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Seven common credit card mistakes to avoid

Mon, 15 Mar 2010 09:48:56 PST

A credit card can be a very beneficial tool when it is used properly. Unfortunately, consumers often make common mistakes when using their credit cards. These mistakes can result in extra fees and/or damaged credit scores. Here are seven common mistakes to avoid.

Ten sneaky fees your bank may impose

Mon, 01 Mar 2010 15:11:42 PST

Banks have gotten increasingly creative with the fees they charge, and customers need to be increasingly vigilant to steer clear of these fees. Here are some of the most common charges that have been sneaking onto bank statements around the country.

5 important benefits of the CARD Act

Mon, 22 Feb 2010 10:09:31 PST

The Credit Card Accountability, Responsibility and Disclosure Act (CARD Act), passed into law in 2009, adds some significant changes to how credit cards are used and how credit card companies can act. Here are five important things to know.

What to know about water damage and home insurance

Mon, 15 Feb 2010 11:24:33 PST

Water damage is one of the most commonly cited reasons in claims on home insurance. This should not come as a surprise considering the many possible causes of water damage. Here's what to know about water damage and home insurance.

Five things a home equity loan should not be used for

Mon, 08 Feb 2010 11:19:14 PST

There are many uses for home equity loans, but not all of them are necessarily the best options. Here are some things to consider about these loans and some uses that you should question.

What you should know about term life insurance

Mon, 01 Feb 2010 11:26:07 PST

Exactly what is term life insurance? And what makes term life insurance different from other types of life insurance plans? Read on for a detailed decription of term life insurance, as well as tips on purchasing a policy.

Factors that affect your auto insurance costs

Mon, 25 Jan 2010 11:37:23 PST

Understanding the factors that influence your auto insurance costs can help you make more informed insurance decisions. Here are some important items that can influence your car insurance rates.

Questions to ask when choosing a health insurance plan

Wed, 20 Jan 2010 13:26:35 PST

Asking the right questions before you choose a health insurance plan can save you money and give you the best medical coverage available. Here's how to pick the best plan for you.

Four things you may not know about your credit card

Mon, 11 Jan 2010 10:52:52 PST

Even if you are diligent about knowing your interest rate, late fee charges, and spending limit, you may have forgotten some lesser known features of your credit cards. Here are some potential benefits that your credit cards may offer.

Five ways to save money on homeowners insurance

Mon, 04 Jan 2010 10:31:42 PST

Saving money on homeowners insurance is not as difficult as you might think. Here are five simple ways that you might save significant premium dollars annually, while still having the protection level you need.

Factors that affect your life insurance costs

Tue, 29 Dec 2009 09:52:12 PST

There are two primary factors that affect life insurance rates and, depending on the type of coverage you want, a few other conditions that also play a part in premium calculation. Here are some major items that influence life insurance rates.

Banking fact or fiction, part IV

Wed, 23 Dec 2009 11:24:20 PST

Separating banking myths from facts is an important part of finding the best banking solutions for your needs. The final of a four-part series, here are tips to help you separate the truth from the inaccuracies.

What homeowners insurance doesn't cover

Fri, 18 Dec 2009 09:59:41 PST

While homeowners insurance protects you against a number of perils, it doesn't cover everything. Here are some important hazards that are typically not covered, although you may add coverage for some of them.

Three things to know about business credit cards

Mon, 14 Dec 2009 08:14:20 PST

If you own a small business, you should consider using business, not personal, credit cards, for business-related expenses. But there are important things to know about business credit cards before applying.

Five life insurance "don'ts"

Tue, 08 Dec 2009 08:37:24 PST

Much has been written about everything that one should do when buying life insurance. Less is known about some of the things not to do. Here are some actions you should probably not take with life insurance.

Helpful tips when shopping for motorcycle insurance

Thu, 03 Dec 2009 08:56:47 PST

Compared to closed vehicles like cars or SUVs, motorcycles are much riskier to drive, which is why the insurance policy you buy for your motorcycle needs to be comprehensive. Read on for tips on what you need to consider when insuring your motorcycle.

Business insurance basics

Wed, 25 Nov 2009 09:07:22 PST

Business owners should look to the insurance needs of their company in order to safeguard its survival. Since some considerations are more obvious than others, its important to look at business insurance from all angles.

Banking fees 101

Fri, 20 Nov 2009 07:43:31 PST

It seems that banks have fees for almost every type of activity. ATM fees and overdraft fees are two of many that can catch you unaware. Here are some of the more common fees, what they might cost, and recommendations to avoid them.

Questions to ask when choosing a home insurance plan

Mon, 16 Nov 2009 09:06:54 PST

Most homeowners insurance policies are more of a custom variety instead of standard one. Knowing the right questions to ask helps you get the coverage you need at prices you can afford.

Credit card fact or fiction, part IV

Tue, 10 Nov 2009 07:21:09 PST

It is curious why so many myths surround credit cards considering that almost everyone has at least one and they've been a major source of unsecured credit lines for many years. Here's how to separate fact from fiction.