Tuesday, January 23rd, 2007
You don’t have to look very hard to find all kinds of credit card offers floating around out there. However, if you look just hard enough, you can probably find a card that fits your needs more closely than you ever thought. Today, a lot of credit cards offer cardhlders the opportuity to take part in rewards programs. And there are many different types of reward programs out there - no matter where your interests lie.
Rewards credit cards give various rewards to cardholders for making purchases with the card. A cardholder earns rewards based on the dollar amount of his/her purchases with that particular credit card over a period of time.
Usually, a cardholder accumulates “points” for using the credit card for purchases over a period of time. Cardholders can then use these accumulated points to obtain specific rewards or rebates. The type of rewards that a cardholder can get with these points varies widely from credit card to credit card.
Currently, you can find rewards credit cards that give:
- Cash back rewards
- Airfare or other travel discounts
- Hotel rewards and rebates
- Automotive rebates
- Gasoline rebates
- Rewards geared toward parents
- Sports-related rewards
- And other rewards
Some rewards credit cards do come with an annual fee but it is becoming easier and easier to find rewards credit cards that carry no annual fee. Shop around. Every credit card is a bit different and promotional offers often change, so be sure to thoroughly look over the terms and conditions for each specific card before applying.
You can compare all rewards credit cards or click on the links above to view credit cards that allow cardholders to earn a specific type of reward or rebate.
You can also get answers to common questions about credit cards in our credit card FAQs or find more credit-related information in our credit resources area.
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