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Financial Calculators - Credit Card, Debt and Loan Calculators

Financial Calculators - Credit Card, Debt and Loan Calculators




Financial Calculators - e-wisdom.com

Personal Finance Calculators



We are proud to offer a wide variety of financial calculators to help you assess your specific financial situation quickly and easily.

Interactive calculations, dynamic graphs and fully customizable reports are just a few of the features that make our calculators stand out. Utilize our calculators to better understand your finances and the options that may be available to you.



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Credit Card Calculators




Balance Transfer Calculator


Balance Transfer Calculator

Determine the best distribution of your credit card debt. Determine which balance transfers will produce the greatest savings.


Credit Card Minimum Payment Calculator


Credit Card Minimum Payment Calculator

Use this calculator to determine how long it will take you to payoff your credit cards if you only make the minimum payments.


Credit Card Roll-Down Calculator


Credit Card Roll-Down Calculator

This calculator applies two simple principles to help you determine how to pay off your credit card debt as quickly as possible.


Credit Card Payoff Calculator


Credit Card Payoff Calculator

Use this calculator to see what it will take to payoff your credit card balance, and what you can change to meet your repayment goals.




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Debt Management Calculators




Personal Debt Consolidation Calculator


Personal Debt Consolidation Calculator

Should you consolidate your debt? This calculator is designed to help determine whether debt consolidation is right for you.


Debt Consolidation Calculator


Debt Consolidation Calculator

See what your monthly payment would be with a consolidated loan. Adjust your terms, loan types and/or rate to compare options.


Accelerated Debt Payoff Calculator


Accelerated Debt Payoff Calculator

Consolidating your debt is only half of the battle. This calculator can show you how to accelerate your debt payoff


Total Debt Calculator


Total Debt Calculator

How much do you owe and how long it will take to pay off? Use this calculator as a starting point for your debt management plan.


Home Equity Debt Consolidation Calculator


Home Equity Debt Consolidation Calculator

Use this calculator to determine whether using your home equity to consolidate your debt is the right decision for you.







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Home Loan Calculators




ARM vs. Fixed Rate Mortgage Calculator


ARM vs. Fixed Rate Mortgage Calculator

Use this calculator to compare a fixed rate mortgage to two types of ARMs, a fully-amortizing ARM and an interest-only ARM.


Refinance Interest Savings Calculator


Refinance Interest Savings Calculator

Use this calculator to find out how much interest you may be able to save by refinancing your existing mortgage.


Loan Comparison Calculator


Loan Comparison Calculator

Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.


Mortgage Required Income Calculator


Mortgage Required Income Calculator

Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.


Home Equity Debt Consolidation Calculator


Home Equity Debt Consolidation Calculator

Use this calculator to determine whether using your home equity to consolidate your debt is the right decision for you.







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Auto Loan Calculators




Monthly Auto Loan Payment Calculator


Monthly Auto Loan Payment Calculator

Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price.


Auto Rebate vs. Low Interest Calculator


Auto Rebate vs. Low Interest Calculator

Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.


Auto Lease vs. Buy Calculator


Auto Lease vs. Buy Calculator

Should you lease your next automobile or finance it? Find out whether your should buy or lease with this easy-to-use calculator.


Auto Loan Eary Payoff Calculator


Auto Loan Eary Payoff Calculator

Find out how much interest you may be able to save by increasing your auto loan payment each month.


Low Interest Auto Loan Savings Calculator


Low Interest Auto Loan Savings Calculator

Compare up to three different auto financing options to see the difference in savings associated with different interest rates.








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Student Loan Calculators




Student Loan Consolidation Calculator


Student Loan Consolidation Calculator

Find out whether student loan consolidation can free up extra cash to pay off your higher interest debt sooner.


Student Budget Calculator


Student Budget Calculator

Calculate and analyze your budget as a full-time student while attending a university, college or other full-time educational institution.




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Savings Calculators




Savings Rate Calculator


Savings Rate Calculator

See how different savings rates, the timing of your deposits and different savings strategies can impact your overall savings over time.


Compound Savings Calculator


Compound Savings Calculator

Consistent investments over a number of years can be an effective strategy to accumulate wealth. Put this savings strategy to work for you.


Savings Goals Calculator


Savings Goals Calculator

What will it take to help reach your savings goals? Find out in a few simple steps. Formulate a customized savings plan.







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Other (Miscellaneous) Calculators




Life Insurance Calculator


Life Insurance Calculator

How much life insurance do you need? Simply enter your current assets, expenses, income to get started.


Home Budget Analysis Calculator


Home Budget Analysis Calculator

Exactly where is your money going each month? Calculate and analyze your current monthly expenses and identify areas for improvement.



Note: This information is for general use only. Use this information as part of a full research process. General financial advice does not always apply directly to individual financial matters. Please consult a financial expert with specific and complex questions about your individual situation.



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