Personal Finance Calculators

Financial Calculators

Banking, Credit Card, Debt, Mortgage, and Insurance Calculators

We offer a wide variety of personal finance calculators to help you assess your specific financial situation quickly and easily.

Interactive calculations, dynamic graphs and fully customizable reports are just a few of the features that make our calculators stand out. Utilize our calculators to better understand your finances and the options that may be available to you.



Credit Card Calculators

Balance Transfer Calculator

Balance Transfer Calculator

Calculate the best distribution of your credit card debt. Determine which balance transfers will produce the greatest savings.


Credit Card Minimum Payment Calculator

Credit Card Minimum Payment Calculator

Use this calculator to determine how long it will take you to payoff your credit cards if you only make the minimum payments.


Credit Card Roll-Down Calculator

Credit Card Roll-Down Calculator

This calculator applies two simple principles to help you determine how to pay off your credit card debt as quickly as possible.


Credit Card Payoff Calculator

Credit Card Payoff Calculator

Use this calculator to see what it will take to payoff your credit card balance, and what you can change to meet your repayment goals.



Mortgage Calculators

Refinance Breakeven Calculator

Refinance Breakeven Calculator

Determine how long will it take to break even if you refinance your mortgage. Is refinancing a sound financial decision?


Mortgage Qualifier Calculator

Mortgage Qualifier Calculator

The first step in buying a house is determining your budget and estimating how much you may be able to afford.


Mortgage Payoff Calculator

Mortgage Payoff Calculator

Estimate how much interest you may be able to save simply by increasing your mortgage payment each month.


ARM vs. Fixed Rate Mortgage Calculator

ARM vs. Fixed Rate Mortgage Calculator

Use this calculator to compare a fixed rate mortgage to two types of ARMs, a fully-amortizing ARM and an interest-only ARM.


Refinance Interest Savings Calculator

Refinance Interest Savings Calculator

Use this calculator to find out how much interest you may be able to save by refinancing your existing mortgage.


Loan Comparison Calculator

Loan Comparison Calculator

Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.


Mortgage Required Income Calculator

Mortgage Required Income Calculator

Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.


Home Equity Debt Consolidation Calculator

Home Equity Debt Consolidation Calculator

Use this calculator to determine whether using your home equity to consolidate your debt is the right decision for you.



Savings Calculators

Savings Delay Calculator

Savings Delay Calculator

Waiting to begin your savings plan can have a huge impact on your results. A delay of even a few years could cost you big.


Emergency Savings Calculator

Emergency Savings Calculator

Determine how much emergency savings you may need, and how you can begin a saving strategy geared toward this important goal.


Certificate of Deposit Calculator

Certificate of Deposit Calculator

Compare Certificate of Deposit (CD) options. Compare different rates and lengths to see how much you may be able to earn.


CD Ladder Calculator

CD Ladder Calculator

Examine the benefits of investing in a series of Certificates of Deposit (CDs), a strategy also known as CD laddering.


Savings Rate Calculator

Savings Rate Calculator

See how different savings rates, the timing of your deposits and different savings strategies can impact your overall savings over time.


Compound Savings Calculator

Compound Savings Calculator

Consistent investments over time can be an effective strategy to accumulate wealth. Put this savings strategy to work for you.


Savings Goals Calculator

Savings Goals Calculator

What will it take to help reach your savings goals? Find out in a few simple steps. Formulate a customized savings plan.






Auto Loan Calculators

Monthly Auto Loan Payment Calculator

Monthly Auto Loan Payment Calculator

Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price.


Auto Rebate vs. Low Interest Calculator

Auto Rebate vs. Low Interest Calculator

Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.


Auto Lease vs. Buy Calculator

Auto Lease vs. Buy Calculator

Should you lease your next automobile or finance it? Find out whether your should buy or lease with this easy-to-use calculator.


Auto Loan Early Payoff Calculator

Auto Loan Early Payoff Calculator

Find out how much interest you may be able to save by increasing your auto loan payment each month.


Auto Loan Savings Calculator

Auto Loan Savings Calculator

Compare up to three different auto financing options to see the difference in savings associated with different interest rates.






Debt Management Calculators

Personal Debt Consolidation Calculator

Personal Debt Consolidation Calculator

Should you consolidate your debt? This calculator is designed to help determine whether debt consolidation is right for you.


Debt Consolidation Calculator

Debt Consolidation Calculator

See what your monthly payment would be with a consolidated loan. Adjust your terms, loan types and/or rate to compare options.


Accelerated Debt Payoff Calculator

Accelerated Debt Payoff Calculator

Consolidating your debt is only half of the battle. This calculator can show you how to accelerate your debt payoff.


Total Debt Calculator

Total Debt Calculator

How much do you owe and how long it will take to pay off? Use this calculator as a starting point for your debt management plan.



Insurance Calculators

HSA vs Traditional Health Plan Calculator

HSA vs Traditional Health Plan Calculator

Compare a High Deductible Health Plan (HDHP) / Health Savings Account (HSA) combination to a traditional health plan.


HSA Savings Calculator

HSA Savings Calculator

Determine how much your Health Savings Account (HSA) will be worth over time. Fine tune your plan by comparing options.


Enhanced Life Insurance Calculator

Enhanced Life Insurance Calculator

Decide how much life insurance you might need. Calculations include detailed net worth analysis, budgeting and college savings.


Life Insurance Calculator

Life Insurance Calculator

How much life insurance do you need? Simply enter your current assets, expenses, income to get started.



Student Loan Calculators

Student Loan Consolidation Calculator

Student Loan Consolidation Calculator

Find out whether student loan consolidation can free up extra cash to pay off your higher interest debt sooner.


Student Budget Calculator

Student Budget Calculator

Calculate and analyze your budget as a full-time student while attending a university, college or other full-time educational institution.



Other (Miscellaneous) Calculators

Home Budget Analysis Calculator

Home Budget Analysis Calculator

Exactly where is your money going each month? Calculate and analyze your current monthly expenses and identify areas for improvement.







About our personal finance calculators

Our personal finance calculators can be excellent resources in a number of different financial decisions. Use these financial calculators as part of your overall research and decision-making process.


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Personal Finance Calculators