Balance Transfer Credit Cards

Balance Transfer Credit Cards

Credit Card Balance Transfers

Compare credit cards that offer low interest balance transfers and apply easily online. Browse credit cards that offer a 0% introductory APR deals on balance transfers, as well as credit cards that offer a low ongoing balance transfer interest rate on to the card.

See how much you could save with our balance transfer calculator.


Citi Simplicity Card

Balance Transfer Credit Cards - Citi Simplicity® Card

Apply now for the Citi Simplicity® Card - Balance Transfer Credit Cards

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • Peace of mind through direct access to a service representative, no late fees and no penalty rate
  • No annual fee*
Apply for the Citi Simplicity® Card Apply now learn more about this credit card offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 18 months* 0% for 18 months* 12.99% - 21.99% Variable* $0* Good Credit


Slate from Chase

Balance Transfer Credit Cards - Slate® from Chase

Apply now for the Slate® from Chase - Balance Transfer Credit Cards

  • No Balance Transfer Fee!*
  • 0% Intro APR for 15 months on purchases and balance transfers
  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
  • After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
  • Avoid interest on everyday purchases
  • Pay down your balance faster
  • Zero liability on unauthorized purchases*
  • No Annual Fee*
Apply for the Slate® from Chase Apply now learn more about this credit card offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 15 months* 0% for 15 months* 11.99% - 21.99% Variable* $0* Good Credit


Capital One Platinum Prestige Credit Card

Balance Transfer Credit Cards - Capital One® Platinum Prestige Credit Card

Apply now for the Capital One® Platinum Prestige Credit Card - Balance Transfer Credit Cards

  • 0% intro APR until August 2013 on balance transfers
  • 0% intro APR until August 2013 on purchases
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection or add your own
  • Extended warranty program
  • No foreign transaction fees
Apply for the Capital One® Platinum Prestige Credit Card Apply now learn more about this credit card offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% until August 2013* 0% until August 2013* 10.9% - 18.9% (V)* $0* Excellent/Good


Citi Platinum Select Visa

Balance Transfer Credit Cards - Citi® Platinum Select® Visa®

Apply now for the Citi® Platinum Select® Visa® - Balance Transfer Credit Cards

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99% - 21.99% based upon your creditworthiness.
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® Identity Theft Solutions
  • Secure, free online account management
  • No annual fee*
Apply for the Citi® Platinum Select® Visa® Apply now learn more about this credit card offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 18 months* 0% for 18 months* 11.99% - 21.99% Variable* $0* Good Credit


Discover More Card

Balance Transfer Credit Cards - Discover® More® Card

Apply now for the Discover® More® Card - Balance Transfer Credit Cards

  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty -16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Apply for the Discover® More® Card Apply now learn more about this credit card offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 6 months* 0% for 18 months* 11.99% - 20.99% (Variable)* $0* Excellent Credit


Citi Platinum Select MasterCard

Balance Transfer Credit Cards - Citi® Platinum Select® MasterCard®

Apply now for the Citi® Platinum Select® MasterCard® - Balance Transfer Credit Cards

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99% - 21.99% based upon your creditworthiness.
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® Identity Theft Solutions
  • Secure, free online account management
  • No annual fee*
Apply for the Citi® Platinum Select® MasterCard® Apply now learn more about this credit card offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 18 months* 0% for 18 months* 11.99% - 21.99% Variable* $0* Good Credit


Chase Freedom Visa

Balance Transfer Credit Cards - Chase Freedom® Visa

Apply now for the Chase Freedom® Visa - Balance Transfer Credit Cards

  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase. No annual fee and rewards never expire
Apply for the Chase Freedom® Visa Apply now learn more about this credit card offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 15 months* 0% for 15 months* 12.99% - 22.99% (Variable)* $0* Excellent Credit


Citi ThankYou Card

Balance Transfer Credit Cards - Citi ThankYou® Card

Apply now for the Citi ThankYou® Card - Balance Transfer Credit Cards

  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
  • Earn 1 ThankYou Point for every $1 you spend on purchases.
  • Earn an anniversary bonus on points earned from purchases every year*
  • Enjoy no limit on the number of points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
Apply for the Citi ThankYou® Card Apply now learn more about this credit card offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 15 months* 0% for 15 months* 12.99% - 22.99% Variable* $0* Good Credit


Capital One Cash Rewards - $100 Cash Back Bonus

Balance Transfer Credit Cards - Capital One® Cash Rewards - $100 Cash Back Bonus

Apply now for the Capital One® Cash Rewards - $100 Cash Back Bonus - Balance Transfer Credit Cards

  • $100 Bonus after you spend $500 in the first 3 months
  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • No annual fee
  • Earn unlimited cash rewards that don't expire
  • Redeem cash rewards anytime for any amount, even set automatic redemption
  • Personalize your card with an image of your choice
  • 0% intro APR on purchases and balance transfers until May 2013.
Apply for the Capital One® Cash Rewards - $100 Cash Back Bonus Apply now learn more about this credit card offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% until May 2013* 0% until May 2013* 12.9% - 20.9% (V)* $0* Excellent/Good


Citi Diamond Preferred Card

Balance Transfer Credit Cards - Citi® Diamond Preferred® Card

Apply now for the Citi® Diamond Preferred® Card - Balance Transfer Credit Cards

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99% - 21.99% based upon your creditworthiness.
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass(R).
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
Apply for the Citi® Diamond Preferred® Card Apply now learn more about this credit card offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 18 months* 0% for 18 months* 11.99% - 21.99% Variable* $0* Good Credit


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About Credit Cards: Balance Transfers

In the most basic terms, a balance transfer is a way of moving a debt from one credit card to another credit card. This is often done to save money, as the new credit card may have a lower finance rate (APR) than the old credit card...more


About our balance transfer credit card comparisons

We strive to provide comprehensive listings of balance transfer credit cards to help you find a balance transfer offer that meets your specific needs. For answers to any individual questions about transferring credit card balances or any anything else related to credit cards, visit our credit card FAQs.



Compare all credit cards on our comparison chart


* See the online credit card application for details about terms and conditions of a specific offer.




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Balance Transfer Credit Cards