Opt Out From Receiving Prescreened Offers of Credit

Stop unsolicited offers of credit from filling up your mailbox

Are you tired of opeing up your mailbox and seeing a pile of prescreened or preapproved offers of credit? Whether you are tired of wasting time discarding these unwanted offers, worried about identity theft issues with this type of mail or have others reasons why you wish these offers to cease, know that there is a way to stop receiving these types of unsolicited offers in the mail.

OptOutPrescreen.com is a secure site, authorized by Equifax, Experian, Innovis and TransUnion, for consumers to Opt-Out of preapproved or prescreened offers of credit or insurance. Your rights as a consumer under the Fair Credit Reporting Act (FCRA) include the right to “Opt-Out” from receiving these offers for 5 years or permanently.

Visit OptOutPrescreen.com for details on how to opt out electronically (online) or opt out by mail (not online). Be sure to check out their extensive FAQs if you have any questions about how the process works, the security of opting out online, etc.

Do you need even more information on this topic? Read What should I do about all the credit card offers I receive in the mail? for additional details and tips.

This is just one of a number of topics related to credit cards that are covered in our credit card tips and advice center. Make your next credit decision a knowledgeable one. Use our extensive resources to increase your knowledge.

Posted in Credit Cards, Insurance, Loans, Personal Finance

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