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The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the product differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above click on the appropriate product group:
Mortgages,
Home Equity,
CD,
Auto and
Checking/Savings.
Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration. Bankrate.com rates banks, thrifts and credit unions through proprietary Safe & Sound star rating system. Rates are subject to change without notice and may vary from branch to branch.
All savings accounts are not created equal
Simply put, not all savings accounts are the same. They are very different, in fact. Read on for a comprehensive explanation of the three major types of savings products that are available at most banks and credit unions. Read more
Emergency savings strategies
Emergency savings accounts are critically important and severely neglected in the U.S. Safety and security should be more important than high interest rates for your emergency savings account. Here are some further suggestions. Read more
We strive to provide comprehensive listings of savings rates to help you find a savings or money market solution that fits your specific needs. We hope to simplify the comparison process, in the end, help you earn the most with your savings accounts. For more information about savings accounts or money market accounts, visit our banking FAQs.
Increasing bank profitability should help lending institutions feel more comfortable about granting loans to consumers, whether the loan is a mortgage or a line of credit.
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Determine how much emergency savings you may need, and how you can begin a saving strategy geared toward this important goal.
