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	<title>e-wisdom.com blog &#187; Personal Finance</title>
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		<title>ARM vs. Fixed Rate Mortgage Calculator</title>
		<link>http://www.e-wisdom.com/blog/loans/arm-vs-fixed-rate-mortgage-calculator/</link>
		<comments>http://www.e-wisdom.com/blog/loans/arm-vs-fixed-rate-mortgage-calculator/#comments</comments>
		<pubDate>Thu, 29 Jan 2009 13:06:36 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Personal Finance]]></category>

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		<description><![CDATA[




Compare a fixed rate mortgages and ARMs
With mortgage loan rates low right now, refinancing your current mortgage might be a viable option for you. Our ARM vs. fixed rate mortgage calculator provides an easy way to compare possible fixed rate mortgages, as well as two types of ARMs (fully-amortizing and interest-only).
Simply enter your mortgage amount [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Refinance Interest Savings Calculator</title>
		<link>http://www.e-wisdom.com/blog/loans/refinance-interest-savings-calculator/</link>
		<comments>http://www.e-wisdom.com/blog/loans/refinance-interest-savings-calculator/#comments</comments>
		<pubDate>Tue, 20 Jan 2009 13:06:59 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Personal Finance]]></category>

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How much can you potentially save if you refinance your mortgage?
Our refinance interest savings calculator can help you estimate the answer to that quesiton. If you are considering refinancing your mortgage, it is essential to compare different loans and scenarios before making a decision and signing the new papers.
Enter the specifics about your current mortgage, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What kinds of life insurance are available?</title>
		<link>http://www.e-wisdom.com/blog/insurance/what-kinds-of-life-insurance-are-available/</link>
		<comments>http://www.e-wisdom.com/blog/insurance/what-kinds-of-life-insurance-are-available/#comments</comments>
		<pubDate>Thu, 15 Jan 2009 13:06:22 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>

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		<description><![CDATA[Tip: Understand the different kinds of life insurance
Life insurance is an important purchase, and it is important to understand the different types of coverage that are available.  The two main types of life insurance are known in the industry as term life and whole life, and each has its own unique benefits and drawbacks. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Savings Rate Calculator</title>
		<link>http://www.e-wisdom.com/blog/web-site-updates/savings-rate-calculator/</link>
		<comments>http://www.e-wisdom.com/blog/web-site-updates/savings-rate-calculator/#comments</comments>
		<pubDate>Sat, 10 Jan 2009 13:06:09 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Site Updates]]></category>

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Savings Rate Calculator
With the New Year here, now is the time to take a look at your personal finance situation and set some goals for the coming year. Our savings calculators can help to set attainable savings goals for the months ahead. 
Our savings rate calculator allows you to compare how different savings rates can [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Article Recap for Decemeber 2008</title>
		<link>http://www.e-wisdom.com/blog/web-site-updates/article-recap-for-decemeber-2008/</link>
		<comments>http://www.e-wisdom.com/blog/web-site-updates/article-recap-for-decemeber-2008/#comments</comments>
		<pubDate>Wed, 31 Dec 2008 13:06:34 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Site Updates]]></category>

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		<description><![CDATA[




Quick Summary of Articles Published in December 2008
Credit cards: Five things not to do
Credit cards can be wonderful tools. They can also give you the opportunity to generate financial trouble for yourself.
Recent FDIC changes and how they affect you
FDIC insurance coverage was modified as a result of the Federal government&#8217;s financial assistance program in 2008. [...]]]></description>
		<wfw:commentRss>http://www.e-wisdom.com/blog/web-site-updates/article-recap-for-decemeber-2008/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Auto Lease vs. Buy Calculator</title>
		<link>http://www.e-wisdom.com/blog/loans/auto-lease-vs-buy-calculator/</link>
		<comments>http://www.e-wisdom.com/blog/loans/auto-lease-vs-buy-calculator/#comments</comments>
		<pubDate>Sun, 21 Dec 2008 13:06:07 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Personal Finance]]></category>

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Auto Lease vs. Buy Calculator
When talking about cars, there are a lot of debateable questions that can arise, regardless of the exact topic of coversation. But some questions seem to come up more often than others. When the topic turns to purchasing a new car, one question seems to show up time after time: Is [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Enhanced Credit Card Reward Programs</title>
		<link>http://www.e-wisdom.com/blog/news/enhanced-credit-card-reward-programs/</link>
		<comments>http://www.e-wisdom.com/blog/news/enhanced-credit-card-reward-programs/#comments</comments>
		<pubDate>Tue, 16 Dec 2008 13:06:45 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Personal Finance]]></category>

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Credit card reward programs can now be more rewarding
A recent article detailed changes and ehancements that some banks are making with their credit card reward programs to help benefit cardholders.
According to the article, some credit card reward programs can now help cardholders save more for retirement and/or reduce their overall debt. Credit card reward programs [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FDIC Insurance Changes</title>
		<link>http://www.e-wisdom.com/blog/personal-finance/fdic-insurance-changes/</link>
		<comments>http://www.e-wisdom.com/blog/personal-finance/fdic-insurance-changes/#comments</comments>
		<pubDate>Fri, 12 Dec 2008 13:06:56 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Personal Finance]]></category>

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		<description><![CDATA[




FDIC Temporarily Increases Coverage
On October 3, 2008, federal deposit insurance coverage was raised from $100,000 to $250,000 per depositor. The temporary increase in deposit insurance coverage became effective as part of the Emergency Economic Stabilization Act of 2008. See below for further details.
Since October 3, 2008: The Federal Deposit Insurance Corporation (FDIC) announced that deposits [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Card Minimum Payment Calculator</title>
		<link>http://www.e-wisdom.com/blog/credit-cards/credit-card-minimum-payment-calculator/</link>
		<comments>http://www.e-wisdom.com/blog/credit-cards/credit-card-minimum-payment-calculator/#comments</comments>
		<pubDate>Thu, 04 Dec 2008 13:06:12 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Personal Finance]]></category>

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Calculate how long will it take to pay off your credit card balance only making the minimum payment each month
How long will it take you to pay off your credit cards if you only make the minimum payments? And how much interest will you end up paying on your current balance if you only make [...]]]></description>
		<wfw:commentRss>http://www.e-wisdom.com/blog/credit-cards/credit-card-minimum-payment-calculator/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Article Recap for November 2008</title>
		<link>http://www.e-wisdom.com/blog/web-site-updates/article-recap-for-november-2008-not-done/</link>
		<comments>http://www.e-wisdom.com/blog/web-site-updates/article-recap-for-november-2008-not-done/#comments</comments>
		<pubDate>Sat, 29 Nov 2008 13:06:41 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Site Updates]]></category>

		<guid isPermaLink="false">http://www.e-wisdom.com/blog/web-site-updates/article-recap-for-november-2008-not-done/</guid>
		<description><![CDATA[




Quick Summary of Articles Published in November 2008
Five ways to save money on auto insurance
There are some specific things that can do to save money on auto insurance costs.
Credit cards: Read the fine print
Paying attention to the terms and conditions of your credit card can really pay off.
Important mortgage terms to understand
Taking a quick refresher [...]]]></description>
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		<slash:comments>0</slash:comments>
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