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	<title>e-wisdom.com blog &#187; Loans</title>
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		<title>ARM vs. Fixed Rate Mortgage Calculator</title>
		<link>http://www.e-wisdom.com/blog/loans/arm-vs-fixed-rate-mortgage-calculator/</link>
		<comments>http://www.e-wisdom.com/blog/loans/arm-vs-fixed-rate-mortgage-calculator/#comments</comments>
		<pubDate>Thu, 29 Jan 2009 13:06:36 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Personal Finance]]></category>

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		<description><![CDATA[




Compare a fixed rate mortgages and ARMs
With mortgage loan rates low right now, refinancing your current mortgage might be a viable option for you. Our ARM vs. fixed rate mortgage calculator provides an easy way to compare possible fixed rate mortgages, as well as two types of ARMs (fully-amortizing and interest-only).
Simply enter your mortgage amount [...]]]></description>
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		<title>Refinance Interest Savings Calculator</title>
		<link>http://www.e-wisdom.com/blog/loans/refinance-interest-savings-calculator/</link>
		<comments>http://www.e-wisdom.com/blog/loans/refinance-interest-savings-calculator/#comments</comments>
		<pubDate>Tue, 20 Jan 2009 13:06:59 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Personal Finance]]></category>

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How much can you potentially save if you refinance your mortgage?
Our refinance interest savings calculator can help you estimate the answer to that quesiton. If you are considering refinancing your mortgage, it is essential to compare different loans and scenarios before making a decision and signing the new papers.
Enter the specifics about your current mortgage, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Auto Lease vs. Buy Calculator</title>
		<link>http://www.e-wisdom.com/blog/loans/auto-lease-vs-buy-calculator/</link>
		<comments>http://www.e-wisdom.com/blog/loans/auto-lease-vs-buy-calculator/#comments</comments>
		<pubDate>Sun, 21 Dec 2008 13:06:07 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Personal Finance]]></category>

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Auto Lease vs. Buy Calculator
When talking about cars, there are a lot of debateable questions that can arise, regardless of the exact topic of coversation. But some questions seem to come up more often than others. When the topic turns to purchasing a new car, one question seems to show up time after time: Is [...]]]></description>
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		<title>Payment Holidays Explained</title>
		<link>http://www.e-wisdom.com/blog/loans/payment-holidays-explained/</link>
		<comments>http://www.e-wisdom.com/blog/loans/payment-holidays-explained/#comments</comments>
		<pubDate>Sun, 16 Nov 2008 12:06:08 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Personal Finance]]></category>

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		<description><![CDATA[




Understanding Mortgage Terms: Payment Holidays
Depending on your mortgage lender, and the individual mortgage you have, it may be possible to take what is referred to as a payment holiday. 
A payment holiday is basically a break in the payment plan on your mortgage so that you can miss a month or a number of months [...]]]></description>
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		<title>About Universal Default</title>
		<link>http://www.e-wisdom.com/blog/credit-cards/about-universal-default/</link>
		<comments>http://www.e-wisdom.com/blog/credit-cards/about-universal-default/#comments</comments>
		<pubDate>Tue, 04 Nov 2008 12:06:47 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[Personal Finance]]></category>

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What is universal default?
Universal default is an important term to watch out for when dealing with credit cards. Universal default permits a credit card company to increase your interest rates (or change your rates to the default rates) associated with that account because of negative information associated with any credit card or loan that you.
The [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Monthly Auto Loan Payment Calculator</title>
		<link>http://www.e-wisdom.com/blog/loans/monthly-auto-loan-payment-calculator/</link>
		<comments>http://www.e-wisdom.com/blog/loans/monthly-auto-loan-payment-calculator/#comments</comments>
		<pubDate>Thu, 23 Oct 2008 12:06:31 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Personal Finance]]></category>

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Estimate your monthly auto loan payment
The next time you decide to go into the local auto dealer and consider purchasing a new or used car, be prepared. A little bit of research ahead of time can save you a lot of time and trouble in the end. 
And we&#8217;re not even talking about researching the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debt Management Advice</title>
		<link>http://www.e-wisdom.com/blog/web-site-updates/debt-management-advice/</link>
		<comments>http://www.e-wisdom.com/blog/web-site-updates/debt-management-advice/#comments</comments>
		<pubDate>Mon, 13 Oct 2008 12:06:40 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Site Updates]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.e-wisdom.com/blog/web-site-updates/debt-management-advice/</guid>
		<description><![CDATA[




New Debt Management Tips and Advice Center
The latest addition to our constantly expanding knowledge center is our in-depth debt management FAQs, which goes into detail about various debt-related topics.
Topics include:
- Debt Consolidation Explained
- How to Choose a Debt Management Program
- Debt Management Terminology 
Whether you are looking for self-help debt managment tips, advice on how [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Accelerated Debt Payoff Calculator</title>
		<link>http://www.e-wisdom.com/blog/credit-cards/accelerated-debt-payoff-calculator/</link>
		<comments>http://www.e-wisdom.com/blog/credit-cards/accelerated-debt-payoff-calculator/#comments</comments>
		<pubDate>Sat, 13 Sep 2008 12:06:57 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Personal Finance]]></category>

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		<description><![CDATA[




Accelerate Your Debt Payoff
Consolidating your debt is only half of the battle, as you still need a sound plan to pay off your debt completely and in a timely fashion.With a well-thought debt consolidation and/or repayment plan, you can save hundreds, even thousands in interest and shave years off of your loan.
Our Accelerated Debt Payoff [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Loan Comparison Calculator</title>
		<link>http://www.e-wisdom.com/blog/loans/loan-comparison-calculator/</link>
		<comments>http://www.e-wisdom.com/blog/loans/loan-comparison-calculator/#comments</comments>
		<pubDate>Tue, 19 Aug 2008 12:06:13 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Personal Finance]]></category>

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Compare loans side by side quickly and easily
Determining which loan will provide you with the best overall value involves more than simply comparing the different monthly payment amounts. Use our loan comparison calculator to sort through not only the monthly payments, but also fees and other costs associated with getting a new loan. 
You are [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>About the FAFSA</title>
		<link>http://www.e-wisdom.com/blog/loans/about-the-fafsa/</link>
		<comments>http://www.e-wisdom.com/blog/loans/about-the-fafsa/#comments</comments>
		<pubDate>Thu, 14 Aug 2008 12:06:36 +0000</pubDate>
		<dc:creator>e-wisdom.com editors</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Student Loans]]></category>

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Free Application for Federal Student Aid
The FAFSA (Free Application for Federal Student Aid) is the no-cost application used by colleges and universities to determine eligibility for Federal Student Aid. The FAFSA is the first step in the financial aid process and is used to determine eligibiliy for different types of financial aid, including Pell Grants, [...]]]></description>
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