Article Recap for October 2008
Friday, October 31st, 2008
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Quick Summary of Articles Published in October 2008
Understanding the subtleties of student loans
Different types of student loans often have different terms, repayment periods, delinquency issues, loan forgiveness clauses, and/or grace periods. It is important to become familiar with these differences and evaluate the programs available before making a final decision.
How to avoid mounting credit card debt
Taking part in responsible credit card use is the main key to avoiding massive amounts of debt. But credit card debt is an unfortunate reality for some. The first step in combating growing credit card debt is to map out a budget for yourself. Plan ahead so that you know where you stand financially.
Three things to know about your credit card
You are probably aware that all credit cards are not created equal. Many have various APR’s, fees, and/or restrictions. These three items are often ignored by cardholders. It is important that people learn about these items before they obtain or use credit cards with these provisions.
When is the right time to refinance?
When is the best time to refinance your home? There are many situations that could make mortgage refinancing a tempting option. But is it always the best choice? Get sound advice on how to approach your home refinance situation.
Three questions to ask about your auto insurance policy
Auto insurance is correctly perceived as complex, confusing, and misunderstood. Here are some important questions that are often overlooked and/or unasked that could save or cost you money. Consider these important issues to create better insurance coverage and save you money.
Letting your credit card reward you
Credit card reward programs offer many benefits to cardholders. These days, rewards can often be redeemed in the form of cash back, airline tickets, gift cards, merchandise and more. But it is important to understand how these programs work before deciding if applying for and ultimately using a reward credit card is right for you.
Whole vs. term life insurance
Comparing the merits of whole life insurance and term life insurance can be a tedious task. It is important to outline the differences between term and whole life insurance, which can, in turn, help to clarify some of the benefits of each type of insurance and when to make use of the different coverages.
What you need to know about identity theft
Identity theft attempts have been growing in sophistication for a number of years now, and it is important for all consumers to know how to spot these schemes. The faster you can notice identity theft the better off you will be and the more damage you will be able to prevent.
Benefits of student loan consolidation
Consolidating student loans can provide many benefits to those who have several student loans to repay through different lenders. But student loan consolidation is not always the best choice. When looking into consolidation, there are several factors to consider, including interest rates, monthly payments and budgets, and borrower benefits.
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