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Balance Transfer Credit Cards

Balance Transfer Credit Cards

Credit Card Balance Transfers

Compare credit cards that offer low interest balance transfers and apply easily online. Browse credit cards that offer 0% APR introductory deals on balance transfers, as well as credit cards that offer a low ongoing balance transfer interest rate. Save big on monthly interest charges by transferring your existing credit card balance onto one of these cards.

See how much you could save with our balance transfer calculator.


Capital One® Platinum Prestige Credit Card

Capital One® Platinum Prestige Credit Card



  • 0% intro APR until September 2014 on balance transfers
  • 0% intro APR until September 2014 on purchases
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for until September 2014 0% for until September 2014 10.9% – 18.9%* Variable $0* Excellent

Application for the Capital One® Platinum Prestige Credit Card

Capital One® Platinum Prestige Credit Card

  • 0% intro APR until September 2014 on balance transfers
  • 0% intro APR until September 2014 on purchases
  • No annual fee

Credit score info for Capital One® Platinum Prestige Credit Card
Lowest credit score approved: 626**
Average credit score approved: 692**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Capital One® Platinum Prestige Credit Card
Regular APR Intro APR on Purchases Intro APR on Balance Transfers
10.9% – 18.9%* Variable 0% for until September 2014 0% for until September 2014

Fee information for the Capital One® Platinum Prestige Credit Card
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0 3% See Terms Up to $35 $0


Capital One® Cash Rewards - $100 Cash Back Bonus

Capital One® Cash Rewards - $100 Cash Back Bonus



  • $100 bonus after you spend $500 on purchases within the first 3 months
  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • No annual fee
  • Earn unlimited cash back that doesn't expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR until June 2014 on purchases
  • 0% intro APR until June 2014 on balance transfers


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for until June 2014 0% for intro until June 2014 12.9% – 20.9%* Variable $0* Excellent

Application for the Capital One® Cash Rewards - $100 Cash Back Bonus

Capital One® Cash Rewards - $100 Cash Back Bonus

$100 bonus after you spend $500 in first 3 months.
  • $100 Bonus after you spend $500 in the first 3 months
  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases

Credit score info for Capital One® Cash Rewards - $100 Cash Back Bonus
Lowest credit score approved: 640**
Average credit score approved: 710**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Capital One® Cash Rewards - $100 Cash Back Bonus
Regular APR Intro APR on Purchases Intro APR on Balance Transfers
12.9% – 20.9%* Variable 0% for until June 2014 0% for intro until June 2014

Fee information for the Capital One® Cash Rewards - $100 Cash Back Bonus
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0 3% See Terms Up to $35 $0


Citi Simplicity® Card

Citi Simplicity® Card



  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 18 Months 0% for 18 Months 12.99% – 21.99%* Variable $0** Excellent

Application for the Citi Simplicity® Card

Citi Simplicity® Card

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness

Credit score info for Citi Simplicity® Card
Lowest credit score approved: 650**
Average credit score approved: 706**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Citi Simplicity® Card
Regular APR Intro APR on Purchases Intro APR on Balance Transfers
12.99% – 21.99%* Variable 0% for 18 Months 0% for 18 Months

Fee information for the Citi Simplicity® Card
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0* 3%, Min: $5 5%, Min: $10 Up to $35 3%


Citi Simplicity® Card

Citi Simplicity® Card



  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 18 Months 0% for 18 Months 12.99% – 21.99%* Variable $0** Good

Application for the Citi Simplicity® Card

Citi Simplicity® Card

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness

Credit score info for Citi Simplicity® Card
Lowest credit score approved: 641**
Average credit score approved: 718**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Citi Simplicity® Card
Regular APR Intro APR on Purchases Intro APR on Balance Transfers
12.99% – 21.99%* Variable 0% for 18 Months 0% for 18 Months

Fee information for the Citi Simplicity® Card
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0* 3%, Min: $5 5%, Min: $10 Up to $35 3%


Citi ThankYou® Preferred Rewards Card

Citi ThankYou® Preferred Rewards Card



  • Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
  • Earn 1 ThankYou Point for every $1 you spend on all purchases
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 12 Months 0% for 12 Months 12.99% – 22.99%* Variable $0* Excellent

Application for the Citi ThankYou® Preferred Rewards Card

Citi ThankYou® Preferred Rewards Card

Get 15K ThankYou points when you spend $1000 in 3 months.
  • Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards!

Credit score info for Citi ThankYou® Preferred Rewards Card
Lowest credit score approved: 712**
Average credit score approved: 748**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Citi ThankYou® Preferred Rewards Card
Regular APR Intro APR on Purchases Intro APR on Balance Transfers
12.99% – 22.99%* Variable 0% for 12 Months 0% for 12 Months

Fee information for the Citi ThankYou® Preferred Rewards Card
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0 3%, Min: $5 5%, Min: $10 Up to $35 3%


U.S. Bank Visa® Platinum Card

U.S. Bank Visa® Platinum Card



  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Online account management and account alerts


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 15 Months 0% for 15 Months 9.99% – 23.99%* Variable $0* Excellent

Application for the U.S. Bank Visa® Platinum Card

U.S. Bank Visa® Platinum Card

  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online account management and account alerts

Credit score info for U.S. Bank Visa® Platinum Card
Lowest credit score approved: 661**
Average credit score approved: 729**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the U.S. Bank Visa® Platinum Card
Regular APR Intro APR on Purchases Intro APR on Balance Transfers
9.99% – 23.99%* Variable 0% for 15 Months 0% for 15 Months

Fee information for the U.S. Bank Visa® Platinum Card
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0 4%, Min: $5 4%, Min: $10 Up to $35 Up to 3%


Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card



  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 18 Months 0% for 18 Months 11.99% – 21.99%* Variable $0** Excellent

Application for the Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • $0 Liability on unauthorized purchases
  • No annual fee

Credit score info for Citi® Diamond Preferred® Card
Lowest credit score approved: 679**
Average credit score approved: 735**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Citi® Diamond Preferred® Card
Regular APR Intro APR on Purchases Intro APR on Balance Transfers
11.99% – 21.99%* Variable 0% for 18 Months 0% for 18 Months

Fee information for the Citi® Diamond Preferred® Card
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0* 3%, Min: $5 5%, Min: $10 Up to $35 3%


Barclaycard® Rewards MasterCard® - Average Credit

Barclaycard® Rewards MasterCard® - Average Credit



  • Earn 2,500 Bonus Points after your first purchase
  • 0% Introductory APR for 6 months on purchases and balance transfers
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases
  • Earn 1 points per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 6 Months 0% for 6 Months 24.99%* Variable $0* Fair

Application for the Barclaycard® Rewards MasterCard® - Average Credit

Barclaycard® Rewards MasterCard® - Average Credit

Earn 2,500 bonus points after your first purchase
  • Earn 2 points per $1 on gas, grocery, and utility purchases
  • Earn 1 points per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.

Credit score info for Barclaycard® Rewards MasterCard® - Average Credit
Lowest credit score approved: 614**
Average credit score approved: 665**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Barclaycard® Rewards MasterCard® - Average Credit
Regular APR Intro APR on Purchases Intro APR on Balance Transfers
24.99%* Variable 0% for 6 Months 0% for 6 Months

Fee information for the Barclaycard® Rewards MasterCard® - Average Credit
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0 4%, Min: $10 5%, Min: $10 Up to $35 3%


Barclaycard® Rewards MasterCard® - Excellent Credit

Barclaycard® Rewards MasterCard® - Excellent Credit



  • Earn 5,000 points, equal to a $50 statement credit, after your first purchase or balance transfer
  • 0% Introductory APR for 12 months on purchases and balance transfers
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases
  • Earn 1 points per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • This offer is for individuals with a good to excellent credit history which amongst other things is clear of bankruptcy and delinquent accounts


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 12 Months 0% for 12 Months 14.99% – 24.99%* Variable $0* Excellent

Application for the Barclaycard® Rewards MasterCard® - Excellent Credit

Barclaycard® Rewards MasterCard® - Excellent Credit

Earn 5k points after your first purchase or balance transfer
  • 0% Introductory APR for 12 months on purchases and balance transfers
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases
  • Earn 1 points per $1 everywhere else

Credit score info for Barclaycard® Rewards MasterCard® - Excellent Credit
Lowest credit score approved: 675**
Average credit score approved: 723**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Barclaycard® Rewards MasterCard® - Excellent Credit
Regular APR Intro APR on Purchases Intro APR on Balance Transfers
14.99% – 24.99%* Variable 0% for 12 Months 0% for 12 Months

Fee information for the Barclaycard® Rewards MasterCard® - Excellent Credit
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0 4%, Min: $10 5%, Min: $10 Up to $35 3%


NFL Extra Points Credit Card

NFL Extra Points Credit Card



  • All 32 teams and NFL Shield card available
  • 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness
  • One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit
  • Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases
  • No cap on points earned and points never expire
  • Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits
  • 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 12 Months 0% for 12 Months 13.74% – 22.74%* Variable $0* Excellent

Application for the NFL Extra Points Credit Card

NFL Extra Points Credit Card

Earn 10,000 bonus points after first card use
  • All 32 teams and NFL Shield card available
  • 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness

Credit score info for NFL Extra Points Credit Card
Lowest credit score approved: 573**
Average credit score approved: 635**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the NFL Extra Points Credit Card
Regular APR Intro APR on Purchases Intro APR on Balance Transfers
13.74% – 22.74%* Variable 0% for 12 Months 0% for 12 Months

Fee information for the NFL Extra Points Credit Card
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0 4%, Min: $10 5%, Min: $10 Up to $25 3%


Citi® Dividend Platinum Select® Visa® Card

Citi® Dividend Platinum Select® Visa® Card



  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
  • Enroll at no additional cost each quarter for new categories that earn additional cash back
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No Annual Fee*


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 12 Months 0% for 12 Months 12.99% – 22.99%* Variable $0** Excellent

Application for the Citi® Dividend Platinum Select® Visa® Card

Citi® Dividend Platinum Select® Visa® Card

  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*.
  • No Annual Fee*

Credit score info for Citi® Dividend Platinum Select® Visa® Card
Lowest credit score approved: 651**
Average credit score approved: 716**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Citi® Dividend Platinum Select® Visa® Card
Regular APR Intro APR on Purchases Intro APR on Balance Transfers
12.99% – 22.99%* Variable 0% for 12 Months 0% for 12 Months

Fee information for the Citi® Dividend Platinum Select® Visa® Card
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0* 3%, Min: $5 5%, Min: $10 Up to $35 3%


Citi ThankYou® Card

Citi ThankYou® Card



  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
  • Earn 1 ThankYou Point for every $1 you spend on purchases
  • Enjoy no limit on the number of points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 15 Months 0% for 15 Months 12.99% – 22.99%* Variable $0** Excellent

Application for the Citi ThankYou® Card

Citi ThankYou® Card

Get an anniversary bonus on points earned every year.
  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
  • No annual fee*

Credit score info for Citi ThankYou® Card
Lowest credit score approved: 637**
Average credit score approved: 726**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Citi ThankYou® Card
Regular APR Intro APR on Purchases Intro APR on Balance Transfers
12.99% – 22.99%* Variable 0% for 15 Months 0% for 15 Months

Fee information for the Citi ThankYou® Card
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0* 3%, Min: $5 5%, Min: $10 Up to $35 3%


Barclaycard® Rewards MasterCard® - Excellent Credit

Barclaycard® Rewards MasterCard® - Excellent Credit



  • Earn up to 10,000 points, equal to a $100 statement credit, after spending $750 in the first three months
  • 0% Introductory APR for 12 months on purchases
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases
  • Earn 1 points per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • This offer is for individuals with a good to excellent credit history which amongst other things is clear of bankruptcy and delinquent accounts


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 12 Months N/A for N/A 14.99% – 24.99%* Variable $0* Excellent

Application for the Barclaycard® Rewards MasterCard® - Excellent Credit

Barclaycard® Rewards MasterCard® - Excellent Credit

  • Earn up to 10,000 points, equal to a $100 statement credit, after spending $750 in the first three months
  • 0% Introductory APR for 12 months on purchases
  • No annual fee

Credit score info for Barclaycard® Rewards MasterCard® - Excellent Credit
Lowest credit score approved: 675**
Average credit score approved: 723**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Barclaycard® Rewards MasterCard® - Excellent Credit
Regular APR Intro APR on Purchases Intro APR on Balance Transfers
14.99% – 24.99%* Variable 0% for 12 Months N/A for N/A

Fee information for the Barclaycard® Rewards MasterCard® - Excellent Credit
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0 4%, Min; $10 5%, Min; $10 Up to $35 3%


Barclaycard® Rewards MasterCard®- No Balance Transfer Fee

Barclaycard® Rewards MasterCard®- No Balance Transfer Fee



  • 2X points per $1 spent on gas, groceries and utilities
  • No balance transfer fee
  • Redeem for flights, shopping, dining and more
  • Use your points like cash to pay for any purchase you've made
  • No annual fee
  • No blackout dates
  • No cash back limits


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
N/A for N/A N/A for N/A 24.99%* Variable $0* Fair

Application for the Barclaycard® Rewards MasterCard®- No Balance Transfer Fee

Barclaycard® Rewards MasterCard® - No Balance Transfer Fee

  • 2X points per $1 spent on gas, groceries and utilities
  • No balance transfer fee
  • Redeem for flights, shopping, dining and more

Credit score info for Barclaycard® Rewards MasterCard®- No Balance Transfer Fee
Lowest credit score approved: 614**
Average credit score approved: 665**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Barclaycard® Rewards MasterCard®- No Balance Transfer Fee
Regular APR Intro APR on Purchases Intro APR on Balance Transfers
24.99%* Variable N/A for N/A N/A for N/A

Fee information for the Barclaycard® Rewards MasterCard®- No Balance Transfer Fee
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0 $0 5%, Min: $10 Up to $35


Discover it® - 18 Month Balance Transfer

Discover it® - 18 Month Balance Transfer



  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
  • Generous...5% cash back Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible...Choose your own due date and pay up to midnight ET online or by phone.
  • Human...talk to a real person any time with 100% U.S.-based service.
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 6 Months 0% for 18 Months 10.99% – 22.99%* Variable $0* Excellent

Application for the Discover it® - 18 Month Balance Transfer

Discover it® - 18 Month Balance Transfer


Credit score info for Discover it® - 18 Month Balance Transfer
Lowest credit score approved: 682**
Average credit score approved: 729**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Discover it® - 18 Month Balance Transfer
Regular APR Intro APR on Purchases Intro APR on Balance Transfers
10.99% – 22.99%* Variable 0% for 6 Months 0% for 18 Months

Fee information for the Discover it® - 18 Month Balance Transfer
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0 3% 5%, Min: $10 Up to $35 $0


Upromise World MasterCard®

Upromise World MasterCard®



  • No annual fee
  • Earn $50 cash back with your first purchase
  • With eligible online purchases through Upromise, you can earn 5% or more cash back as well as an additional 5% when you use your Upromise World MasterCard
  • Earn 4% back at thousands of participating Upromise dining restaurants
  • Earn up to 3% cash back on eligible gas purchases at Exxon or Mobile locations
  • Earn 2% cash back at eligible movie theaters
  • Earn 1% cash back everywhere else
  • Earn cash back on every purchase with no caps
  • 0% introductory APR on purchases and balance transfers for the first 12 months from account opening. After that, a variable APR, currently 12.99% or 20.99% depending on your creditworthiness.


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 12 Months 0% for 12 Months 12.99% or 20.99%* Variable $0* Excellent

Application for the Upromise World MasterCard®

Upromise World MasterCard®

  • No annual fee
  • Earn $50 cash back with your first purchase
  • With eligible online purchases through Upromise, you can earn 5% or more cash back as well as an additional 5% when you use your Upromise World MasterCard

Credit score info for Upromise World MasterCard®
Lowest credit score approved: 0**
Average credit score approved: 0**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Upromise World MasterCard®
Regular APR Intro APR on Purchases Intro APR on Balance Transfers
12.99% or 20.99%* Variable 0% for 12 Months 0% for 12 Months

Fee information for the Upromise World MasterCard®
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0 4%, Min; $10 5%, Min; $10 3%


The L.L. Bean Visa Card

The L.L. Bean Visa Card



  • No Annual Fee
  • Earn 3% rewards on L.L.Bean purchases
  • Earn 1% rewards on all other purchases
  • Receive $10 L.L.Bean Coupons as you earn them
  • Enjoy free returns and free monogramming at L.L.Bean
  • Please see terms and conditions for complete detail


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
N/A for N/A 0% for 12 Months 13.99% – 19.99%* Variable $0* Excellent

Application for the The L.L. Bean Visa Card

The L.L. Bean Visa Card

  • No Annual Fee
  • Earn 3% rewards on L.L.Bean purchases
  • Earn 1% rewards on all other purchases

Credit score info for The L.L. Bean Visa Card
Lowest credit score approved: 638**
Average credit score approved: 653**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the The L.L. Bean Visa Card
Regular APR Intro APR on Purchases Intro APR on Balance Transfers
13.99% – 19.99%* Variable N/A for N/A 0% for 12 Months

Fee information for the The L.L. Bean Visa Card
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0 4%, Min; $10 5%, Min; $10 Up to $35 3%



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About Credit Cards: Balance Transfers

In the most basic terms, a balance transfer is a way of moving a debt from one credit card to another credit card. This is often done to save money, as the new credit card may have a lower finance rate (APR) than the old credit card...more


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* See the online credit card application for details about terms and conditions of a specific offer.
** Users have received approvals with these TransUnion New Account credit scores, based on a data from a third party. These approval metrics are only guidelines and approval is not guaranteed.




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