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Credit Card Offers for Bad Credit

Credit Cards for Bad Credit

"Bad Credit" Credit Cards

Compare credit cards for those with bad or damaged credit and apply online. For more information about credit card offers, visit our credit card FAQs.


American Express® Serve

American Express® Serve



  • Free Sign up and no credit check
  • No monthly or annual fees
  • Get the prepaid card and mobile app
  • Send and receive money by email and text
  • American Express safety and security
  • Link a bank account, debit or credit card; add money with MoneyPak®; and use at ATMs*
  • Get access to benefits such as Purchase Protection* underwritten by AMEX Assurance Company, Roadside Assistance* and Entertainment Access
  • *Terms, conditions and exclusions apply


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
N/A for N/A N/A for N/A N/A $0* Poor

Application for the American Express® Serve

American Express® Serve


Credit score info for American Express® Serve
Lowest credit score approved: 500**
Average credit score approved: 562**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the American Express® Serve
Regular APR Intro APR on Purchases Intro APR on Balance Transfers
N/A N/A for N/A N/A for N/A

Fee information for the American Express® Serve
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$0 N/A N/A N/A N/A


Continental Finance Matrix Unsecured Card

Continental Finance Matrix Unsecured Card



  • The Continental Finance Matrix Unsecured Card enables individuals with average or fair credit scores to receive a major credit product.
  • With this card, you will have access to millions of merchants as well as be able to make purchases over the phone and Internet.
  • No application fees.
  • Use your card at locations everywhere Discover® is accepted.
  • Build positive credit by making monthly payments on time.
  • Free online account access 24/7
  • Fast and easy application process; results provided in seconds


Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
N/A for N/A N/A for N/A See Terms $75* Poor

Application for the Continental Finance Matrix Unsecured Card

Continental Finance Matrix Unsecured Card

  • With this card, you will have access to millions of merchants as well as be able to make purchases over the phone and Internet.
  • No application fees.
  • Use your card at locations everywhere Discover® is accepted.

Credit score info for Continental Finance Matrix Unsecured Card
Lowest credit score approved: 497**
Average credit score approved: 546**       What's my credit score?
*Note: If the credit score data above displays a 0, it indicates that data is not currently available.

Interest rate details for the Continental Finance Matrix Unsecured Card
Regular APR Intro APR on Purchases Intro APR on Balance Transfers
See Terms N/A for N/A N/A for N/A

Fee information for the Continental Finance Matrix Unsecured Card
Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
$75 N/A 5%, Min: $5 Up to $35 3%


Continental Finance Cerulean Hybrid Card

Continental Finance Cerulean Hybrid Card



  • The Continental Finance Cerulean Hybrid Card uses a variety of financial information to make you a credit offer that fits your financial situation.
  • You may be offered an unsecured credit card, a partially secured credit card, or a secured credit card. Our offer is tailored to each individual.
  • No application fees.
  • Use your card at locations everywhere Discover® is accepted.
  • Build positive credit by making monthly payments on time.
  • Free online account access 24/7
  • Fast and easy application process; results provided in seconds
  • Make Low Monthly Payments on all your card purchases!
  • Poor Credit? No Credit? No Problem

  • Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
    N/A for N/A N/A for N/A See Terms $75* Poor

    Application for the Continental Finance Cerulean Hybrid Card

    Continental Finance Cerulean Hybrid Card

    • The Continental Finance Cerulean Hybrid Card uses a variety of financial information to make you a credit offer that fits your financial situation.
    • Build positive credit by making monthly payments on time.

    Credit score info for Continental Finance Cerulean Hybrid Card
    Lowest credit score approved: 493**
    Average credit score approved: 537**       What's my credit score?
    *Note: If the credit score data above displays a 0, it indicates that data is not currently available.

    Interest rate details for the Continental Finance Cerulean Hybrid Card
    Regular APR Intro APR on Purchases Intro APR on Balance Transfers
    See Terms N/A for N/A N/A for N/A

    Fee information for the Continental Finance Cerulean Hybrid Card
    Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
    $75 N/A 5%, Min: $5 Up to $35 3%


    First Progress Platinum Select MasterCard® Secured Card

    First Progress Platinum Select MasterCard® Secured Card



    • Full-feature Platinum MasterCard secured credit card
    • No credit history or minimum credit score required for approval
    • Monthly reporting to all 3 major credit bureaus to establish more credit history
    • Quick & complete online application
    • Secured by your deposit of $300 - $2,000
    • 24/7 access to your account online
    • Deposit held at FDIC-insured bank
    • You must be a resident of a US state; however, at present the program is not available in Arkansas, Iowa, New York, or Wisconsin.


    Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
    N/A for N/A N/A for N/A 14.99%* Variable $39* Poor

    Application for the First Progress Platinum Select MasterCard® Secured Card

    First Progress Platinum Select MasterCard® Secured Credit Card

    • Full-feature Platinum MasterCard secured credit card
    • No credit history or minimum credit score required for approval
    • Monthly reporting to all 3 major credit bureaus to establish more credit history

    Credit score info for First Progress Platinum Select MasterCard® Secured Card
    Lowest credit score approved: 503**
    Average credit score approved: 556**       What's my credit score?
    *Note: If the credit score data above displays a 0, it indicates that data is not currently available.

    Interest rate details for the First Progress Platinum Select MasterCard® Secured Card
    Regular APR Intro APR on Purchases Intro APR on Balance Transfers
    14.99%* Variable N/A for N/A N/A for N/A

    Fee information for the First Progress Platinum Select MasterCard® Secured Card
    Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
    $39 N/A 3%, Min: $10 Up to $35 3%


    First Progress Platinum Elite MasterCard® Secured Credit Card

    First Progress Platinum Elite MasterCard® Secured Credit Card



    • Get Approved Fast - Just Click Below to Start the Process!
    • No Credit History or Minimum Credit Score Required for Approval
    • Quick and Complete Online Application
    • Full-Feature Platinum MasterCard® Secured Credit Card
    • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
    • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
    • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
    • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
    • 24/7 Online Access to Your Account
    • Nationwide Program - though not yet available in NY, IA, AR, or WI


    Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
    N/A for N/A N/A for N/A 19.99%* Variable $29* Poor

    Application for the First Progress Platinum Elite MasterCard® Secured Credit Card

    First Progress Platinum Elite MasterCard® Secured Credit Card


    Credit score info for First Progress Platinum Elite MasterCard® Secured Credit Card
    Lowest credit score approved: 497**
    Average credit score approved: 557**       What's my credit score?
    *Note: If the credit score data above displays a 0, it indicates that data is not currently available.

    Interest rate details for the First Progress Platinum Elite MasterCard® Secured Credit Card
    Regular APR Intro APR on Purchases Intro APR on Balance Transfers
    19.99%* Variable N/A for N/A N/A for N/A

    Fee information for the First Progress Platinum Elite MasterCard® Secured Credit Card
    Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
    $29 N/A 3%, Min: $10 Up to $35 3%


    First Progress Platinum Prestige MasterCard® Secured Card

    First Progress Platinum Prestige MasterCard® Secured Card



    • Get Approved Fast - Just Click Below to Start the Process!
    • No Credit History or Minimum Credit Score Required for Approval
    • Quick and Complete Online Application
    • Full-Feature Platinum MasterCard® Secured Credit Card
    • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
    • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
    • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
    • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
    • 24/7 Online Access to Your Account
    • Nationwide Program - though not yet available in NY, IA, AR, or WI


    Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
    N/A for N/A N/A for N/A 11.99%* Variable $44* Poor

    Application for the First Progress Platinum Prestige MasterCard® Secured Card

    First Progress Platinum Prestige MasterCard® Secured Credit Card


    Credit score info for First Progress Platinum Prestige MasterCard® Secured Card
    Lowest credit score approved: 490**
    Average credit score approved: 556**       What's my credit score?
    *Note: If the credit score data above displays a 0, it indicates that data is not currently available.

    Interest rate details for the First Progress Platinum Prestige MasterCard® Secured Card
    Regular APR Intro APR on Purchases Intro APR on Balance Transfers
    11.99%* Variable N/A for N/A N/A for N/A

    Fee information for the First Progress Platinum Prestige MasterCard® Secured Card
    Annual Fee Balance Transfer Fee Cash Advance Fee Late Fee Foreign Transaction Fee
    $44 N/A 3%, Min: $5 Up to $35 3%



    Related Resource: Credit Report & Credit Score



    GoFreeCredit.com

    GoFreeCredit.com

    • FREE* Equifax Credit Scoreā„¢
    • In-depth information on your score in an easy to understand format
    • Daily credit monitoring of your Equifax, Experian and TransUnion credit files and alerts to key changes
    • Free 30-day Trial*
    • *If you don't cancel your membership within 30 days of enrollment, you will be billed $16.95 for each subsequent month that you continue your membership.
    Learn more Learn more about this offer





    About Credit Cards: Bad or Damaged Credit

    Credit can go from good to bad to poor for a number of reasons, including missed payments, late payments, going over limits, etc. On the other hand, bad credit can improve to good credit, too. But this can take a little bit of work...more


    About our "bad credit" credit card comparisons

    We strive to provide comprehensive listings of credit cards to help you find an offer that fits your needs, whether your credit is good, bad, or somewhere in between. For answers to any specific questions about "bad credit" credit cards or any other type of credit card, visit our credit card FAQs.



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    * See the online credit card application for details about terms and conditions of a specific offer.
    ** Users have received approvals with these TransUnion New Account credit scores, based on a data from a third party. These approval metrics are only guidelines and approval is not guaranteed.




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