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	<title>e-wisdom.com blog</title>
	<link>http://www.e-wisdom.com/blog</link>
	<description>knowledge for the smart consumer</description>
	<pubDate>Wed, 02 Jul 2008 15:54:22 +0000</pubDate>
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		<title>About Credit Scores</title>
		<link>http://www.e-wisdom.com/blog/internet-service/about-credit-scores/</link>
		<comments>http://www.e-wisdom.com/blog/internet-service/about-credit-scores/#comments</comments>
		<pubDate>Wed, 02 Jul 2008 12:06:20 +0000</pubDate>
		<dc:creator>blog</dc:creator>
		
	<category>Internet Service</category>
	<category>Credit Cards</category>
	<category>Loans</category>
	<category>Miscellaneous</category>
	<category>Insurance</category>
	<category>Personal Finance</category>
		<guid isPermaLink="false">http://www.e-wisdom.com/blog/internet-service/about-credit-scores/</guid>
		<description><![CDATA[




What elements factor into the calculation of a credit score?
Your credit score is based on the various information that is present in your individual credit report. The score is based on the different categories, which vary amongst different scoring models. In addtition, how much weight each category holds in a specfic scoring model also varies.
However, [...]]]></description>
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		<item>
		<title>Article Recap for June 2008</title>
		<link>http://www.e-wisdom.com/blog/web-site-updates/article-recap-for-june-2008/</link>
		<comments>http://www.e-wisdom.com/blog/web-site-updates/article-recap-for-june-2008/#comments</comments>
		<pubDate>Sun, 29 Jun 2008 12:06:58 +0000</pubDate>
		<dc:creator>blog</dc:creator>
		
	<category>Site Updates</category>
	<category>Personal Finance</category>
		<guid isPermaLink="false">http://www.e-wisdom.com/blog/web-site-updates/article-recap-for-june-2008/</guid>
		<description><![CDATA[




Quick Summary of Articles Published in June 2008
Tips for Cleaning Up an Inaccurate Credit Report
Errors and inaccuracies can show up on your credit report for many different reasons. And these kind of mistakes can really end up costing you when it comes time to buy a home, purchase a car, rent an apartment or even [...]]]></description>
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		<item>
		<title>About Our Wireless Comparisons</title>
		<link>http://www.e-wisdom.com/blog/cell-phones/about-our-wireless-comparisons/</link>
		<comments>http://www.e-wisdom.com/blog/cell-phones/about-our-wireless-comparisons/#comments</comments>
		<pubDate>Wed, 25 Jun 2008 12:06:33 +0000</pubDate>
		<dc:creator>blog</dc:creator>
		
	<category>Cell Phones</category>
		<guid isPermaLink="false">http://www.e-wisdom.com/blog/cell-phones/about-our-wireless-comparisons/</guid>
		<description><![CDATA[




Cellular Comparison - How it Works
It may be helpful to have a good understanding of how our wireless comparisons work before beginning your search process.
Our cell phones section provides an opportunity to compare cell phones, authorized dealers, carriers, and rate plans from reputable online sources. Read more about how our wireless comparisons work for more [...]]]></description>
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		<item>
		<title>Business Insurance Explained</title>
		<link>http://www.e-wisdom.com/blog/web-site-updates/business-insurance-explained/</link>
		<comments>http://www.e-wisdom.com/blog/web-site-updates/business-insurance-explained/#comments</comments>
		<pubDate>Sat, 21 Jun 2008 12:06:30 +0000</pubDate>
		<dc:creator>blog</dc:creator>
		
	<category>Site Updates</category>
	<category>Insurance</category>
	<category>Small Business</category>
		<guid isPermaLink="false">http://www.e-wisdom.com/blog/web-site-updates/business-insurance-explained/</guid>
		<description><![CDATA[




Business Insurance Advice Center
Our new business insurance tips and advice center serves to answer many frequently asked questions about the basics of business insurance. In addition, the center examines the subtleties of small business insurance, and digs into topics such as different types of insurance coverage and plans that are available to small businesses.
Topics include:
- [...]]]></description>
		<wfw:commentRSS>http://www.e-wisdom.com/blog/web-site-updates/business-insurance-explained/feed/</wfw:commentRSS>
		</item>
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		<title>Regular APR vs. Introductory APR</title>
		<link>http://www.e-wisdom.com/blog/credit-cards/regular-apr-vs-introductory-apr/</link>
		<comments>http://www.e-wisdom.com/blog/credit-cards/regular-apr-vs-introductory-apr/#comments</comments>
		<pubDate>Tue, 17 Jun 2008 12:06:52 +0000</pubDate>
		<dc:creator>blog</dc:creator>
		
	<category>Credit Cards</category>
	<category>Personal Finance</category>
		<guid isPermaLink="false">http://www.e-wisdom.com/blog/credit-cards/regular-apr-vs-introductory-apr/</guid>
		<description><![CDATA[




How do introductory APRs differ from regular, or ongoing, APRs?
When comparing different credit card offers, it is important to be aware of some of the common terminology that is used on credit card applications and in the terms and conditions of each credit card offer. Two terms that show up often are &#8220;introductory APR&#8221; and [...]]]></description>
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		<item>
		<title>VoIP vs. Traditional Long Distance Service</title>
		<link>http://www.e-wisdom.com/blog/internet-service/voip-vs-traditional-long-distance-service/</link>
		<comments>http://www.e-wisdom.com/blog/internet-service/voip-vs-traditional-long-distance-service/#comments</comments>
		<pubDate>Fri, 13 Jun 2008 12:06:18 +0000</pubDate>
		<dc:creator>blog</dc:creator>
		
	<category>Internet Service</category>
	<category>Long Distance</category>
		<guid isPermaLink="false">http://www.e-wisdom.com/blog/internet-service/voip-vs-traditional-long-distance-service/</guid>
		<description><![CDATA[




Which is better: VoIP or traditional long distance service?
Voice over Internet Protocol (VoIP) utilizes your existing Internet connection to make local and/or long distance phone calls. VoIP has been around for a few years now and it continues to gain popularity. 
So does it provide a better overall value and experience than traditional, landline long [...]]]></description>
		<wfw:commentRSS>http://www.e-wisdom.com/blog/internet-service/voip-vs-traditional-long-distance-service/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Credit Card Roll-Down Calculator</title>
		<link>http://www.e-wisdom.com/blog/credit-cards/credit-card-roll-down-calculator/</link>
		<comments>http://www.e-wisdom.com/blog/credit-cards/credit-card-roll-down-calculator/#comments</comments>
		<pubDate>Mon, 09 Jun 2008 12:06:35 +0000</pubDate>
		<dc:creator>blog</dc:creator>
		
	<category>Credit Cards</category>
	<category>Miscellaneous</category>
	<category>Personal Finance</category>
		<guid isPermaLink="false">http://www.e-wisdom.com/blog/credit-cards/credit-card-roll-down-calculator/</guid>
		<description><![CDATA[




Pay off your credit card debt faster
Chances are that if you have credit card debt, your main goal is to pay off this credit card debt in its entirety as quickly as possible. Easier said than done, right? As with most personal finance matters, formulating a basic plan and strategy is one key to success. [...]]]></description>
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		</item>
		<item>
		<title>About Balance Transfer Fees</title>
		<link>http://www.e-wisdom.com/blog/credit-cards/about-balance-transfer-fees/</link>
		<comments>http://www.e-wisdom.com/blog/credit-cards/about-balance-transfer-fees/#comments</comments>
		<pubDate>Wed, 04 Jun 2008 12:06:57 +0000</pubDate>
		<dc:creator>blog</dc:creator>
		
	<category>Credit Cards</category>
	<category>Personal Finance</category>
		<guid isPermaLink="false">http://www.e-wisdom.com/blog/credit-cards/about-balance-transfer-fees/</guid>
		<description><![CDATA[




What is a balance transfer fee?
When transferring an existing balance from one credit card to another credit card, a balance transfer fee is sometimes charged at the time of the balance transfer transaction. This balance transfer fee is a separate charge and is not connected to the finance charges that you may incur on that [...]]]></description>
		<wfw:commentRSS>http://www.e-wisdom.com/blog/credit-cards/about-balance-transfer-fees/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Article Recap for May 2008</title>
		<link>http://www.e-wisdom.com/blog/web-site-updates/article-recap-for-may-2008/</link>
		<comments>http://www.e-wisdom.com/blog/web-site-updates/article-recap-for-may-2008/#comments</comments>
		<pubDate>Sat, 31 May 2008 12:06:45 +0000</pubDate>
		<dc:creator>blog</dc:creator>
		
	<category>Site Updates</category>
	<category>Personal Finance</category>
		<guid isPermaLink="false">http://www.e-wisdom.com/blog/web-site-updates/article-recap-for-may-2008/</guid>
		<description><![CDATA[




Quick Summary of Articles Published in May 2008
Wise Credit Card Use Brings Fewer Fees
There is no doubt that credit cards are a huge convenience, and in today&#8217;s world they are virtually a necessity. But if you don&#8217;t use your credit cards wisely, the fees, interest charges and other various costs can add up quickly. Follow [...]]]></description>
		<wfw:commentRSS>http://www.e-wisdom.com/blog/web-site-updates/article-recap-for-may-2008/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>About Homeowners Insurance</title>
		<link>http://www.e-wisdom.com/blog/web-site-updates/about-homeowners-insurance/</link>
		<comments>http://www.e-wisdom.com/blog/web-site-updates/about-homeowners-insurance/#comments</comments>
		<pubDate>Wed, 28 May 2008 12:06:38 +0000</pubDate>
		<dc:creator>blog</dc:creator>
		
	<category>Site Updates</category>
	<category>Insurance</category>
		<guid isPermaLink="false">http://www.e-wisdom.com/blog/web-site-updates/about-homeowners-insurance/</guid>
		<description><![CDATA[




New Home Insurance Tips and Advice Center
Home insurance: If you own a home, then it is a good bet that you have some form of it. Even if you don&#8217;t own a home, you may already have another form of home insurance, such as renters insurance. As with most things insurance-related, there is a lot [...]]]></description>
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