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e-wisdom.com blog

Archive for September, 2007




Internet Access Tips and Advice

Sunday, September 30th, 2007

New Internet Access Tips and Advice Center

The new Internet Access Tips & Advice center is the latest in our continuing efforts to bring extensive knowledge to consumers.

In this area, you will find answers to common questions about Internet service providers and other various ISP-related topics.

Topics include:
- Cable Internet Access
- Choosing an ISP
- Dial-Up Internet Access
- DSL Internet Access
- Internet Access Explained
- Other Types of Internet Access

This area will be updated regularly and will serve to help you make your next Internet service provider choice a knowledgeable one.

Visit the new ISP Tips and Advice area now.

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Cell Phone Reviews

Tuesday, September 25th, 2007

Latest In-Depth Expert Cell Phone Reviews

If you’re unsure whether or not a certain cell phone model will meet your needs, be sure to check out our cell phone reviews before making a final decision.

You can read brief overviews of the latest cell phones or dig deeper and read the full, in-depth reviews of each individual cell phones. Full reviews include information about design, features, display, messaging, connectivity, ease of use, battery life, durability and more.

In addition to reading our cell phone reviews, you can also compare cell phones side-by-side in order to make the most complete comparison as possible.

And once you have a good idea of which cell phone or cell phones you are interested in, you can compare the latest cell phone deals by searching what is available in your area.

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Friday, September 21st, 2007
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List of Long Distance Plans

Thursday, September 20th, 2007

If you’re searching for a new and/or cheaper long distance phone plan, visit our complete list of long distance phone plans. This section provides both short and detailed descriptions of all long distance plans offered.

Follow the “More Information” link next to the short description of any plan and you’ll be taken to the detailed description of that specific long distance plan.

Detailed descriptions include:
· Details about state-to-state rates, in-state rates and international rates
· Information about any monthly fees, minimum usage fees and any other fees
· Details about billing increments and payment options
· Customer service information and ratings
· Both expert and user reviews of the long distance plan
· Other available services that the plan offers

Browse the list of long distance plans or compare long distance plans that are available in your area. Make your next long distance telephone decision a knowledgeable one.

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Fixed Rate Balance Transfers

Saturday, September 15th, 2007

Benefits of Transferring a Balance to a Fixed APR Credit Card

A credit card balance transfer is the act of relocating an existing balance from one credit card to a different credit card. In most cases, the credit card to which the balance is being transferred has a lower interest rate than the credit card that originally carried the balance. Balance transfers are money-saving moves that, if planned well and carried out wisely, can greatly benefit cardholders.

There are two main types of balance transfers that will be discussed here - balance transfers to a credit card with an introductory APR and balance transfers to a credit card with a fixed APR.

0% Introductory APR Balance Transfers
Some credit cards currently offer a 0% introductory APR on balance transfers for a specified period of time - usually six, nine or 12 months. Any amount transferred to the card will be attached to this 0% APR until the introductory period ends. After the introductory period, the APR will rise to a higher level.

Fixed Rate Balance Transfers
A few credit cards offer a fixed APR on balance transfers for the life of the balance. With this type of offer, the APR attached to transferred balances will not rise after an introductory period. Instead, the APR will remain constant on that portion of your balance until it is paid in full.

Which type of balance transfer is right for each person depends on many factors. In some cases, transferring a balance to a 0% APR introductory offer can be the right decision - especially if the cardholder plans on paying off the balance within the specified introductory period.

In other cases, transferring a balance to a credit card that offers a fixed APR may be the right choice. Even though the APR attached to this type of offer is usually higher than that of introductory rate offers, the stability of the fixed rate can turn out to be a nice feature for the cardholder. With fixed rate balance transfers, it is not imperative that the cardholder pay off the balance within a predetermined window of time in order to avoid be hit with a rising APR and higher interest charges. A fixed rate can give a cardholder a lot more flexibility in repaying a balance.

Compare the latest balance transfer deals now or visit our credit card tips and advice area for more information about credit card balance transfers and/or fixed APR credit cards.

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Cell Phone Buying Guide

Monday, September 10th, 2007

Cellular Overview - Understanding the Basics

Before deciding on a wireless carrier, service plan and cell phone, be sure to take a look at our cell phone buying guide. You’ll find a ton of information that will help you understand all of the basics - from choosing a specific cell phone to pros and cons of individual phones, carriers and plans.

This in-depth guide discusses many relevant topics, including:
· Activation Fees
· Contracts and Early Termination Fees
· Credit Requirements
· Making Calls Overseas
· Number Portability
· Other Taxes and Fees
· Reliability and Signal Coverage

No matter where you are in the cell phone purchasing process, our cell phone buying guide can be a valuable resource that can help make your next wireless purchase a knowledgeable one.

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The Ins and Outs of Auto Insurance

Wednesday, September 5th, 2007

Eight Things You Should Know About Auto Insurance

Before choosing an auto insurance company, it is recommended to understand the basics of auto insurance. Learn a bit about the ins and outs of auto insurance before deciding on a company and coverage plan.

The article 8 Things You Should Know About Auto Insurance covers a variety of topics that can be helpful in the decision-making process. It includes topics such as determining appropriate coverage, looking for auto insurance discounts, choosing a deductible and more.

And once you have a good understanding of your auto insurance needs and choices, you can get free auto insurance quotes to help find the auto insurance company that fits your specific coverage and budget needs.

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