With eligible online purchases through Upromise, you can earn 5% or more cash back as well as an additional 5% when you use your Upromise World MasterCard

Credit score info for Upromise World MasterCard®

Lowest credit score approved: 0**
Average credit score approved: 0** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Upromise World MasterCard®

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
12.99% or 20.99%* Variable	0% for 12 Months	0% for 12 Months

Fee information for the Upromise World MasterCard®

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	4%, Min; $10	5%, Min; $10		3%

The L.L. Bean Visa Card
	No Annual Fee Earn 3% rewards on L.L.Bean purchases Earn 1% rewards on all other purchases Receive $10 L.L.Bean Coupons as you earn them Enjoy free returns and free monogramming at L.L.Bean Please see terms and conditions for complete detail
Intro APR on Purchases	Intro APR on Transfers	Regular APR	Annual Fee	Credit Needed
N/A for N/A	0% for 12 Months	13.99% – 19.99%* Variable	$0*	Excellent

The L.L. Bean Visa Card

No Annual Fee
Earn 3% rewards on L.L.Bean purchases
Earn 1% rewards on all other purchases

Credit score info for The L.L. Bean Visa Card

Lowest credit score approved: 638**
Average credit score approved: 653** What's my credit score?

*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the The L.L. Bean Visa Card

Regular APR	Intro APR on Purchases	Intro APR on Balance Transfers
13.99% – 19.99%* Variable	N/A for N/A	0% for 12 Months

Fee information for the The L.L. Bean Visa Card

Annual Fee	Balance Transfer Fee	Cash Advance Fee	Late Fee	Foreign Transaction Fee
$0	4%, Min; $10	5%, Min; $10	Up to $35	3%

Related Resource: Credit Report & Credit Score

GoFreeCredit.com

FREE* Equifax Credit Score™
In-depth information on your score in an easy to understand format
Daily credit monitoring of your Equifax, Experian and TransUnion credit files and alerts to key changes
Free 30-day Trial*
*If you don't cancel your membership within 30 days of enrollment, you will be billed $16.95 for each subsequent month that you continue your membership.

Learn more about this offer

About Credit Cards: Balance Transfers

In the most basic terms, a balance transfer is a way of moving a debt from one credit card to another credit card. This is often done to save money, as the new credit card may have a lower finance rate (APR) than the old credit card...more

About our balance transfer credit card comparisons

We strive to provide comprehensive listings of balance transfer credit cards to help you find a balance transfer offer that meets your specific needs. For answers to any individual questions about transferring credit card balances or any anything else related to credit cards, visit our credit card FAQs.

› Compare all credit cards on our comparison chart

* See the online credit card application for details about terms and conditions of a specific offer.
** Users have received approvals with these TransUnion New Account credit scores, based on a data from a third party. These approval metrics are only guidelines and approval is not guaranteed.

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Universal default was the permanent increase of an interest rate due to late payment on any account. The CARD Act addressed the use of this tactic. Read more

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Future effects of the CARD Act
Debate rages about the future effects of the CARD Act and whether it will really help consumers or result in credit limit restrictions. Supporters are convinced that the long-term future ramifications of the Act will eventually help consumers. Read more

Three things to know about business credit cards
If you own a small business, you should consider using business, not personal, credit cards, for business-related expenses. But there are important things to know about business credit cards before applying. Read on for three items that should not be overlooked. Read more

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Credit Card Glossary

Piggybacking - The practice of signing as an...
Authorized User - A person authorized to use a...
Balance Transfer Rate - The interest rate attached to ...
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